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일배치","020000",111,"2026-11-03T22:07:42.487Z",[431,451,456,469,473,487,492,495,507,510,515,518,525,537,551,565,568,571,573,586,588,598,600,609,622,628,638,641,649,651,656,658,662,665,668,673,677,680,684,688,692,702,707,709,711,716,722,734,736,740,743,746,748,751,755,759,770,772,783,795,798,802,806,808,811,817,821,827,831,836,848,853,856,859,861,867,870,873,875,882,884,886,888,892,894,896,898,901,903,907,909,913,915,919,921,926,928,932,938,940,943,948,950,955,957,959,961,966,970,974,978],{"id":432,"disclosureMonth":233,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":444,"rateMax":445,"rateAvg":446,"loanLimit":447,"earlyRepaymentFee":448,"delinquencyRate":449,"incidentalExpense":450},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":452,"disclosureMonth":233,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":444,"rateMax":445,"rateAvg":455,"loanLimit":447,"earlyRepaymentFee":448,"delinquencyRate":449,"incidentalExpense":450},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":457,"disclosureMonth":233,"companyCode":458,"companyName":459,"productCode":460,"productName":461,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":462,"rateMax":463,"rateAvg":464,"loanLimit":465,"earlyRepaymentFee":466,"delinquencyRate":467,"incidentalExpense":468},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":470,"disclosureMonth":233,"companyCode":458,"companyName":459,"productCode":471,"productName":472,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":462,"rateMax":463,"rateAvg":9,"loanLimit":465,"earlyRepaymentFee":466,"delinquencyRate":467,"incidentalExpense":468},"0010001-1054-A-S-C","1054","우리아파트론",{"id":474,"disclosureMonth":233,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":481,"rateMax":482,"rateAvg":179,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 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70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":508,"disclosureMonth":233,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":509,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20461501000001001-A-D-C",4.66,{"id":511,"disclosureMonth":233,"companyCode":497,"companyName":498,"productCode":512,"productName":513,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":514,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":516,"disclosureMonth":233,"companyCode":497,"companyName":498,"productCode":512,"productName":513,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":517,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20283701000001001-A-D-C",4.92,{"id":519,"disclosureMonth":233,"companyCode":475,"companyName":476,"productCode":520,"productName":521,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":522,"rateMax":523,"rateAvg":524,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":526,"disclosureMonth":233,"companyCode":527,"companyName":528,"productCode":529,"productName":530,"joinWay":531,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":532,"rateMax":533,"rateAvg":9,"loanLimit":465,"earlyRepaymentFee":534,"delinquencyRate":535,"incidentalExpense":536},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":552,"disclosureMonth":233,"companyCode":553,"companyName":554,"productCode":555,"productName":556,"joinWay":557,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":558,"rateMax":559,"rateAvg":560,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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