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채권할인율",{"id":1082,"disclosureMonth":1058,"companyCode":1063,"companyName":1064,"productCode":1065,"productName":1066,"joinWay":1067,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1074,"rateMax":1075,"rateAvg":1085,"loanLimit":1077,"earlyRepaymentFee":1078,"delinquencyRate":1079,"incidentalExpense":1080},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1087,"disclosureMonth":1058,"companyCode":1088,"companyName":1089,"productCode":1090,"productName":1091,"joinWay":1067,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1092,"rateMax":1093,"rateAvg":1094,"loanLimit":1095,"earlyRepaymentFee":1096,"delinquencyRate":1097,"incidentalExpense":1098},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1100,"disclosureMonth":1058,"companyCode":1088,"companyName":1089,"productCode":1101,"productName":1102,"joinWay":1067,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1092,"rateMax":1093,"rateAvg":9,"loanLimit":1095,"earlyRepaymentFee":1096,"delinquencyRate":1097,"incidentalExpense":1098},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1104,"disclosureMonth":1058,"companyCode":1105,"companyName":1106,"productCode":1107,"productName":1108,"joinWay":1067,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1111,"rateMax":1112,"rateAvg":159,"loanLimit":1113,"earlyRepaymentFee":1114,"delinquencyRate":1115,"incidentalExpense":1116},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1118,"disclosureMonth":1058,"companyCode":1088,"companyName":1089,"productCode":1090,"productName":1091,"joinWay":1067,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1119,"rateMax":1120,"rateAvg":1121,"loanLimit":1095,"earlyRepaymentFee":1096,"delinquencyRate":1097,"incidentalExpense":1098},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1123,"disclosureMonth":1058,"companyCode":1088,"companyName":1089,"productCode":1101,"productName":1102,"joinWay":1067,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1119,"rateMax":1120,"rateAvg":1124,"loanLimit":1095,"earlyRepaymentFee":1096,"delinquencyRate":1097,"incidentalExpense":1098},"0010001-1054-A-D-C",4.75,{"id":1126,"disclosureMonth":1058,"companyCode":1127,"companyName":1128,"productCode":1129,"productName":1130,"joinWay":1067,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1131,"rateMax":1132,"rateAvg":9,"loanLimit":1133,"earlyRepaymentFee":1134,"delinquencyRate":1135,"incidentalExpense":1136},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1138,"disclosureMonth":1058,"companyCode":1127,"companyName":1128,"productCode":1129,"productName":1130,"joinWay":1067,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1131,"rateMax":1132,"rateAvg":1139,"loanLimit":1133,"earlyRepaymentFee":1134,"delinquencyRate":1135,"incidentalExpense":1136},"0010016-20461501000001001-A-D-C",4.66,{"id":1141,"disclosureMonth":1058,"companyCode":1127,"companyName":1128,"productCode":1142,"productName":1143,"joinWay":1067,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1131,"rateMax":1132,"rateAvg":1144,"loanLimit":1133,"earlyRepaymentFee":1134,"delinquencyRate":1135,"incidentalExpense":1136},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1146,"disclosureMonth":1058,"companyCode":1127,"companyName":1128,"productCode":1142,"productName":1143,"joinWay":1067,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1131,"rateMax":1132,"rateAvg":1147,"loanLimit":1133,"earlyRepaymentFee":1134,"delinquencyRate":1135,"incidentalExpense":1136},"0010016-20283701000001001-A-D-C",4.92,{"id":1149,"disclosureMonth":1058,"companyCode":1105,"companyName":1106,"productCode":1150,"productName":1151,"joinWay":1067,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1152,"rateMax":1153,"rateAvg":1154,"loanLimit":1113,"earlyRepaymentFee":1114,"delinquencyRate":1115,"incidentalExpense":1116},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1156,"disclosureMonth":1058,"companyCode":1157,"companyName":1158,"productCode":1159,"productName":1160,"joinWay":1161,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1162,"rateMax":1163,"rateAvg":9,"loanLimit":1095,"earlyRepaymentFee":1164,"delinquencyRate":1165,"incidentalExpense":1166},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1168,"disclosureMonth":1058,"companyCode":1169,"companyName":1170,"productCode":1171,"productName":1172,"joinWay":1173,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1174,"rateMax":1175,"rateAvg":1176,"loanLimit":1177,"earlyRepaymentFee":1178,"delinquencyRate":1179,"incidentalExpense":1180},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1182,"disclosureMonth":1058,"companyCode":1183,"companyName":1184,"productCode":1185,"productName":1186,"joinWay":1187,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1188,"rateMax":1189,"rateAvg":1190,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1196,"disclosureMonth":1058,"companyCode":1183,"companyName":1184,"productCode":1185,"productName":1186,"joinWay":1187,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1109,"repaymentTypeName":1110,"rateType":1072,"rateTypeName":1073,"rateMin":1188,"rateMax":1189,"rateAvg":1197,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0013175-2001104780001-A-D-C",5.13,{"id":1199,"disclosureMonth":1058,"companyCode":1183,"companyName":1184,"productCode":1185,"productName":1186,"joinWay":1187,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1188,"rateMax":1189,"rateAvg":1200,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0013175-2001104780001-A-S-C",4.86,{"id":1202,"disclosureMonth":1058,"companyCode":1183,"companyName":1184,"productCode":1185,"productName":1186,"joinWay":1187,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1188,"rateMax":1189,"rateAvg":1147,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0013175-2001104780001-E-S-C",{"id":1204,"disclosureMonth":1058,"companyCode":1205,"companyName":1206,"productCode":1207,"productName":1208,"joinWay":1209,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1210,"rateMax":1211,"rateAvg":9,"loanLimit":1212,"earlyRepaymentFee":1213,"delinquencyRate":1214,"incidentalExpense":1215},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1217,"disclosureMonth":1058,"companyCode":1205,"companyName":1206,"productCode":1207,"productName":1208,"joinWay":1209,"mortgageType":1083,"mortgageTypeName":1084,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1210,"rateMax":1211,"rateAvg":9,"loanLimit":1212,"earlyRepaymentFee":1213,"delinquencyRate":1214,"incidentalExpense":1215},"0010030-1-E-S-C",{"id":1219,"disclosureMonth":1058,"companyCode":1220,"companyName":1221,"productCode":1222,"productName":1223,"joinWay":1067,"mortgageType":1068,"mortgageTypeName":1069,"repaymentType":1070,"repaymentTypeName":1071,"rateType":1072,"rateTypeName":1073,"rateMin":1124,"rateMax":1224,"rateAvg":9,"loanLimit":1095,"earlyRepaymentFee":1225,"delinquencyRate":1226,"incidentalExpense":1227},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 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