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대출금액*120%*1%*채권할인율",{"id":291,"disclosureMonth":231,"companyCode":261,"companyName":262,"productCode":263,"productName":264,"joinWay":240,"mortgageType":256,"mortgageTypeName":257,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":292,"rateMax":293,"rateAvg":294,"loanLimit":268,"earlyRepaymentFee":269,"delinquencyRate":270,"incidentalExpense":271},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":296,"disclosureMonth":231,"companyCode":261,"companyName":262,"productCode":274,"productName":275,"joinWay":240,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":292,"rateMax":293,"rateAvg":297,"loanLimit":268,"earlyRepaymentFee":269,"delinquencyRate":270,"incidentalExpense":271},"0010001-1054-A-D-C",4.75,{"id":299,"disclosureMonth":231,"companyCode":300,"companyName":301,"productCode":302,"productName":303,"joinWay":240,"mortgageType":256,"mortgageTypeName":257,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":304,"rateMax":305,"rateAvg":9,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":311,"disclosureMonth":231,"companyCode":300,"companyName":301,"productCode":302,"productName":303,"joinWay":240,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":304,"rateMax":305,"rateAvg":312,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20461501000001001-A-D-C",4.66,{"id":314,"disclosureMonth":231,"companyCode":300,"companyName":301,"productCode":315,"productName":316,"joinWay":240,"mortgageType":256,"mortgageTypeName":257,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":304,"rateMax":305,"rateAvg":317,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":319,"disclosureMonth":231,"companyCode":300,"companyName":301,"productCode":315,"productName":316,"joinWay":240,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":304,"rateMax":305,"rateAvg":320,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010016-20283701000001001-A-D-C",4.92,{"id":322,"disclosureMonth":231,"companyCode":278,"companyName":279,"productCode":323,"productName":324,"joinWay":240,"mortgageType":256,"mortgageTypeName":257,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":325,"rateMax":326,"rateAvg":327,"loanLimit":286,"earlyRepaymentFee":287,"delinquencyRate":288,"incidentalExpense":289},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":329,"disclosureMonth":231,"companyCode":330,"companyName":331,"productCode":332,"productName":333,"joinWay":334,"mortgageType":241,"mortgageTypeName":242,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":268,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":341,"disclosureMonth":231,"companyCode":342,"companyName":343,"productCode":344,"productName":345,"joinWay":346,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":347,"rateMax":348,"rateAvg":349,"loanLimit":350,"earlyRepaymentFee":351,"delinquencyRate":352,"incidentalExpense":353},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":355,"disclosureMonth":231,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":360,"mortgageType":256,"mortgageTypeName":257,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":361,"rateMax":362,"rateAvg":363,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":369,"disclosureMonth":231,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":360,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":361,"rateMax":362,"rateAvg":370,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0013175-2001104780001-A-D-C",5.13,{"id":372,"disclosureMonth":231,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":360,"mortgageType":241,"mortgageTypeName":242,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":361,"rateMax":362,"rateAvg":373,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0013175-2001104780001-A-S-C",4.86,{"id":375,"disclosureMonth":231,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":360,"mortgageType":256,"mortgageTypeName":257,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":361,"rateMax":362,"rateAvg":320,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0013175-2001104780001-E-S-C",{"id":377,"disclosureMonth":231,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":382,"mortgageType":241,"mortgageTypeName":242,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":383,"rateMax":384,"rateAvg":9,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":390,"disclosureMonth":231,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":382,"mortgageType":256,"mortgageTypeName":257,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":383,"rateMax":384,"rateAvg":9,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010030-1-E-S-C",{"id":392,"disclosureMonth":231,"companyCode":393,"companyName":394,"productCode":395,"productName":396,"joinWay":240,"mortgageType":241,"mortgageTypeName":242,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":297,"rateMax":397,"rateAvg":9,"loanLimit":268,"earlyRepaymentFee":398,"delinquencyRate":399,"incidentalExpense":400},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":402,"disclosureMonth":231,"companyCode":393,"companyName":394,"productCode":395,"productName":396,"joinWay":240,"mortgageType":256,"mortgageTypeName":257,"repaymentType":243,"repaymentTypeName":244,"rateType":245,"rateTypeName":246,"rateMin":297,"rateMax":397,"rateAvg":9,"loanLimit":268,"earlyRepaymentFee":398,"delinquencyRate":399,"incidentalExpense":400},"0010927-KB200300000002-E-S-C",{"id":404,"disclosureMonth":231,"companyCode":236,"companyName":237,"productCode":405,"productName":406,"joinWay":346,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":407,"rateMax":408,"rateAvg":409,"loanLimit":410,"earlyRepaymentFee":251,"delinquencyRate":252,"incidentalExpense":411},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":413,"disclosureMonth":231,"companyCode":414,"companyName":415,"productCode":416,"productName":417,"joinWay":346,"mortgageType":241,"mortgageTypeName":242,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":418,"rateMax":419,"rateAvg":420,"loanLimit":421,"earlyRepaymentFee":422,"delinquencyRate":423,"incidentalExpense":424},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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