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채권할인율",{"id":350,"disclosureMonth":327,"companyCode":332,"companyName":333,"productCode":334,"productName":335,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":342,"rateMax":343,"rateAvg":353,"loanLimit":345,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":348},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":355,"disclosureMonth":327,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":360,"rateMax":361,"rateAvg":362,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":368,"disclosureMonth":327,"companyCode":356,"companyName":357,"productCode":369,"productName":370,"joinWay":336,"mortgageType":337,"mortgageTypeName":81,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":360,"rateMax":361,"rateAvg":9,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1054-A-S-C","1054","우리아파트론",{"id":372,"disclosureMonth":327,"companyCode":373,"companyName":374,"productCode":375,"productName":376,"joinWay":336,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":379,"rateMax":380,"rateAvg":381,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":387,"disclosureMonth":327,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":388,"rateMax":389,"rateAvg":390,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":392,"disclosureMonth":327,"companyCode":356,"companyName":357,"productCode":369,"productName":370,"joinWay":336,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":388,"rateMax":389,"rateAvg":393,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1054-A-D-C",4.75,{"id":395,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":9,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":407,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":336,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":408,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20461501000001001-A-D-C",4.66,{"id":410,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":411,"productName":412,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":413,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":415,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":411,"productName":412,"joinWay":336,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":416,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20283701000001001-A-D-C",4.92,{"id":418,"disclosureMonth":327,"companyCode":373,"companyName":374,"productCode":419,"productName":420,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":421,"rateMax":422,"rateAvg":423,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":425,"disclosureMonth":327,"companyCode":426,"companyName":427,"productCode":428,"productName":429,"joinWay":430,"mortgageType":337,"mortgageTypeName":81,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":431,"rateMax":432,"rateAvg":9,"loanLimit":363,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":437,"disclosureMonth":327,"companyCode":438,"companyName":439,"productCode":440,"productName":441,"joinWay":442,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":443,"rateMax":444,"rateAvg":445,"loanLimit":446,"earlyRepaymentFee":447,"delinquencyRate":448,"incidentalExpense":449},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":451,"disclosureMonth":327,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":457,"rateMax":458,"rateAvg":459,"loanLimit":460,"earlyRepaymentFee":461,"delinquencyRate":462,"incidentalExpense":463},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":465,"disclosureMonth":327,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":457,"rateMax":458,"rateAvg":466,"loanLimit":460,"earlyRepaymentFee":461,"delinquencyRate":462,"incidentalExpense":463},"0013175-2001104780001-A-D-C",5.13,{"id":468,"disclosureMonth":327,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":337,"mortgageTypeName":81,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":457,"rateMax":458,"rateAvg":469,"loanLimit":460,"earlyRepaymentFee":461,"delinquencyRate":462,"incidentalExpense":463},"0013175-2001104780001-A-S-C",4.86,{"id":471,"disclosureMonth":327,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":457,"rateMax":458,"rateAvg":416,"loanLimit":460,"earlyRepaymentFee":461,"delinquencyRate":462,"incidentalExpense":463},"0013175-2001104780001-E-S-C",{"id":473,"disclosureMonth":327,"companyCode":474,"companyName":475,"productCode":476,"productName":477,"joinWay":478,"mortgageType":337,"mortgageTypeName":81,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":479,"rateMax":480,"rateAvg":9,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":486,"disclosureMonth":327,"companyCode":474,"companyName":475,"productCode":476,"productName":477,"joinWay":478,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":479,"rateMax":480,"rateAvg":9,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010030-1-E-S-C",{"id":488,"disclosureMonth":327,"companyCode":489,"companyName":490,"productCode":491,"productName":492,"joinWay":336,"mortgageType":337,"mortgageTypeName":81,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":393,"rateMax":493,"rateAvg":9,"loanLimit":363,"earlyRepaymentFee":494,"delinquencyRate":495,"incidentalExpense":496},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":498,"disclosureMonth":327,"companyCode":489,"companyName":490,"productCode":491,"productName":492,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":393,"rateMax":493,"rateAvg":9,"loanLimit":363,"earlyRepaymentFee":494,"delinquencyRate":495,"incidentalExpense":496},"0010927-KB200300000002-E-S-C",{"id":500,"disclosureMonth":327,"companyCode":332,"companyName":333,"productCode":501,"productName":502,"joinWay":442,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":503,"rateMax":504,"rateAvg":505,"loanLimit":506,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":507},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":509,"disclosureMonth":327,"companyCode":510,"companyName":511,"productCode":512,"productName":513,"joinWay":442,"mortgageType":337,"mortgageTypeName":81,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":514,"rateMax":515,"rateAvg":516,"loanLimit":517,"earlyRepaymentFee":518,"delinquencyRate":519,"incidentalExpense":520},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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