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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":350,"disclosureMonth":326,"companyCode":331,"companyName":332,"productCode":333,"productName":334,"joinWay":335,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":342,"rateMax":343,"rateAvg":353,"loanLimit":345,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":348},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":355,"disclosureMonth":326,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":335,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":360,"rateMax":361,"rateAvg":362,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":368,"disclosureMonth":326,"companyCode":356,"companyName":357,"productCode":369,"productName":370,"joinWay":335,"mortgageType":336,"mortgageTypeName":337,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":360,"rateMax":361,"rateAvg":9,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1054-A-S-C","1054","우리아파트론",{"id":372,"disclosureMonth":326,"companyCode":373,"companyName":374,"productCode":375,"productName":376,"joinWay":335,"mortgageType":336,"mortgageTypeName":337,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":379,"rateMax":380,"rateAvg":381,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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등",{"id":451,"disclosureMonth":326,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":457,"rateMax":458,"rateAvg":459,"loanLimit":460,"earlyRepaymentFee":461,"delinquencyRate":462,"incidentalExpense":463},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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