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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":496,"disclosureMonth":472,"companyCode":477,"companyName":478,"productCode":479,"productName":480,"joinWay":481,"mortgageType":497,"mortgageTypeName":498,"repaymentType":484,"repaymentTypeName":485,"rateType":486,"rateTypeName":487,"rateMin":488,"rateMax":489,"rateAvg":499,"loanLimit":491,"earlyRepaymentFee":492,"delinquencyRate":493,"incidentalExpense":494},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":501,"disclosureMonth":472,"companyCode":502,"companyName":503,"productCode":504,"productName":505,"joinWay":481,"mortgageType":497,"mortgageTypeName":498,"repaymentType":484,"repaymentTypeName":485,"rateType":486,"rateTypeName":487,"rateMin":506,"rateMax":507,"rateAvg":508,"loanLimit":509,"earlyRepaymentFee":510,"delinquencyRate":511,"incidentalExpense":512},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":514,"disclosureMonth":472,"companyCode":502,"companyName":503,"productCode":515,"productName":516,"joinWay":481,"mortgageType":482,"mortgageTypeName":483,"repaymentType":484,"repaymentTypeName":485,"rateType":486,"rateTypeName":487,"rateMin":506,"rateMax":507,"rateAvg":9,"loanLimit":509,"earlyRepaymentFee":510,"delinquencyRate":511,"incidentalExpense":512},"0010001-1054-A-S-C","1054","우리아파트론",{"id":518,"disclosureMonth":472,"companyCode":519,"companyName":520,"productCode":521,"productName":522,"joinWay":481,"mortgageType":482,"mortgageTypeName":483,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":525,"rateMax":526,"rateAvg":242,"loanLimit":527,"earlyRepaymentFee":528,"delinquencyRate":529,"incidentalExpense":530},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":532,"disclosureMonth":472,"companyCode":502,"companyName":503,"productCode":504,"productName":505,"joinWay":481,"mortgageType":497,"mortgageTypeName":498,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":533,"rateMax":534,"rateAvg":535,"loanLimit":509,"earlyRepaymentFee":510,"delinquencyRate":511,"incidentalExpense":512},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":537,"disclosureMonth":472,"companyCode":502,"companyName":503,"productCode":515,"productName":516,"joinWay":481,"mortgageType":482,"mortgageTypeName":483,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":533,"rateMax":534,"rateAvg":538,"loanLimit":509,"earlyRepaymentFee":510,"delinquencyRate":511,"incidentalExpense":512},"0010001-1054-A-D-C",4.75,{"id":540,"disclosureMonth":472,"companyCode":541,"companyName":542,"productCode":543,"productName":544,"joinWay":481,"mortgageType":497,"mortgageTypeName":498,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":545,"rateMax":546,"rateAvg":9,"loanLimit":547,"earlyRepaymentFee":548,"delinquencyRate":549,"incidentalExpense":550},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":552,"disclosureMonth":472,"companyCode":541,"companyName":542,"productCode":543,"productName":544,"joinWay":481,"mortgageType":482,"mortgageTypeName":483,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":545,"rateMax":546,"rateAvg":553,"loanLimit":547,"earlyRepaymentFee":548,"delinquencyRate":549,"incidentalExpense":550},"0010016-20461501000001001-A-D-C",4.66,{"id":555,"disclosureMonth":472,"companyCode":541,"companyName":542,"productCode":556,"productName":557,"joinWay":481,"mortgageType":497,"mortgageTypeName":498,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":545,"rateMax":546,"rateAvg":558,"loanLimit":547,"earlyRepaymentFee":548,"delinquencyRate":549,"incidentalExpense":550},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":560,"disclosureMonth":472,"companyCode":541,"companyName":542,"productCode":556,"productName":557,"joinWay":481,"mortgageType":482,"mortgageTypeName":483,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":545,"rateMax":546,"rateAvg":561,"loanLimit":547,"earlyRepaymentFee":548,"delinquencyRate":549,"incidentalExpense":550},"0010016-20283701000001001-A-D-C",4.92,{"id":563,"disclosureMonth":472,"companyCode":519,"companyName":520,"productCode":564,"productName":565,"joinWay":481,"mortgageType":497,"mortgageTypeName":498,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":566,"rateMax":567,"rateAvg":568,"loanLimit":527,"earlyRepaymentFee":528,"delinquencyRate":529,"incidentalExpense":530},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":570,"disclosureMonth":472,"companyCode":571,"companyName":572,"productCode":573,"productName":574,"joinWay":575,"mortgageType":482,"mortgageTypeName":483,"repaymentType":484,"repaymentTypeName":485,"rateType":486,"rateTypeName":487,"rateMin":576,"rateMax":577,"rateAvg":9,"loanLimit":509,"earlyRepaymentFee":578,"delinquencyRate":579,"incidentalExpense":580},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":582,"disclosureMonth":472,"companyCode":583,"companyName":584,"productCode":585,"productName":586,"joinWay":587,"mortgageType":482,"mortgageTypeName":483,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":588,"rateMax":589,"rateAvg":590,"loanLimit":591,"earlyRepaymentFee":592,"delinquencyRate":593,"incidentalExpense":594},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":596,"disclosureMonth":472,"companyCode":597,"companyName":598,"productCode":599,"productName":600,"joinWay":601,"mortgageType":497,"mortgageTypeName":498,"repaymentType":523,"repaymentTypeName":524,"rateType":486,"rateTypeName":487,"rateMin":602,"rateMax":603,"rateAvg":604,"loanLimit":605,"earlyRepaymentFee":606,"delinquencyRate":607,"incidentalExpense":608},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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