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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[985,1005,1010,1023,1027,1041,1046,1049,1061,1064,1069,1072,1079,1091,1105,1119,1122,1125,1127,1140,1142,1152,1154,1163,1176,1182,1192,1195,1203,1205,1210,1212,1216,1219,1222,1227,1231,1234,1238,1242,1246,1256,1261,1263,1265,1270,1276,1288,1290,1294,1297,1300,1302,1305,1309,1313,1324,1326,1337,1349,1352,1356,1360,1362,1365,1371,1375,1381,1385,1390,1402,1407,1410,1413,1415,1421,1424,1427,1429,1436,1438,1440,1442,1446,1448,1450,1452,1455,1457,1461,1463,1467,1469,1473,1475,1480,1482,1486,1492,1494,1497,1502,1504,1509,1511,1513,1515,1520,1524,1528,1532],{"id":986,"disclosureMonth":982,"companyCode":987,"companyName":988,"productCode":989,"productName":990,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":998,"rateMax":999,"rateAvg":1000,"loanLimit":1001,"earlyRepaymentFee":1002,"delinquencyRate":1003,"incidentalExpense":1004},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1006,"disclosureMonth":982,"companyCode":987,"companyName":988,"productCode":989,"productName":990,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":998,"rateMax":999,"rateAvg":1009,"loanLimit":1001,"earlyRepaymentFee":1002,"delinquencyRate":1003,"incidentalExpense":1004},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1011,"disclosureMonth":982,"companyCode":1012,"companyName":1013,"productCode":1014,"productName":1015,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1016,"rateMax":1017,"rateAvg":1018,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1024,"disclosureMonth":982,"companyCode":1012,"companyName":1013,"productCode":1025,"productName":1026,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1016,"rateMax":1017,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1028,"disclosureMonth":982,"companyCode":1029,"companyName":1030,"productCode":1031,"productName":1032,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1035,"rateMax":1036,"rateAvg":227,"loanLimit":1037,"earlyRepaymentFee":1038,"delinquencyRate":1039,"incidentalExpense":1040},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1042,"disclosureMonth":982,"companyCode":1012,"companyName":1013,"productCode":1014,"productName":1015,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1043,"rateMax":1044,"rateAvg":1045,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1047,"disclosureMonth":982,"companyCode":1012,"companyName":1013,"productCode":1025,"productName":1026,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1043,"rateMax":1044,"rateAvg":1048,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010001-1054-A-D-C",4.75,{"id":1050,"disclosureMonth":982,"companyCode":1051,"companyName":1052,"productCode":1053,"productName":1054,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":9,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1062,"disclosureMonth":982,"companyCode":1051,"companyName":1052,"productCode":1053,"productName":1054,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":1063,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20461501000001001-A-D-C",4.66,{"id":1065,"disclosureMonth":982,"companyCode":1051,"companyName":1052,"productCode":1066,"productName":1067,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":1068,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1070,"disclosureMonth":982,"companyCode":1051,"companyName":1052,"productCode":1066,"productName":1067,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":1071,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20283701000001001-A-D-C",4.92,{"id":1073,"disclosureMonth":982,"companyCode":1029,"companyName":1030,"productCode":1074,"productName":1075,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1076,"rateMax":1077,"rateAvg":1078,"loanLimit":1037,"earlyRepaymentFee":1038,"delinquencyRate":1039,"incidentalExpense":1040},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1080,"disclosureMonth":982,"companyCode":1081,"companyName":1082,"productCode":1083,"productName":1084,"joinWay":1085,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1086,"rateMax":1087,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1088,"delinquencyRate":1089,"incidentalExpense":1090},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1092,"disclosureMonth":982,"companyCode":1093,"companyName":1094,"productCode":1095,"productName":1096,"joinWay":1097,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1098,"rateMax":1099,"rateAvg":1100,"loanLimit":1101,"earlyRepaymentFee":1102,"delinquencyRate":1103,"incidentalExpense":1104},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1106,"disclosureMonth":982,"companyCode":1107,"companyName":1108,"productCode":1109,"productName":1110,"joinWay":1111,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1112,"rateMax":1113,"rateAvg":1114,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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