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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":852,"disclosureMonth":792,"companyCode":822,"companyName":823,"productCode":824,"productName":825,"joinWay":801,"mortgageType":817,"mortgageTypeName":818,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":853,"rateMax":854,"rateAvg":855,"loanLimit":829,"earlyRepaymentFee":830,"delinquencyRate":831,"incidentalExpense":832},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":857,"disclosureMonth":792,"companyCode":822,"companyName":823,"productCode":835,"productName":836,"joinWay":801,"mortgageType":802,"mortgageTypeName":803,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":853,"rateMax":854,"rateAvg":858,"loanLimit":829,"earlyRepaymentFee":830,"delinquencyRate":831,"incidentalExpense":832},"0010001-1054-A-D-C",4.75,{"id":860,"disclosureMonth":792,"companyCode":861,"companyName":862,"productCode":863,"productName":864,"joinWay":801,"mortgageType":817,"mortgageTypeName":818,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":865,"rateMax":866,"rateAvg":9,"loanLimit":867,"earlyRepaymentFee":868,"delinquencyRate":869,"incidentalExpense":870},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":872,"disclosureMonth":792,"companyCode":861,"companyName":862,"productCode":863,"productName":864,"joinWay":801,"mortgageType":802,"mortgageTypeName":803,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":865,"rateMax":866,"rateAvg":873,"loanLimit":867,"earlyRepaymentFee":868,"delinquencyRate":869,"incidentalExpense":870},"0010016-20461501000001001-A-D-C",4.66,{"id":875,"disclosureMonth":792,"companyCode":861,"companyName":862,"productCode":876,"productName":877,"joinWay":801,"mortgageType":817,"mortgageTypeName":818,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":865,"rateMax":866,"rateAvg":878,"loanLimit":867,"earlyRepaymentFee":868,"delinquencyRate":869,"incidentalExpense":870},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":880,"disclosureMonth":792,"companyCode":861,"companyName":862,"productCode":876,"productName":877,"joinWay":801,"mortgageType":802,"mortgageTypeName":803,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":865,"rateMax":866,"rateAvg":881,"loanLimit":867,"earlyRepaymentFee":868,"delinquencyRate":869,"incidentalExpense":870},"0010016-20283701000001001-A-D-C",4.92,{"id":883,"disclosureMonth":792,"companyCode":839,"companyName":840,"productCode":884,"productName":885,"joinWay":801,"mortgageType":817,"mortgageTypeName":818,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":886,"rateMax":887,"rateAvg":888,"loanLimit":847,"earlyRepaymentFee":848,"delinquencyRate":849,"incidentalExpense":850},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":890,"disclosureMonth":792,"companyCode":891,"companyName":892,"productCode":893,"productName":894,"joinWay":895,"mortgageType":802,"mortgageTypeName":803,"repaymentType":804,"repaymentTypeName":805,"rateType":806,"rateTypeName":807,"rateMin":896,"rateMax":897,"rateAvg":9,"loanLimit":829,"earlyRepaymentFee":898,"delinquencyRate":899,"incidentalExpense":900},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":902,"disclosureMonth":792,"companyCode":903,"companyName":904,"productCode":905,"productName":906,"joinWay":907,"mortgageType":802,"mortgageTypeName":803,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":908,"rateMax":909,"rateAvg":910,"loanLimit":911,"earlyRepaymentFee":912,"delinquencyRate":913,"incidentalExpense":914},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":916,"disclosureMonth":792,"companyCode":917,"companyName":918,"productCode":919,"productName":920,"joinWay":921,"mortgageType":817,"mortgageTypeName":818,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":922,"rateMax":923,"rateAvg":924,"loanLimit":925,"earlyRepaymentFee":926,"delinquencyRate":927,"incidentalExpense":928},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":951,"disclosureMonth":792,"companyCode":939,"companyName":940,"productCode":941,"productName":942,"joinWay":943,"mortgageType":817,"mortgageTypeName":818,"repaymentType":804,"repaymentTypeName":805,"rateType":806,"rateTypeName":807,"rateMin":944,"rateMax":945,"rateAvg":9,"loanLimit":946,"earlyRepaymentFee":947,"delinquencyRate":948,"incidentalExpense":949},"0010030-1-E-S-C",{"id":953,"disclosureMonth":792,"companyCode":954,"companyName":955,"productCode":956,"productName":957,"joinWay":801,"mortgageType":802,"mortgageTypeName":803,"repaymentType":804,"repaymentTypeName":805,"rateType":806,"rateTypeName":807,"rateMin":858,"rateMax":958,"rateAvg":9,"loanLimit":829,"earlyRepaymentFee":959,"delinquencyRate":960,"incidentalExpense":961},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":963,"disclosureMonth":792,"companyCode":954,"companyName":955,"productCode":956,"productName":957,"joinWay":801,"mortgageType":817,"mortgageTypeName":818,"repaymentType":804,"repaymentTypeName":805,"rateType":806,"rateTypeName":807,"rateMin":858,"rateMax":958,"rateAvg":9,"loanLimit":829,"earlyRepaymentFee":959,"delinquencyRate":960,"incidentalExpense":961},"0010927-KB200300000002-E-S-C",{"id":965,"disclosureMonth":792,"companyCode":797,"companyName":798,"productCode":966,"productName":967,"joinWay":907,"mortgageType":802,"mortgageTypeName":803,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":968,"rateMax":969,"rateAvg":970,"loanLimit":971,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":972},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":974,"disclosureMonth":792,"companyCode":975,"companyName":976,"productCode":977,"productName":978,"joinWay":907,"mortgageType":802,"mortgageTypeName":803,"repaymentType":843,"repaymentTypeName":844,"rateType":806,"rateTypeName":807,"rateMin":979,"rateMax":980,"rateAvg":981,"loanLimit":982,"earlyRepaymentFee":983,"delinquencyRate":984,"incidentalExpense":985},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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