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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":350,"disclosureMonth":283,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":351,"rateMax":352,"rateAvg":353,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":355,"disclosureMonth":283,"companyCode":320,"companyName":321,"productCode":333,"productName":334,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":351,"rateMax":352,"rateAvg":356,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0010001-1054-A-D-C",4.75,{"id":358,"disclosureMonth":283,"companyCode":359,"companyName":360,"productCode":361,"productName":362,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":363,"rateMax":364,"rateAvg":24,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":370,"disclosureMonth":283,"companyCode":359,"companyName":360,"productCode":361,"productName":362,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":363,"rateMax":364,"rateAvg":371,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0010016-20461501000001001-A-D-C",4.66,{"id":373,"disclosureMonth":283,"companyCode":359,"companyName":360,"productCode":374,"productName":375,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":363,"rateMax":364,"rateAvg":376,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":378,"disclosureMonth":283,"companyCode":359,"companyName":360,"productCode":374,"productName":375,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":363,"rateMax":364,"rateAvg":379,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0010016-20283701000001001-A-D-C",4.92,{"id":381,"disclosureMonth":283,"companyCode":337,"companyName":338,"productCode":382,"productName":383,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":384,"rateMax":385,"rateAvg":386,"loanLimit":345,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":348},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":388,"disclosureMonth":283,"companyCode":389,"companyName":390,"productCode":391,"productName":392,"joinWay":393,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":394,"rateMax":395,"rateAvg":24,"loanLimit":327,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":400,"disclosureMonth":283,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":406,"rateMax":407,"rateAvg":408,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":414,"disclosureMonth":283,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":420,"rateMax":421,"rateAvg":422,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":428,"disclosureMonth":283,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":420,"rateMax":421,"rateAvg":429,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0013175-2001104780001-A-D-C",5.13,{"id":431,"disclosureMonth":283,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":420,"rateMax":421,"rateAvg":432,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0013175-2001104780001-A-S-C",4.86,{"id":434,"disclosureMonth":283,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":315,"mortgageTypeName":316,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":420,"rateMax":421,"rateAvg":379,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0013175-2001104780001-E-S-C",{"id":436,"disclosureMonth":283,"companyCode":437,"companyName":438,"productCode":439,"productName":440,"joinWay":441,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":442,"rateMax":443,"rateAvg":24,"loanLimit":444,"earlyRepaymentFee":445,"delinquencyRate":446,"incidentalExpense":447},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":449,"disclosureMonth":283,"companyCode":437,"companyName":438,"productCode":439,"productName":440,"joinWay":441,"mortgageType":315,"mortgageTypeName":316,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":442,"rateMax":443,"rateAvg":24,"loanLimit":444,"earlyRepaymentFee":445,"delinquencyRate":446,"incidentalExpense":447},"0010030-1-E-S-C",{"id":451,"disclosureMonth":283,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":356,"rateMax":456,"rateAvg":24,"loanLimit":327,"earlyRepaymentFee":457,"delinquencyRate":458,"incidentalExpense":459},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":461,"disclosureMonth":283,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":356,"rateMax":456,"rateAvg":24,"loanLimit":327,"earlyRepaymentFee":457,"delinquencyRate":458,"incidentalExpense":459},"0010927-KB200300000002-E-S-C",{"id":463,"disclosureMonth":283,"companyCode":295,"companyName":296,"productCode":464,"productName":465,"joinWay":405,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":466,"rateMax":467,"rateAvg":468,"loanLimit":469,"earlyRepaymentFee":310,"delinquencyRate":311,"incidentalExpense":470},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":472,"disclosureMonth":283,"companyCode":473,"companyName":474,"productCode":475,"productName":476,"joinWay":405,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":477,"rateMax":478,"rateAvg":479,"loanLimit":480,"earlyRepaymentFee":481,"delinquencyRate":482,"incidentalExpense":483},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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