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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":323,"disclosureMonth":300,"companyCode":305,"companyName":306,"productCode":307,"productName":308,"joinWay":309,"mortgageType":324,"mortgageTypeName":325,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":315,"rateMax":316,"rateAvg":326,"loanLimit":318,"earlyRepaymentFee":319,"delinquencyRate":320,"incidentalExpense":321},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":328,"disclosureMonth":300,"companyCode":329,"companyName":330,"productCode":331,"productName":332,"joinWay":309,"mortgageType":324,"mortgageTypeName":325,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":333,"rateMax":334,"rateAvg":335,"loanLimit":336,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":341,"disclosureMonth":300,"companyCode":329,"companyName":330,"productCode":342,"productName":343,"joinWay":309,"mortgageType":310,"mortgageTypeName":72,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":333,"rateMax":334,"rateAvg":9,"loanLimit":336,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010001-1054-A-S-C","1054","우리아파트론",{"id":345,"disclosureMonth":300,"companyCode":346,"companyName":347,"productCode":348,"productName":349,"joinWay":309,"mortgageType":310,"mortgageTypeName":72,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":352,"rateMax":353,"rateAvg":128,"loanLimit":354,"earlyRepaymentFee":355,"delinquencyRate":356,"incidentalExpense":357},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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등",{"id":423,"disclosureMonth":300,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":428,"mortgageType":324,"mortgageTypeName":325,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":429,"rateMax":430,"rateAvg":431,"loanLimit":432,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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