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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":580,"disclosureMonth":520,"companyCode":550,"companyName":551,"productCode":552,"productName":553,"joinWay":529,"mortgageType":545,"mortgageTypeName":546,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":581,"rateMax":582,"rateAvg":583,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":585,"disclosureMonth":520,"companyCode":550,"companyName":551,"productCode":563,"productName":564,"joinWay":529,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":581,"rateMax":582,"rateAvg":586,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010001-1054-A-D-C",4.75,{"id":588,"disclosureMonth":520,"companyCode":589,"companyName":590,"productCode":591,"productName":592,"joinWay":529,"mortgageType":545,"mortgageTypeName":546,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":593,"rateMax":594,"rateAvg":9,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":600,"disclosureMonth":520,"companyCode":589,"companyName":590,"productCode":591,"productName":592,"joinWay":529,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":593,"rateMax":594,"rateAvg":601,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0010016-20461501000001001-A-D-C",4.66,{"id":603,"disclosureMonth":520,"companyCode":589,"companyName":590,"productCode":604,"productName":605,"joinWay":529,"mortgageType":545,"mortgageTypeName":546,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":593,"rateMax":594,"rateAvg":606,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":608,"disclosureMonth":520,"companyCode":589,"companyName":590,"productCode":604,"productName":605,"joinWay":529,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":593,"rateMax":594,"rateAvg":609,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0010016-20283701000001001-A-D-C",4.92,{"id":611,"disclosureMonth":520,"companyCode":567,"companyName":568,"productCode":612,"productName":613,"joinWay":529,"mortgageType":545,"mortgageTypeName":546,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":614,"rateMax":615,"rateAvg":616,"loanLimit":575,"earlyRepaymentFee":576,"delinquencyRate":577,"incidentalExpense":578},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":618,"disclosureMonth":520,"companyCode":619,"companyName":620,"productCode":621,"productName":622,"joinWay":623,"mortgageType":530,"mortgageTypeName":531,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":624,"rateMax":625,"rateAvg":9,"loanLimit":557,"earlyRepaymentFee":626,"delinquencyRate":627,"incidentalExpense":628},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":630,"disclosureMonth":520,"companyCode":631,"companyName":632,"productCode":633,"productName":634,"joinWay":635,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":636,"rateMax":637,"rateAvg":638,"loanLimit":639,"earlyRepaymentFee":640,"delinquencyRate":641,"incidentalExpense":642},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":644,"disclosureMonth":520,"companyCode":645,"companyName":646,"productCode":647,"productName":648,"joinWay":649,"mortgageType":545,"mortgageTypeName":546,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":650,"rateMax":651,"rateAvg":652,"loanLimit":653,"earlyRepaymentFee":654,"delinquencyRate":655,"incidentalExpense":656},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":658,"disclosureMonth":520,"companyCode":645,"companyName":646,"productCode":647,"productName":648,"joinWay":649,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":650,"rateMax":651,"rateAvg":659,"loanLimit":653,"earlyRepaymentFee":654,"delinquencyRate":655,"incidentalExpense":656},"0013175-2001104780001-A-D-C",5.13,{"id":661,"disclosureMonth":520,"companyCode":645,"companyName":646,"productCode":647,"productName":648,"joinWay":649,"mortgageType":530,"mortgageTypeName":531,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":650,"rateMax":651,"rateAvg":662,"loanLimit":653,"earlyRepaymentFee":654,"delinquencyRate":655,"incidentalExpense":656},"0013175-2001104780001-A-S-C",4.86,{"id":664,"disclosureMonth":520,"companyCode":645,"companyName":646,"productCode":647,"productName":648,"joinWay":649,"mortgageType":545,"mortgageTypeName":546,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":650,"rateMax":651,"rateAvg":609,"loanLimit":653,"earlyRepaymentFee":654,"delinquencyRate":655,"incidentalExpense":656},"0013175-2001104780001-E-S-C",{"id":666,"disclosureMonth":520,"companyCode":667,"companyName":668,"productCode":669,"productName":670,"joinWay":671,"mortgageType":530,"mortgageTypeName":531,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":672,"rateMax":673,"rateAvg":9,"loanLimit":674,"earlyRepaymentFee":675,"delinquencyRate":676,"incidentalExpense":677},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":679,"disclosureMonth":520,"companyCode":667,"companyName":668,"productCode":669,"productName":670,"joinWay":671,"mortgageType":545,"mortgageTypeName":546,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":672,"rateMax":673,"rateAvg":9,"loanLimit":674,"earlyRepaymentFee":675,"delinquencyRate":676,"incidentalExpense":677},"0010030-1-E-S-C",{"id":681,"disclosureMonth":520,"companyCode":682,"companyName":683,"productCode":684,"productName":685,"joinWay":529,"mortgageType":530,"mortgageTypeName":531,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":586,"rateMax":686,"rateAvg":9,"loanLimit":557,"earlyRepaymentFee":687,"delinquencyRate":688,"incidentalExpense":689},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":691,"disclosureMonth":520,"companyCode":682,"companyName":683,"productCode":684,"productName":685,"joinWay":529,"mortgageType":545,"mortgageTypeName":546,"repaymentType":532,"repaymentTypeName":533,"rateType":534,"rateTypeName":535,"rateMin":586,"rateMax":686,"rateAvg":9,"loanLimit":557,"earlyRepaymentFee":687,"delinquencyRate":688,"incidentalExpense":689},"0010927-KB200300000002-E-S-C",{"id":693,"disclosureMonth":520,"companyCode":525,"companyName":526,"productCode":694,"productName":695,"joinWay":635,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":696,"rateMax":697,"rateAvg":698,"loanLimit":699,"earlyRepaymentFee":540,"delinquencyRate":541,"incidentalExpense":700},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":702,"disclosureMonth":520,"companyCode":703,"companyName":704,"productCode":705,"productName":706,"joinWay":635,"mortgageType":530,"mortgageTypeName":531,"repaymentType":571,"repaymentTypeName":572,"rateType":534,"rateTypeName":535,"rateMin":707,"rateMax":708,"rateAvg":709,"loanLimit":710,"earlyRepaymentFee":711,"delinquencyRate":712,"incidentalExpense":713},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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