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금융상품한눈에 · 아파트메이트 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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1165,"disclosureMonth":1141,"companyCode":1146,"companyName":1147,"productCode":1148,"productName":1149,"joinWay":1150,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1157,"rateMax":1158,"rateAvg":1168,"loanLimit":1160,"earlyRepaymentFee":1161,"delinquencyRate":1162,"incidentalExpense":1163},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1170,"disclosureMonth":1141,"companyCode":1171,"companyName":1172,"productCode":1173,"productName":1174,"joinWay":1150,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1175,"rateMax":1176,"rateAvg":1177,"loanLimit":1178,"earlyRepaymentFee":1179,"delinquencyRate":1180,"incidentalExpense":1181},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1183,"disclosureMonth":1141,"companyCode":1171,"companyName":1172,"productCode":1184,"productName":1185,"joinWay":1150,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1175,"rateMax":1176,"rateAvg":9,"loanLimit":1178,"earlyRepaymentFee":1179,"delinquencyRate":1180,"incidentalExpense":1181},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1187,"disclosureMonth":1141,"companyCode":1188,"companyName":1189,"productCode":1190,"productName":1191,"joinWay":1150,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1194,"rateMax":1195,"rateAvg":21,"loanLimit":1196,"earlyRepaymentFee":1197,"delinquencyRate":1198,"incidentalExpense":1199},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1201,"disclosureMonth":1141,"companyCode":1171,"companyName":1172,"productCode":1173,"productName":1174,"joinWay":1150,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1202,"rateMax":1203,"rateAvg":1204,"loanLimit":1178,"earlyRepaymentFee":1179,"delinquencyRate":1180,"incidentalExpense":1181},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1206,"disclosureMonth":1141,"companyCode":1171,"companyName":1172,"productCode":1184,"productName":1185,"joinWay":1150,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1202,"rateMax":1203,"rateAvg":1207,"loanLimit":1178,"earlyRepaymentFee":1179,"delinquencyRate":1180,"incidentalExpense":1181},"0010001-1054-A-D-C",4.75,{"id":1209,"disclosureMonth":1141,"companyCode":1210,"companyName":1211,"productCode":1212,"productName":1213,"joinWay":1150,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1214,"rateMax":1215,"rateAvg":9,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1221,"disclosureMonth":1141,"companyCode":1210,"companyName":1211,"productCode":1212,"productName":1213,"joinWay":1150,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1214,"rateMax":1215,"rateAvg":1222,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0010016-20461501000001001-A-D-C",4.66,{"id":1224,"disclosureMonth":1141,"companyCode":1210,"companyName":1211,"productCode":1225,"productName":1226,"joinWay":1150,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1214,"rateMax":1215,"rateAvg":1227,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1229,"disclosureMonth":1141,"companyCode":1210,"companyName":1211,"productCode":1225,"productName":1226,"joinWay":1150,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1214,"rateMax":1215,"rateAvg":1230,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0010016-20283701000001001-A-D-C",4.92,{"id":1232,"disclosureMonth":1141,"companyCode":1188,"companyName":1189,"productCode":1233,"productName":1234,"joinWay":1150,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1235,"rateMax":1236,"rateAvg":1237,"loanLimit":1196,"earlyRepaymentFee":1197,"delinquencyRate":1198,"incidentalExpense":1199},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1239,"disclosureMonth":1141,"companyCode":1240,"companyName":1241,"productCode":1242,"productName":1243,"joinWay":1244,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1245,"rateMax":1246,"rateAvg":9,"loanLimit":1178,"earlyRepaymentFee":1247,"delinquencyRate":1248,"incidentalExpense":1249},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1251,"disclosureMonth":1141,"companyCode":1252,"companyName":1253,"productCode":1254,"productName":1255,"joinWay":1256,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1257,"rateMax":1258,"rateAvg":1259,"loanLimit":1260,"earlyRepaymentFee":1261,"delinquencyRate":1262,"incidentalExpense":1263},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1265,"disclosureMonth":1141,"companyCode":1266,"companyName":1267,"productCode":1268,"productName":1269,"joinWay":1270,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1271,"rateMax":1272,"rateAvg":1273,"loanLimit":1274,"earlyRepaymentFee":1275,"delinquencyRate":1276,"incidentalExpense":1277},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1279,"disclosureMonth":1141,"companyCode":1266,"companyName":1267,"productCode":1268,"productName":1269,"joinWay":1270,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1192,"repaymentTypeName":1193,"rateType":1155,"rateTypeName":1156,"rateMin":1271,"rateMax":1272,"rateAvg":1280,"loanLimit":1274,"earlyRepaymentFee":1275,"delinquencyRate":1276,"incidentalExpense":1277},"0013175-2001104780001-A-D-C",5.13,{"id":1282,"disclosureMonth":1141,"companyCode":1266,"companyName":1267,"productCode":1268,"productName":1269,"joinWay":1270,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1271,"rateMax":1272,"rateAvg":1283,"loanLimit":1274,"earlyRepaymentFee":1275,"delinquencyRate":1276,"incidentalExpense":1277},"0013175-2001104780001-A-S-C",4.86,{"id":1285,"disclosureMonth":1141,"companyCode":1266,"companyName":1267,"productCode":1268,"productName":1269,"joinWay":1270,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1271,"rateMax":1272,"rateAvg":1230,"loanLimit":1274,"earlyRepaymentFee":1275,"delinquencyRate":1276,"incidentalExpense":1277},"0013175-2001104780001-E-S-C",{"id":1287,"disclosureMonth":1141,"companyCode":1288,"companyName":1289,"productCode":1290,"productName":1291,"joinWay":1292,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1293,"rateMax":1294,"rateAvg":9,"loanLimit":1295,"earlyRepaymentFee":1296,"delinquencyRate":1297,"incidentalExpense":1298},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1300,"disclosureMonth":1141,"companyCode":1288,"companyName":1289,"productCode":1290,"productName":1291,"joinWay":1292,"mortgageType":1166,"mortgageTypeName":1167,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1293,"rateMax":1294,"rateAvg":9,"loanLimit":1295,"earlyRepaymentFee":1296,"delinquencyRate":1297,"incidentalExpense":1298},"0010030-1-E-S-C",{"id":1302,"disclosureMonth":1141,"companyCode":1303,"companyName":1304,"productCode":1305,"productName":1306,"joinWay":1150,"mortgageType":1151,"mortgageTypeName":1152,"repaymentType":1153,"repaymentTypeName":1154,"rateType":1155,"rateTypeName":1156,"rateMin":1207,"rateMax":1307,"rateAvg":9,"loanLimit":1178,"earlyRepaymentFee":1308,"delinquencyRate":1309,"incidentalExpense":1310},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 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