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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":263,"disclosureMonth":239,"companyCode":244,"companyName":245,"productCode":246,"productName":247,"joinWay":248,"mortgageType":264,"mortgageTypeName":265,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":255,"rateMax":256,"rateAvg":266,"loanLimit":258,"earlyRepaymentFee":259,"delinquencyRate":260,"incidentalExpense":261},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":268,"disclosureMonth":239,"companyCode":269,"companyName":270,"productCode":271,"productName":272,"joinWay":248,"mortgageType":264,"mortgageTypeName":265,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":273,"rateMax":274,"rateAvg":275,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":281,"disclosureMonth":239,"companyCode":269,"companyName":270,"productCode":282,"productName":283,"joinWay":248,"mortgageType":249,"mortgageTypeName":250,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":273,"rateMax":274,"rateAvg":9,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010001-1054-A-S-C","1054","우리아파트론",{"id":285,"disclosureMonth":239,"companyCode":286,"companyName":287,"productCode":288,"productName":289,"joinWay":248,"mortgageType":249,"mortgageTypeName":250,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":292,"rateMax":293,"rateAvg":294,"loanLimit":295,"earlyRepaymentFee":296,"delinquencyRate":297,"incidentalExpense":298},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":300,"disclosureMonth":239,"companyCode":269,"companyName":270,"productCode":271,"productName":272,"joinWay":248,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":301,"rateMax":302,"rateAvg":303,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":305,"disclosureMonth":239,"companyCode":269,"companyName":270,"productCode":282,"productName":283,"joinWay":248,"mortgageType":249,"mortgageTypeName":250,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":301,"rateMax":302,"rateAvg":306,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010001-1054-A-D-C",4.75,{"id":308,"disclosureMonth":239,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":248,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":313,"rateMax":314,"rateAvg":9,"loanLimit":315,"earlyRepaymentFee":316,"delinquencyRate":317,"incidentalExpense":318},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":320,"disclosureMonth":239,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":248,"mortgageType":249,"mortgageTypeName":250,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":313,"rateMax":314,"rateAvg":321,"loanLimit":315,"earlyRepaymentFee":316,"delinquencyRate":317,"incidentalExpense":318},"0010016-20461501000001001-A-D-C",4.66,{"id":323,"disclosureMonth":239,"companyCode":309,"companyName":310,"productCode":324,"productName":325,"joinWay":248,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":313,"rateMax":314,"rateAvg":326,"loanLimit":315,"earlyRepaymentFee":316,"delinquencyRate":317,"incidentalExpense":318},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":328,"disclosureMonth":239,"companyCode":309,"companyName":310,"productCode":324,"productName":325,"joinWay":248,"mortgageType":249,"mortgageTypeName":250,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":313,"rateMax":314,"rateAvg":329,"loanLimit":315,"earlyRepaymentFee":316,"delinquencyRate":317,"incidentalExpense":318},"0010016-20283701000001001-A-D-C",4.92,{"id":331,"disclosureMonth":239,"companyCode":286,"companyName":287,"productCode":332,"productName":333,"joinWay":248,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":334,"rateMax":335,"rateAvg":336,"loanLimit":295,"earlyRepaymentFee":296,"delinquencyRate":297,"incidentalExpense":298},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":338,"disclosureMonth":239,"companyCode":339,"companyName":340,"productCode":341,"productName":342,"joinWay":343,"mortgageType":249,"mortgageTypeName":250,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":344,"rateMax":345,"rateAvg":9,"loanLimit":276,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":348},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":350,"disclosureMonth":239,"companyCode":351,"companyName":352,"productCode":353,"productName":354,"joinWay":355,"mortgageType":249,"mortgageTypeName":250,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":356,"rateMax":357,"rateAvg":358,"loanLimit":359,"earlyRepaymentFee":360,"delinquencyRate":361,"incidentalExpense":362},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":364,"disclosureMonth":239,"companyCode":365,"companyName":366,"productCode":367,"productName":368,"joinWay":369,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":378,"disclosureMonth":239,"companyCode":365,"companyName":366,"productCode":367,"productName":368,"joinWay":369,"mortgageType":249,"mortgageTypeName":250,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":370,"rateMax":371,"rateAvg":379,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0013175-2001104780001-A-D-C",5.13,{"id":381,"disclosureMonth":239,"companyCode":365,"companyName":366,"productCode":367,"productName":368,"joinWay":369,"mortgageType":249,"mortgageTypeName":250,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":370,"rateMax":371,"rateAvg":382,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0013175-2001104780001-A-S-C",4.86,{"id":384,"disclosureMonth":239,"companyCode":365,"companyName":366,"productCode":367,"productName":368,"joinWay":369,"mortgageType":264,"mortgageTypeName":265,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":370,"rateMax":371,"rateAvg":329,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0013175-2001104780001-E-S-C",{"id":386,"disclosureMonth":239,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":391,"mortgageType":249,"mortgageTypeName":250,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":392,"rateMax":393,"rateAvg":9,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 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