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해모로","\u002Fapt\u002F%EC%9D%B8%EC%B2%9C%EA%B4%91%EC%97%AD%EC%8B%9C\u002F%EB%B6%80%ED%8F%89%EA%B5%AC\u002F%EB%B6%80%ED%8F%89%EB%8F%99\u002F%EB%B6%80%ED%8F%89-sk-%EB%B7%B0-%ED%95%B4%EB%AA%A8%EB%A1%9C-A10023452-%EC%8B%A4%EA%B1%B0%EB%9E%98%EA%B0%80",760.8903477258818,{"ok":7,"source":355,"finGroup":356,"totalCount":357,"disclosureMonth":358,"syncedAt":359,"items":360},"금융감독원 금융상품한눈에 · 아파트메이트 일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[361,380,385,398,402,417,422,425,437,440,445,448,455,467,481,495,498,501,503,515,517,527,529,538,550,556,566,569,577,579,584,586,590,593,596,601,605,608,612,616,620,630,635,637,639,644,650,662,664,668,671,674,676,679,683,687,698,700,711,723,726,730,734,736,739,745,749,755,759,764,776,781,784,787,789,795,798,801,803,810,812,814,816,820,822,824,826,829,831,835,837,841,843,847,849,854,856,860,866,868,871,876,878,883,885,887,889,894,898,902,906],{"id":362,"disclosureMonth":358,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":367,"mortgageType":368,"mortgageTypeName":78,"repaymentType":369,"repaymentTypeName":370,"rateType":371,"rateTypeName":372,"rateMin":373,"rateMax":374,"rateAvg":375,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":381,"disclosureMonth":358,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":367,"mortgageType":382,"mortgageTypeName":383,"repaymentType":369,"repaymentTypeName":370,"rateType":371,"rateTypeName":372,"rateMin":373,"rateMax":374,"rateAvg":384,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":386,"disclosureMonth":358,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":367,"mortgageType":382,"mortgageTypeName":383,"repaymentType":369,"repaymentTypeName":370,"rateType":371,"rateTypeName":372,"rateMin":391,"rateMax":392,"rateAvg":393,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":399,"disclosureMonth":358,"companyCode":387,"companyName":388,"productCode":400,"productName":401,"joinWay":367,"mortgageType":368,"mortgageTypeName":78,"repaymentType":369,"repaymentTypeName":370,"rateType":371,"rateTypeName":372,"rateMin":391,"rateMax":392,"rateAvg":9,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010001-1054-A-S-C","1054","우리아파트론",{"id":403,"disclosureMonth":358,"companyCode":404,"companyName":405,"productCode":406,"productName":407,"joinWay":367,"mortgageType":368,"mortgageTypeName":78,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":410,"rateMax":411,"rateAvg":412,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":418,"disclosureMonth":358,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":367,"mortgageType":382,"mortgageTypeName":383,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":419,"rateMax":420,"rateAvg":421,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":423,"disclosureMonth":358,"companyCode":387,"companyName":388,"productCode":400,"productName":401,"joinWay":367,"mortgageType":368,"mortgageTypeName":78,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":419,"rateMax":420,"rateAvg":424,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010001-1054-A-D-C",4.75,{"id":426,"disclosureMonth":358,"companyCode":427,"companyName":428,"productCode":429,"productName":430,"joinWay":367,"mortgageType":382,"mortgageTypeName":383,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":431,"rateMax":432,"rateAvg":9,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":438,"disclosureMonth":358,"companyCode":427,"companyName":428,"productCode":429,"productName":430,"joinWay":367,"mortgageType":368,"mortgageTypeName":78,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":431,"rateMax":432,"rateAvg":439,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0010016-20461501000001001-A-D-C",4.66,{"id":441,"disclosureMonth":358,"companyCode":427,"companyName":428,"productCode":442,"productName":443,"joinWay":367,"mortgageType":382,"mortgageTypeName":383,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":431,"rateMax":432,"rateAvg":444,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":446,"disclosureMonth":358,"companyCode":427,"companyName":428,"productCode":442,"productName":443,"joinWay":367,"mortgageType":368,"mortgageTypeName":78,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":431,"rateMax":432,"rateAvg":447,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0010016-20283701000001001-A-D-C",4.92,{"id":449,"disclosureMonth":358,"companyCode":404,"companyName":405,"productCode":450,"productName":451,"joinWay":367,"mortgageType":382,"mortgageTypeName":383,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":452,"rateMax":453,"rateAvg":454,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":456,"disclosureMonth":358,"companyCode":457,"companyName":458,"productCode":459,"productName":460,"joinWay":461,"mortgageType":368,"mortgageTypeName":78,"repaymentType":369,"repaymentTypeName":370,"rateType":371,"rateTypeName":372,"rateMin":462,"rateMax":463,"rateAvg":9,"loanLimit":394,"earlyRepaymentFee":464,"delinquencyRate":465,"incidentalExpense":466},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":468,"disclosureMonth":358,"companyCode":469,"companyName":470,"productCode":471,"productName":472,"joinWay":473,"mortgageType":368,"mortgageTypeName":78,"repaymentType":408,"repaymentTypeName":409,"rateType":371,"rateTypeName":372,"rateMin":474,"rateMax":475,"rateAvg":476,"loanLimit":477,"earlyRepaymentFee":478,"delinquencyRate":479,"incidentalExpense":480},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 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