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채권할인율",{"id":209,"disclosureMonth":185,"companyCode":190,"companyName":191,"productCode":192,"productName":193,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":201,"rateMax":202,"rateAvg":212,"loanLimit":204,"earlyRepaymentFee":205,"delinquencyRate":206,"incidentalExpense":207},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":214,"disclosureMonth":185,"companyCode":215,"companyName":216,"productCode":217,"productName":218,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":219,"rateMax":220,"rateAvg":221,"loanLimit":222,"earlyRepaymentFee":223,"delinquencyRate":224,"incidentalExpense":225},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":227,"disclosureMonth":185,"companyCode":215,"companyName":216,"productCode":228,"productName":229,"joinWay":194,"mortgageType":195,"mortgageTypeName":196,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":219,"rateMax":220,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":223,"delinquencyRate":224,"incidentalExpense":225},"0010001-1054-A-S-C","1054","우리아파트론",{"id":231,"disclosureMonth":185,"companyCode":232,"companyName":233,"productCode":234,"productName":235,"joinWay":194,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":238,"rateMax":239,"rateAvg":240,"loanLimit":241,"earlyRepaymentFee":242,"delinquencyRate":243,"incidentalExpense":244},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":246,"disclosureMonth":185,"companyCode":215,"companyName":216,"productCode":217,"productName":218,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":247,"rateMax":248,"rateAvg":249,"loanLimit":222,"earlyRepaymentFee":223,"delinquencyRate":224,"incidentalExpense":225},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":251,"disclosureMonth":185,"companyCode":215,"companyName":216,"productCode":228,"productName":229,"joinWay":194,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":247,"rateMax":248,"rateAvg":252,"loanLimit":222,"earlyRepaymentFee":223,"delinquencyRate":224,"incidentalExpense":225},"0010001-1054-A-D-C",4.75,{"id":254,"disclosureMonth":185,"companyCode":255,"companyName":256,"productCode":257,"productName":258,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":259,"rateMax":260,"rateAvg":9,"loanLimit":261,"earlyRepaymentFee":262,"delinquencyRate":263,"incidentalExpense":264},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":266,"disclosureMonth":185,"companyCode":255,"companyName":256,"productCode":257,"productName":258,"joinWay":194,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":259,"rateMax":260,"rateAvg":267,"loanLimit":261,"earlyRepaymentFee":262,"delinquencyRate":263,"incidentalExpense":264},"0010016-20461501000001001-A-D-C",4.66,{"id":269,"disclosureMonth":185,"companyCode":255,"companyName":256,"productCode":270,"productName":271,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":259,"rateMax":260,"rateAvg":272,"loanLimit":261,"earlyRepaymentFee":262,"delinquencyRate":263,"incidentalExpense":264},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":274,"disclosureMonth":185,"companyCode":255,"companyName":256,"productCode":270,"productName":271,"joinWay":194,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":259,"rateMax":260,"rateAvg":275,"loanLimit":261,"earlyRepaymentFee":262,"delinquencyRate":263,"incidentalExpense":264},"0010016-20283701000001001-A-D-C",4.92,{"id":277,"disclosureMonth":185,"companyCode":232,"companyName":233,"productCode":278,"productName":279,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":280,"rateMax":281,"rateAvg":282,"loanLimit":241,"earlyRepaymentFee":242,"delinquencyRate":243,"incidentalExpense":244},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":284,"disclosureMonth":185,"companyCode":285,"companyName":286,"productCode":287,"productName":288,"joinWay":289,"mortgageType":195,"mortgageTypeName":196,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":290,"rateMax":291,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":296,"disclosureMonth":185,"companyCode":297,"companyName":298,"productCode":299,"productName":300,"joinWay":301,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":302,"rateMax":303,"rateAvg":304,"loanLimit":305,"earlyRepaymentFee":306,"delinquencyRate":307,"incidentalExpense":308},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":310,"disclosureMonth":185,"companyCode":311,"companyName":312,"productCode":313,"productName":314,"joinWay":315,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":316,"rateMax":317,"rateAvg":318,"loanLimit":319,"earlyRepaymentFee":320,"delinquencyRate":321,"incidentalExpense":322},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":324,"disclosureMonth":185,"companyCode":311,"companyName":312,"productCode":313,"productName":314,"joinWay":315,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":316,"rateMax":317,"rateAvg":325,"loanLimit":319,"earlyRepaymentFee":320,"delinquencyRate":321,"incidentalExpense":322},"0013175-2001104780001-A-D-C",5.13,{"id":327,"disclosureMonth":185,"companyCode":311,"companyName":312,"productCode":313,"productName":314,"joinWay":315,"mortgageType":195,"mortgageTypeName":196,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":316,"rateMax":317,"rateAvg":328,"loanLimit":319,"earlyRepaymentFee":320,"delinquencyRate":321,"incidentalExpense":322},"0013175-2001104780001-A-S-C",4.86,{"id":330,"disclosureMonth":185,"companyCode":311,"companyName":312,"productCode":313,"productName":314,"joinWay":315,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":316,"rateMax":317,"rateAvg":275,"loanLimit":319,"earlyRepaymentFee":320,"delinquencyRate":321,"incidentalExpense":322},"0013175-2001104780001-E-S-C",{"id":332,"disclosureMonth":185,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":337,"mortgageType":195,"mortgageTypeName":196,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":338,"rateMax":339,"rateAvg":9,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":345,"disclosureMonth":185,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":337,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":338,"rateMax":339,"rateAvg":9,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010030-1-E-S-C",{"id":347,"disclosureMonth":185,"companyCode":348,"companyName":349,"productCode":350,"productName":351,"joinWay":194,"mortgageType":195,"mortgageTypeName":196,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":252,"rateMax":352,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":353,"delinquencyRate":354,"incidentalExpense":355},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":357,"disclosureMonth":185,"companyCode":348,"companyName":349,"productCode":350,"productName":351,"joinWay":194,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":252,"rateMax":352,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":353,"delinquencyRate":354,"incidentalExpense":355},"0010927-KB200300000002-E-S-C",{"id":359,"disclosureMonth":185,"companyCode":190,"companyName":191,"productCode":360,"productName":361,"joinWay":301,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":362,"rateMax":363,"rateAvg":364,"loanLimit":365,"earlyRepaymentFee":205,"delinquencyRate":206,"incidentalExpense":366},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":368,"disclosureMonth":185,"companyCode":369,"companyName":370,"productCode":371,"productName":372,"joinWay":301,"mortgageType":195,"mortgageTypeName":196,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":373,"rateMax":374,"rateAvg":375,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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