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채권할인율",{"id":221,"disclosureMonth":197,"companyCode":202,"companyName":203,"productCode":204,"productName":205,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":213,"rateMax":214,"rateAvg":224,"loanLimit":216,"earlyRepaymentFee":217,"delinquencyRate":218,"incidentalExpense":219},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":226,"disclosureMonth":197,"companyCode":227,"companyName":228,"productCode":229,"productName":230,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":231,"rateMax":232,"rateAvg":233,"loanLimit":234,"earlyRepaymentFee":235,"delinquencyRate":236,"incidentalExpense":237},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":239,"disclosureMonth":197,"companyCode":227,"companyName":228,"productCode":240,"productName":241,"joinWay":206,"mortgageType":207,"mortgageTypeName":208,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":231,"rateMax":232,"rateAvg":9,"loanLimit":234,"earlyRepaymentFee":235,"delinquencyRate":236,"incidentalExpense":237},"0010001-1054-A-S-C","1054","우리아파트론",{"id":243,"disclosureMonth":197,"companyCode":244,"companyName":245,"productCode":246,"productName":247,"joinWay":206,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":250,"rateMax":251,"rateAvg":252,"loanLimit":253,"earlyRepaymentFee":254,"delinquencyRate":255,"incidentalExpense":256},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":258,"disclosureMonth":197,"companyCode":227,"companyName":228,"productCode":229,"productName":230,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":259,"rateMax":260,"rateAvg":261,"loanLimit":234,"earlyRepaymentFee":235,"delinquencyRate":236,"incidentalExpense":237},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":263,"disclosureMonth":197,"companyCode":227,"companyName":228,"productCode":240,"productName":241,"joinWay":206,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":259,"rateMax":260,"rateAvg":264,"loanLimit":234,"earlyRepaymentFee":235,"delinquencyRate":236,"incidentalExpense":237},"0010001-1054-A-D-C",4.75,{"id":266,"disclosureMonth":197,"companyCode":267,"companyName":268,"productCode":269,"productName":270,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":271,"rateMax":272,"rateAvg":9,"loanLimit":273,"earlyRepaymentFee":274,"delinquencyRate":275,"incidentalExpense":276},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":278,"disclosureMonth":197,"companyCode":267,"companyName":268,"productCode":269,"productName":270,"joinWay":206,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":271,"rateMax":272,"rateAvg":279,"loanLimit":273,"earlyRepaymentFee":274,"delinquencyRate":275,"incidentalExpense":276},"0010016-20461501000001001-A-D-C",4.66,{"id":281,"disclosureMonth":197,"companyCode":267,"companyName":268,"productCode":282,"productName":283,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":271,"rateMax":272,"rateAvg":284,"loanLimit":273,"earlyRepaymentFee":274,"delinquencyRate":275,"incidentalExpense":276},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":286,"disclosureMonth":197,"companyCode":267,"companyName":268,"productCode":282,"productName":283,"joinWay":206,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":271,"rateMax":272,"rateAvg":287,"loanLimit":273,"earlyRepaymentFee":274,"delinquencyRate":275,"incidentalExpense":276},"0010016-20283701000001001-A-D-C",4.92,{"id":289,"disclosureMonth":197,"companyCode":244,"companyName":245,"productCode":290,"productName":291,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":292,"rateMax":293,"rateAvg":294,"loanLimit":253,"earlyRepaymentFee":254,"delinquencyRate":255,"incidentalExpense":256},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":296,"disclosureMonth":197,"companyCode":297,"companyName":298,"productCode":299,"productName":300,"joinWay":301,"mortgageType":207,"mortgageTypeName":208,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":302,"rateMax":303,"rateAvg":9,"loanLimit":234,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":308,"disclosureMonth":197,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":314,"rateMax":315,"rateAvg":316,"loanLimit":317,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":320},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":322,"disclosureMonth":197,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":327,"mortgageType":222,"mortgageTypeName":223,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":328,"rateMax":329,"rateAvg":330,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":336,"disclosureMonth":197,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":327,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":328,"rateMax":329,"rateAvg":337,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0013175-2001104780001-A-D-C",5.13,{"id":339,"disclosureMonth":197,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":327,"mortgageType":207,"mortgageTypeName":208,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":328,"rateMax":329,"rateAvg":340,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0013175-2001104780001-A-S-C",4.86,{"id":342,"disclosureMonth":197,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":327,"mortgageType":222,"mortgageTypeName":223,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":328,"rateMax":329,"rateAvg":287,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0013175-2001104780001-E-S-C",{"id":344,"disclosureMonth":197,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":349,"mortgageType":207,"mortgageTypeName":208,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":350,"rateMax":351,"rateAvg":9,"loanLimit":352,"earlyRepaymentFee":353,"delinquencyRate":354,"incidentalExpense":355},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":357,"disclosureMonth":197,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":349,"mortgageType":222,"mortgageTypeName":223,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":350,"rateMax":351,"rateAvg":9,"loanLimit":352,"earlyRepaymentFee":353,"delinquencyRate":354,"incidentalExpense":355},"0010030-1-E-S-C",{"id":359,"disclosureMonth":197,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":206,"mortgageType":207,"mortgageTypeName":208,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":264,"rateMax":364,"rateAvg":9,"loanLimit":234,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":369,"disclosureMonth":197,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":206,"mortgageType":222,"mortgageTypeName":223,"repaymentType":209,"repaymentTypeName":210,"rateType":211,"rateTypeName":212,"rateMin":264,"rateMax":364,"rateAvg":9,"loanLimit":234,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0010927-KB200300000002-E-S-C",{"id":371,"disclosureMonth":197,"companyCode":202,"companyName":203,"productCode":372,"productName":373,"joinWay":313,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":374,"rateMax":375,"rateAvg":376,"loanLimit":377,"earlyRepaymentFee":217,"delinquencyRate":218,"incidentalExpense":378},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":380,"disclosureMonth":197,"companyCode":381,"companyName":382,"productCode":383,"productName":384,"joinWay":313,"mortgageType":207,"mortgageTypeName":208,"repaymentType":248,"repaymentTypeName":249,"rateType":211,"rateTypeName":212,"rateMin":385,"rateMax":386,"rateAvg":387,"loanLimit":388,"earlyRepaymentFee":389,"delinquencyRate":390,"incidentalExpense":391},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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