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채권할인율",{"id":475,"disclosureMonth":451,"companyCode":456,"companyName":457,"productCode":458,"productName":459,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":463,"repaymentTypeName":464,"rateType":465,"rateTypeName":466,"rateMin":467,"rateMax":468,"rateAvg":478,"loanLimit":470,"earlyRepaymentFee":471,"delinquencyRate":472,"incidentalExpense":473},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":480,"disclosureMonth":451,"companyCode":481,"companyName":482,"productCode":483,"productName":484,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":463,"repaymentTypeName":464,"rateType":465,"rateTypeName":466,"rateMin":485,"rateMax":486,"rateAvg":487,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":512,"disclosureMonth":451,"companyCode":481,"companyName":482,"productCode":483,"productName":484,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":513,"rateMax":514,"rateAvg":515,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":517,"disclosureMonth":451,"companyCode":481,"companyName":482,"productCode":494,"productName":495,"joinWay":460,"mortgageType":461,"mortgageTypeName":462,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":513,"rateMax":514,"rateAvg":518,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010001-1054-A-D-C",4.75,{"id":520,"disclosureMonth":451,"companyCode":521,"companyName":522,"productCode":523,"productName":524,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":525,"rateMax":526,"rateAvg":9,"loanLimit":527,"earlyRepaymentFee":528,"delinquencyRate":529,"incidentalExpense":530},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":576,"disclosureMonth":451,"companyCode":577,"companyName":578,"productCode":579,"productName":580,"joinWay":581,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":582,"rateMax":583,"rateAvg":584,"loanLimit":585,"earlyRepaymentFee":586,"delinquencyRate":587,"incidentalExpense":588},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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