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이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":346,"disclosureMonth":323,"companyCode":328,"companyName":329,"productCode":330,"productName":331,"joinWay":332,"mortgageType":347,"mortgageTypeName":348,"repaymentType":334,"repaymentTypeName":335,"rateType":336,"rateTypeName":337,"rateMin":338,"rateMax":339,"rateAvg":349,"loanLimit":341,"earlyRepaymentFee":342,"delinquencyRate":343,"incidentalExpense":344},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":351,"disclosureMonth":323,"companyCode":352,"companyName":353,"productCode":354,"productName":355,"joinWay":332,"mortgageType":347,"mortgageTypeName":348,"repaymentType":334,"repaymentTypeName":335,"rateType":336,"rateTypeName":337,"rateMin":356,"rateMax":357,"rateAvg":358,"loanLimit":359,"earlyRepaymentFee":360,"delinquencyRate":361,"incidentalExpense":362},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":383,"disclosureMonth":323,"companyCode":352,"companyName":353,"productCode":354,"productName":355,"joinWay":332,"mortgageType":347,"mortgageTypeName":348,"repaymentType":373,"repaymentTypeName":374,"rateType":336,"rateTypeName":337,"rateMin":384,"rateMax":385,"rateAvg":386,"loanLimit":359,"earlyRepaymentFee":360,"delinquencyRate":361,"incidentalExpense":362},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":388,"disclosureMonth":323,"companyCode":352,"companyName":353,"productCode":365,"productName":366,"joinWay":332,"mortgageType":333,"mortgageTypeName":267,"repaymentType":373,"repaymentTypeName":374,"rateType":336,"rateTypeName":337,"rateMin":384,"rateMax":385,"rateAvg":389,"loanLimit":359,"earlyRepaymentFee":360,"delinquencyRate":361,"incidentalExpense":362},"0010001-1054-A-D-C",4.75,{"id":391,"disclosureMonth":323,"companyCode":392,"companyName":393,"productCode":394,"productName":395,"joinWay":332,"mortgageType":347,"mortgageTypeName":348,"repaymentType":373,"repaymentTypeName":374,"rateType":336,"rateTypeName":337,"rateMin":396,"rateMax":397,"rateAvg":9,"loanLimit":398,"earlyRepaymentFee":399,"delinquencyRate":400,"incidentalExpense":401},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":447,"disclosureMonth":323,"companyCode":448,"companyName":449,"productCode":450,"productName":451,"joinWay":452,"mortgageType":347,"mortgageTypeName":348,"repaymentType":373,"repaymentTypeName":374,"rateType":336,"rateTypeName":337,"rateMin":453,"rateMax":454,"rateAvg":455,"loanLimit":456,"earlyRepaymentFee":457,"delinquencyRate":458,"incidentalExpense":459},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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한함)",{"id":493,"disclosureMonth":323,"companyCode":484,"companyName":485,"productCode":486,"productName":487,"joinWay":332,"mortgageType":347,"mortgageTypeName":348,"repaymentType":334,"repaymentTypeName":335,"rateType":336,"rateTypeName":337,"rateMin":389,"rateMax":488,"rateAvg":9,"loanLimit":359,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010927-KB200300000002-E-S-C",{"id":495,"disclosureMonth":323,"companyCode":328,"companyName":329,"productCode":496,"productName":497,"joinWay":438,"mortgageType":333,"mortgageTypeName":267,"repaymentType":373,"repaymentTypeName":374,"rateType":336,"rateTypeName":337,"rateMin":498,"rateMax":499,"rateAvg":500,"loanLimit":501,"earlyRepaymentFee":342,"delinquencyRate":343,"incidentalExpense":502},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":504,"disclosureMonth":323,"companyCode":505,"companyName":506,"productCode":507,"productName":508,"joinWay":438,"mortgageType":333,"mortgageTypeName":267,"repaymentType":373,"repaymentTypeName":374,"rateType":336,"rateTypeName":337,"rateMin":509,"rateMax":510,"rateAvg":511,"loanLimit":512,"earlyRepaymentFee":301,"delinquencyRate":513,"incidentalExpense":514},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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