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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":769,"disclosureMonth":709,"companyCode":739,"companyName":740,"productCode":741,"productName":742,"joinWay":718,"mortgageType":734,"mortgageTypeName":735,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":770,"rateMax":771,"rateAvg":772,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":774,"disclosureMonth":709,"companyCode":739,"companyName":740,"productCode":752,"productName":753,"joinWay":718,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":770,"rateMax":771,"rateAvg":775,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010001-1054-A-D-C",4.75,{"id":777,"disclosureMonth":709,"companyCode":778,"companyName":779,"productCode":780,"productName":781,"joinWay":718,"mortgageType":734,"mortgageTypeName":735,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":782,"rateMax":783,"rateAvg":9,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":789,"disclosureMonth":709,"companyCode":778,"companyName":779,"productCode":780,"productName":781,"joinWay":718,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":782,"rateMax":783,"rateAvg":790,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0010016-20461501000001001-A-D-C",4.66,{"id":792,"disclosureMonth":709,"companyCode":778,"companyName":779,"productCode":793,"productName":794,"joinWay":718,"mortgageType":734,"mortgageTypeName":735,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":782,"rateMax":783,"rateAvg":795,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":797,"disclosureMonth":709,"companyCode":778,"companyName":779,"productCode":793,"productName":794,"joinWay":718,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":782,"rateMax":783,"rateAvg":798,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0010016-20283701000001001-A-D-C",4.92,{"id":800,"disclosureMonth":709,"companyCode":756,"companyName":757,"productCode":801,"productName":802,"joinWay":718,"mortgageType":734,"mortgageTypeName":735,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":803,"rateMax":804,"rateAvg":805,"loanLimit":764,"earlyRepaymentFee":765,"delinquencyRate":766,"incidentalExpense":767},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":807,"disclosureMonth":709,"companyCode":808,"companyName":809,"productCode":810,"productName":811,"joinWay":812,"mortgageType":719,"mortgageTypeName":720,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":813,"rateMax":814,"rateAvg":9,"loanLimit":746,"earlyRepaymentFee":815,"delinquencyRate":816,"incidentalExpense":817},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":819,"disclosureMonth":709,"companyCode":820,"companyName":821,"productCode":822,"productName":823,"joinWay":824,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":825,"rateMax":826,"rateAvg":827,"loanLimit":828,"earlyRepaymentFee":829,"delinquencyRate":830,"incidentalExpense":831},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":833,"disclosureMonth":709,"companyCode":834,"companyName":835,"productCode":836,"productName":837,"joinWay":838,"mortgageType":734,"mortgageTypeName":735,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":839,"rateMax":840,"rateAvg":841,"loanLimit":842,"earlyRepaymentFee":843,"delinquencyRate":844,"incidentalExpense":845},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":847,"disclosureMonth":709,"companyCode":834,"companyName":835,"productCode":836,"productName":837,"joinWay":838,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":839,"rateMax":840,"rateAvg":848,"loanLimit":842,"earlyRepaymentFee":843,"delinquencyRate":844,"incidentalExpense":845},"0013175-2001104780001-A-D-C",5.13,{"id":850,"disclosureMonth":709,"companyCode":834,"companyName":835,"productCode":836,"productName":837,"joinWay":838,"mortgageType":719,"mortgageTypeName":720,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":839,"rateMax":840,"rateAvg":851,"loanLimit":842,"earlyRepaymentFee":843,"delinquencyRate":844,"incidentalExpense":845},"0013175-2001104780001-A-S-C",4.86,{"id":853,"disclosureMonth":709,"companyCode":834,"companyName":835,"productCode":836,"productName":837,"joinWay":838,"mortgageType":734,"mortgageTypeName":735,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":839,"rateMax":840,"rateAvg":798,"loanLimit":842,"earlyRepaymentFee":843,"delinquencyRate":844,"incidentalExpense":845},"0013175-2001104780001-E-S-C",{"id":855,"disclosureMonth":709,"companyCode":856,"companyName":857,"productCode":858,"productName":859,"joinWay":860,"mortgageType":719,"mortgageTypeName":720,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":861,"rateMax":862,"rateAvg":9,"loanLimit":863,"earlyRepaymentFee":864,"delinquencyRate":865,"incidentalExpense":866},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":868,"disclosureMonth":709,"companyCode":856,"companyName":857,"productCode":858,"productName":859,"joinWay":860,"mortgageType":734,"mortgageTypeName":735,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":861,"rateMax":862,"rateAvg":9,"loanLimit":863,"earlyRepaymentFee":864,"delinquencyRate":865,"incidentalExpense":866},"0010030-1-E-S-C",{"id":870,"disclosureMonth":709,"companyCode":871,"companyName":872,"productCode":873,"productName":874,"joinWay":718,"mortgageType":719,"mortgageTypeName":720,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":775,"rateMax":875,"rateAvg":9,"loanLimit":746,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":880,"disclosureMonth":709,"companyCode":871,"companyName":872,"productCode":873,"productName":874,"joinWay":718,"mortgageType":734,"mortgageTypeName":735,"repaymentType":721,"repaymentTypeName":722,"rateType":723,"rateTypeName":724,"rateMin":775,"rateMax":875,"rateAvg":9,"loanLimit":746,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010927-KB200300000002-E-S-C",{"id":882,"disclosureMonth":709,"companyCode":714,"companyName":715,"productCode":883,"productName":884,"joinWay":824,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":885,"rateMax":886,"rateAvg":887,"loanLimit":888,"earlyRepaymentFee":729,"delinquencyRate":730,"incidentalExpense":889},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":891,"disclosureMonth":709,"companyCode":892,"companyName":893,"productCode":894,"productName":895,"joinWay":824,"mortgageType":719,"mortgageTypeName":720,"repaymentType":760,"repaymentTypeName":761,"rateType":723,"rateTypeName":724,"rateMin":896,"rateMax":897,"rateAvg":898,"loanLimit":899,"earlyRepaymentFee":900,"delinquencyRate":901,"incidentalExpense":902},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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