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대출금액*120%*1%*채권할인율",{"id":1038,"disclosureMonth":978,"companyCode":1008,"companyName":1009,"productCode":1010,"productName":1011,"joinWay":987,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1039,"rateMax":1040,"rateAvg":1041,"loanLimit":1015,"earlyRepaymentFee":1016,"delinquencyRate":1017,"incidentalExpense":1018},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1043,"disclosureMonth":978,"companyCode":1008,"companyName":1009,"productCode":1021,"productName":1022,"joinWay":987,"mortgageType":988,"mortgageTypeName":989,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1039,"rateMax":1040,"rateAvg":1044,"loanLimit":1015,"earlyRepaymentFee":1016,"delinquencyRate":1017,"incidentalExpense":1018},"0010001-1054-A-D-C",4.75,{"id":1046,"disclosureMonth":978,"companyCode":1047,"companyName":1048,"productCode":1049,"productName":1050,"joinWay":987,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1051,"rateMax":1052,"rateAvg":9,"loanLimit":1053,"earlyRepaymentFee":1054,"delinquencyRate":1055,"incidentalExpense":1056},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":1058,"disclosureMonth":978,"companyCode":1047,"companyName":1048,"productCode":1049,"productName":1050,"joinWay":987,"mortgageType":988,"mortgageTypeName":989,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1051,"rateMax":1052,"rateAvg":1059,"loanLimit":1053,"earlyRepaymentFee":1054,"delinquencyRate":1055,"incidentalExpense":1056},"0010016-20461501000001001-A-D-C",4.66,{"id":1061,"disclosureMonth":978,"companyCode":1047,"companyName":1048,"productCode":1062,"productName":1063,"joinWay":987,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1051,"rateMax":1052,"rateAvg":1064,"loanLimit":1053,"earlyRepaymentFee":1054,"delinquencyRate":1055,"incidentalExpense":1056},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1066,"disclosureMonth":978,"companyCode":1047,"companyName":1048,"productCode":1062,"productName":1063,"joinWay":987,"mortgageType":988,"mortgageTypeName":989,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1051,"rateMax":1052,"rateAvg":1067,"loanLimit":1053,"earlyRepaymentFee":1054,"delinquencyRate":1055,"incidentalExpense":1056},"0010016-20283701000001001-A-D-C",4.92,{"id":1069,"disclosureMonth":978,"companyCode":1025,"companyName":1026,"productCode":1070,"productName":1071,"joinWay":987,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1072,"rateMax":1073,"rateAvg":1074,"loanLimit":1033,"earlyRepaymentFee":1034,"delinquencyRate":1035,"incidentalExpense":1036},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1076,"disclosureMonth":978,"companyCode":1077,"companyName":1078,"productCode":1079,"productName":1080,"joinWay":1081,"mortgageType":988,"mortgageTypeName":989,"repaymentType":990,"repaymentTypeName":991,"rateType":992,"rateTypeName":993,"rateMin":1082,"rateMax":1083,"rateAvg":9,"loanLimit":1015,"earlyRepaymentFee":1084,"delinquencyRate":1085,"incidentalExpense":1086},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1088,"disclosureMonth":978,"companyCode":1089,"companyName":1090,"productCode":1091,"productName":1092,"joinWay":1093,"mortgageType":988,"mortgageTypeName":989,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1094,"rateMax":1095,"rateAvg":1096,"loanLimit":1097,"earlyRepaymentFee":1098,"delinquencyRate":1099,"incidentalExpense":1100},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1102,"disclosureMonth":978,"companyCode":1103,"companyName":1104,"productCode":1105,"productName":1106,"joinWay":1107,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1108,"rateMax":1109,"rateAvg":1110,"loanLimit":1111,"earlyRepaymentFee":1112,"delinquencyRate":1113,"incidentalExpense":1114},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":1137,"disclosureMonth":978,"companyCode":1125,"companyName":1126,"productCode":1127,"productName":1128,"joinWay":1129,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":990,"repaymentTypeName":991,"rateType":992,"rateTypeName":993,"rateMin":1130,"rateMax":1131,"rateAvg":9,"loanLimit":1132,"earlyRepaymentFee":1133,"delinquencyRate":1134,"incidentalExpense":1135},"0010030-1-E-S-C",{"id":1139,"disclosureMonth":978,"companyCode":1140,"companyName":1141,"productCode":1142,"productName":1143,"joinWay":987,"mortgageType":988,"mortgageTypeName":989,"repaymentType":990,"repaymentTypeName":991,"rateType":992,"rateTypeName":993,"rateMin":1044,"rateMax":1144,"rateAvg":9,"loanLimit":1015,"earlyRepaymentFee":1145,"delinquencyRate":1146,"incidentalExpense":1147},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1149,"disclosureMonth":978,"companyCode":1140,"companyName":1141,"productCode":1142,"productName":1143,"joinWay":987,"mortgageType":1003,"mortgageTypeName":1004,"repaymentType":990,"repaymentTypeName":991,"rateType":992,"rateTypeName":993,"rateMin":1044,"rateMax":1144,"rateAvg":9,"loanLimit":1015,"earlyRepaymentFee":1145,"delinquencyRate":1146,"incidentalExpense":1147},"0010927-KB200300000002-E-S-C",{"id":1151,"disclosureMonth":978,"companyCode":983,"companyName":984,"productCode":1152,"productName":1153,"joinWay":1093,"mortgageType":988,"mortgageTypeName":989,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1154,"rateMax":1155,"rateAvg":1156,"loanLimit":1157,"earlyRepaymentFee":998,"delinquencyRate":999,"incidentalExpense":1158},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1160,"disclosureMonth":978,"companyCode":1161,"companyName":1162,"productCode":1163,"productName":1164,"joinWay":1093,"mortgageType":988,"mortgageTypeName":989,"repaymentType":1029,"repaymentTypeName":1030,"rateType":992,"rateTypeName":993,"rateMin":1165,"rateMax":1166,"rateAvg":1167,"loanLimit":1168,"earlyRepaymentFee":1169,"delinquencyRate":1170,"incidentalExpense":1171},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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