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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":669,"disclosureMonth":639,"companyCode":650,"companyName":651,"productCode":652,"productName":653,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":661,"rateMax":662,"rateAvg":672,"loanLimit":664,"earlyRepaymentFee":665,"delinquencyRate":666,"incidentalExpense":667},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":674,"disclosureMonth":639,"companyCode":675,"companyName":676,"productCode":677,"productName":678,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":679,"rateMax":680,"rateAvg":681,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":687,"disclosureMonth":639,"companyCode":675,"companyName":676,"productCode":688,"productName":689,"joinWay":654,"mortgageType":655,"mortgageTypeName":656,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":679,"rateMax":680,"rateAvg":24,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010001-1054-A-S-C","1054","우리아파트론",{"id":691,"disclosureMonth":639,"companyCode":692,"companyName":693,"productCode":694,"productName":695,"joinWay":654,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":698,"rateMax":699,"rateAvg":194,"loanLimit":700,"earlyRepaymentFee":701,"delinquencyRate":702,"incidentalExpense":703},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":705,"disclosureMonth":639,"companyCode":675,"companyName":676,"productCode":677,"productName":678,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":706,"rateMax":707,"rateAvg":708,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":710,"disclosureMonth":639,"companyCode":675,"companyName":676,"productCode":688,"productName":689,"joinWay":654,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":706,"rateMax":707,"rateAvg":711,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010001-1054-A-D-C",4.75,{"id":713,"disclosureMonth":639,"companyCode":714,"companyName":715,"productCode":716,"productName":717,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":718,"rateMax":719,"rateAvg":24,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":725,"disclosureMonth":639,"companyCode":714,"companyName":715,"productCode":716,"productName":717,"joinWay":654,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":718,"rateMax":719,"rateAvg":726,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0010016-20461501000001001-A-D-C",4.66,{"id":728,"disclosureMonth":639,"companyCode":714,"companyName":715,"productCode":729,"productName":730,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":718,"rateMax":719,"rateAvg":731,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":733,"disclosureMonth":639,"companyCode":714,"companyName":715,"productCode":729,"productName":730,"joinWay":654,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":718,"rateMax":719,"rateAvg":734,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0010016-20283701000001001-A-D-C",4.92,{"id":736,"disclosureMonth":639,"companyCode":692,"companyName":693,"productCode":737,"productName":738,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":739,"rateMax":740,"rateAvg":741,"loanLimit":700,"earlyRepaymentFee":701,"delinquencyRate":702,"incidentalExpense":703},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":743,"disclosureMonth":639,"companyCode":744,"companyName":745,"productCode":746,"productName":747,"joinWay":748,"mortgageType":655,"mortgageTypeName":656,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":749,"rateMax":750,"rateAvg":24,"loanLimit":682,"earlyRepaymentFee":751,"delinquencyRate":752,"incidentalExpense":753},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":755,"disclosureMonth":639,"companyCode":756,"companyName":757,"productCode":758,"productName":759,"joinWay":760,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":761,"rateMax":762,"rateAvg":763,"loanLimit":764,"earlyRepaymentFee":765,"delinquencyRate":766,"incidentalExpense":767},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":769,"disclosureMonth":639,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":670,"mortgageTypeName":671,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":775,"rateMax":776,"rateAvg":777,"loanLimit":778,"earlyRepaymentFee":779,"delinquencyRate":780,"incidentalExpense":781},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":783,"disclosureMonth":639,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":775,"rateMax":776,"rateAvg":784,"loanLimit":778,"earlyRepaymentFee":779,"delinquencyRate":780,"incidentalExpense":781},"0013175-2001104780001-A-D-C",5.13,{"id":786,"disclosureMonth":639,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":655,"mortgageTypeName":656,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":775,"rateMax":776,"rateAvg":787,"loanLimit":778,"earlyRepaymentFee":779,"delinquencyRate":780,"incidentalExpense":781},"0013175-2001104780001-A-S-C",4.86,{"id":789,"disclosureMonth":639,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":670,"mortgageTypeName":671,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":775,"rateMax":776,"rateAvg":734,"loanLimit":778,"earlyRepaymentFee":779,"delinquencyRate":780,"incidentalExpense":781},"0013175-2001104780001-E-S-C",{"id":791,"disclosureMonth":639,"companyCode":792,"companyName":793,"productCode":794,"productName":795,"joinWay":796,"mortgageType":655,"mortgageTypeName":656,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":797,"rateMax":798,"rateAvg":24,"loanLimit":799,"earlyRepaymentFee":800,"delinquencyRate":801,"incidentalExpense":802},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":804,"disclosureMonth":639,"companyCode":792,"companyName":793,"productCode":794,"productName":795,"joinWay":796,"mortgageType":670,"mortgageTypeName":671,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":797,"rateMax":798,"rateAvg":24,"loanLimit":799,"earlyRepaymentFee":800,"delinquencyRate":801,"incidentalExpense":802},"0010030-1-E-S-C",{"id":806,"disclosureMonth":639,"companyCode":807,"companyName":808,"productCode":809,"productName":810,"joinWay":654,"mortgageType":655,"mortgageTypeName":656,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":711,"rateMax":811,"rateAvg":24,"loanLimit":682,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":814},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":816,"disclosureMonth":639,"companyCode":807,"companyName":808,"productCode":809,"productName":810,"joinWay":654,"mortgageType":670,"mortgageTypeName":671,"repaymentType":657,"repaymentTypeName":658,"rateType":659,"rateTypeName":660,"rateMin":711,"rateMax":811,"rateAvg":24,"loanLimit":682,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":814},"0010927-KB200300000002-E-S-C",{"id":818,"disclosureMonth":639,"companyCode":650,"companyName":651,"productCode":819,"productName":820,"joinWay":760,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":821,"rateMax":822,"rateAvg":823,"loanLimit":824,"earlyRepaymentFee":665,"delinquencyRate":666,"incidentalExpense":825},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":827,"disclosureMonth":639,"companyCode":828,"companyName":829,"productCode":830,"productName":831,"joinWay":760,"mortgageType":655,"mortgageTypeName":656,"repaymentType":696,"repaymentTypeName":697,"rateType":659,"rateTypeName":660,"rateMin":832,"rateMax":833,"rateAvg":834,"loanLimit":835,"earlyRepaymentFee":836,"delinquencyRate":837,"incidentalExpense":838},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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