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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":254,"disclosureMonth":230,"companyCode":235,"companyName":236,"productCode":237,"productName":238,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":246,"rateMax":247,"rateAvg":257,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":259,"disclosureMonth":230,"companyCode":260,"companyName":261,"productCode":262,"productName":263,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":264,"rateMax":265,"rateAvg":266,"loanLimit":267,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":270},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":272,"disclosureMonth":230,"companyCode":260,"companyName":261,"productCode":273,"productName":274,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":264,"rateMax":265,"rateAvg":9,"loanLimit":267,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":270},"0010001-1054-A-S-C","1054","우리아파트론",{"id":276,"disclosureMonth":230,"companyCode":277,"companyName":278,"productCode":279,"productName":280,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":283,"rateMax":284,"rateAvg":285,"loanLimit":286,"earlyRepaymentFee":287,"delinquencyRate":288,"incidentalExpense":289},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":291,"disclosureMonth":230,"companyCode":260,"companyName":261,"productCode":262,"productName":263,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":292,"rateMax":293,"rateAvg":294,"loanLimit":267,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":270},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":296,"disclosureMonth":230,"companyCode":260,"companyName":261,"productCode":273,"productName":274,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":292,"rateMax":293,"rateAvg":297,"loanLimit":267,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":270},"0010001-1054-A-D-C",4.75,{"id":299,"disclosureMonth":230,"companyCode":300,"companyName":301,"productCode":302,"productName":303,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":304,"rateMax":305,"rateAvg":9,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":311,"disclosureMonth":230,"companyCode":300,"companyName":301,"productCode":302,"productName":303,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":304,"rateMax":305,"rateAvg":312,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20461501000001001-A-D-C",4.66,{"id":314,"disclosureMonth":230,"companyCode":300,"companyName":301,"productCode":315,"productName":316,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":304,"rateMax":305,"rateAvg":317,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":319,"disclosureMonth":230,"companyCode":300,"companyName":301,"productCode":315,"productName":316,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":304,"rateMax":305,"rateAvg":320,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20283701000001001-A-D-C",4.92,{"id":322,"disclosureMonth":230,"companyCode":277,"companyName":278,"productCode":323,"productName":324,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":325,"rateMax":326,"rateAvg":327,"loanLimit":286,"earlyRepaymentFee":287,"delinquencyRate":288,"incidentalExpense":289},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":329,"disclosureMonth":230,"companyCode":330,"companyName":331,"productCode":332,"productName":333,"joinWay":334,"mortgageType":240,"mortgageTypeName":241,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":267,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":341,"disclosureMonth":230,"companyCode":342,"companyName":343,"productCode":344,"productName":345,"joinWay":346,"mortgageType":240,"mortgageTypeName":241,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":347,"rateMax":348,"rateAvg":349,"loanLimit":350,"earlyRepaymentFee":351,"delinquencyRate":352,"incidentalExpense":353},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":355,"disclosureMonth":230,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":360,"mortgageType":255,"mortgageTypeName":256,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":361,"rateMax":362,"rateAvg":363,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":390,"disclosureMonth":230,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":382,"mortgageType":255,"mortgageTypeName":256,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":383,"rateMax":384,"rateAvg":9,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010030-1-E-S-C",{"id":392,"disclosureMonth":230,"companyCode":393,"companyName":394,"productCode":395,"productName":396,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":297,"rateMax":397,"rateAvg":9,"loanLimit":267,"earlyRepaymentFee":398,"delinquencyRate":399,"incidentalExpense":400},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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