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대출금액*120%*1%*채권할인율",{"id":427,"disclosureMonth":145,"companyCode":397,"companyName":398,"productCode":399,"productName":400,"joinWay":377,"mortgageType":392,"mortgageTypeName":393,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":428,"rateMax":429,"rateAvg":430,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":432,"disclosureMonth":145,"companyCode":397,"companyName":398,"productCode":410,"productName":411,"joinWay":377,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":428,"rateMax":429,"rateAvg":433,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010001-1054-A-D-C",4.75,{"id":435,"disclosureMonth":145,"companyCode":436,"companyName":437,"productCode":438,"productName":439,"joinWay":377,"mortgageType":392,"mortgageTypeName":393,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":440,"rateMax":441,"rateAvg":9,"loanLimit":442,"earlyRepaymentFee":443,"delinquencyRate":444,"incidentalExpense":445},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":447,"disclosureMonth":145,"companyCode":436,"companyName":437,"productCode":438,"productName":439,"joinWay":377,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":440,"rateMax":441,"rateAvg":448,"loanLimit":442,"earlyRepaymentFee":443,"delinquencyRate":444,"incidentalExpense":445},"0010016-20461501000001001-A-D-C",4.66,{"id":450,"disclosureMonth":145,"companyCode":436,"companyName":437,"productCode":451,"productName":452,"joinWay":377,"mortgageType":392,"mortgageTypeName":393,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":440,"rateMax":441,"rateAvg":453,"loanLimit":442,"earlyRepaymentFee":443,"delinquencyRate":444,"incidentalExpense":445},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":455,"disclosureMonth":145,"companyCode":436,"companyName":437,"productCode":451,"productName":452,"joinWay":377,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":440,"rateMax":441,"rateAvg":456,"loanLimit":442,"earlyRepaymentFee":443,"delinquencyRate":444,"incidentalExpense":445},"0010016-20283701000001001-A-D-C",4.92,{"id":458,"disclosureMonth":145,"companyCode":414,"companyName":415,"productCode":459,"productName":460,"joinWay":377,"mortgageType":392,"mortgageTypeName":393,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":461,"rateMax":462,"rateAvg":463,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":465,"disclosureMonth":145,"companyCode":466,"companyName":467,"productCode":468,"productName":469,"joinWay":470,"mortgageType":378,"mortgageTypeName":81,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":471,"rateMax":472,"rateAvg":9,"loanLimit":404,"earlyRepaymentFee":473,"delinquencyRate":474,"incidentalExpense":475},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":477,"disclosureMonth":145,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":483,"rateMax":484,"rateAvg":485,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":491,"disclosureMonth":145,"companyCode":492,"companyName":493,"productCode":494,"productName":495,"joinWay":496,"mortgageType":392,"mortgageTypeName":393,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":497,"rateMax":498,"rateAvg":499,"loanLimit":500,"earlyRepaymentFee":501,"delinquencyRate":502,"incidentalExpense":503},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":505,"disclosureMonth":145,"companyCode":492,"companyName":493,"productCode":494,"productName":495,"joinWay":496,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":497,"rateMax":498,"rateAvg":506,"loanLimit":500,"earlyRepaymentFee":501,"delinquencyRate":502,"incidentalExpense":503},"0013175-2001104780001-A-D-C",5.13,{"id":508,"disclosureMonth":145,"companyCode":492,"companyName":493,"productCode":494,"productName":495,"joinWay":496,"mortgageType":378,"mortgageTypeName":81,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":497,"rateMax":498,"rateAvg":509,"loanLimit":500,"earlyRepaymentFee":501,"delinquencyRate":502,"incidentalExpense":503},"0013175-2001104780001-A-S-C",4.86,{"id":511,"disclosureMonth":145,"companyCode":492,"companyName":493,"productCode":494,"productName":495,"joinWay":496,"mortgageType":392,"mortgageTypeName":393,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":497,"rateMax":498,"rateAvg":456,"loanLimit":500,"earlyRepaymentFee":501,"delinquencyRate":502,"incidentalExpense":503},"0013175-2001104780001-E-S-C",{"id":513,"disclosureMonth":145,"companyCode":514,"companyName":515,"productCode":516,"productName":517,"joinWay":518,"mortgageType":378,"mortgageTypeName":81,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":519,"rateMax":520,"rateAvg":9,"loanLimit":521,"earlyRepaymentFee":522,"delinquencyRate":523,"incidentalExpense":524},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":526,"disclosureMonth":145,"companyCode":514,"companyName":515,"productCode":516,"productName":517,"joinWay":518,"mortgageType":392,"mortgageTypeName":393,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":519,"rateMax":520,"rateAvg":9,"loanLimit":521,"earlyRepaymentFee":522,"delinquencyRate":523,"incidentalExpense":524},"0010030-1-E-S-C",{"id":528,"disclosureMonth":145,"companyCode":529,"companyName":530,"productCode":531,"productName":532,"joinWay":377,"mortgageType":378,"mortgageTypeName":81,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":433,"rateMax":533,"rateAvg":9,"loanLimit":404,"earlyRepaymentFee":534,"delinquencyRate":535,"incidentalExpense":536},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":538,"disclosureMonth":145,"companyCode":529,"companyName":530,"productCode":531,"productName":532,"joinWay":377,"mortgageType":392,"mortgageTypeName":393,"repaymentType":379,"repaymentTypeName":380,"rateType":381,"rateTypeName":382,"rateMin":433,"rateMax":533,"rateAvg":9,"loanLimit":404,"earlyRepaymentFee":534,"delinquencyRate":535,"incidentalExpense":536},"0010927-KB200300000002-E-S-C",{"id":540,"disclosureMonth":145,"companyCode":373,"companyName":374,"productCode":541,"productName":542,"joinWay":482,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":543,"rateMax":544,"rateAvg":545,"loanLimit":546,"earlyRepaymentFee":387,"delinquencyRate":388,"incidentalExpense":547},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":549,"disclosureMonth":145,"companyCode":550,"companyName":551,"productCode":552,"productName":553,"joinWay":482,"mortgageType":378,"mortgageTypeName":81,"repaymentType":418,"repaymentTypeName":419,"rateType":381,"rateTypeName":382,"rateMin":554,"rateMax":555,"rateAvg":556,"loanLimit":557,"earlyRepaymentFee":118,"delinquencyRate":558,"incidentalExpense":559},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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