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대출금액*120%*1%*채권할인율",{"id":309,"disclosureMonth":248,"companyCode":278,"companyName":279,"productCode":280,"productName":281,"joinWay":257,"mortgageType":273,"mortgageTypeName":274,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":310,"rateMax":311,"rateAvg":312,"loanLimit":285,"earlyRepaymentFee":286,"delinquencyRate":287,"incidentalExpense":288},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":314,"disclosureMonth":248,"companyCode":278,"companyName":279,"productCode":291,"productName":292,"joinWay":257,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":310,"rateMax":311,"rateAvg":315,"loanLimit":285,"earlyRepaymentFee":286,"delinquencyRate":287,"incidentalExpense":288},"0010001-1054-A-D-C",4.75,{"id":317,"disclosureMonth":248,"companyCode":318,"companyName":319,"productCode":320,"productName":321,"joinWay":257,"mortgageType":273,"mortgageTypeName":274,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":322,"rateMax":323,"rateAvg":9,"loanLimit":324,"earlyRepaymentFee":325,"delinquencyRate":326,"incidentalExpense":327},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":329,"disclosureMonth":248,"companyCode":318,"companyName":319,"productCode":320,"productName":321,"joinWay":257,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":322,"rateMax":323,"rateAvg":330,"loanLimit":324,"earlyRepaymentFee":325,"delinquencyRate":326,"incidentalExpense":327},"0010016-20461501000001001-A-D-C",4.66,{"id":332,"disclosureMonth":248,"companyCode":318,"companyName":319,"productCode":333,"productName":334,"joinWay":257,"mortgageType":273,"mortgageTypeName":274,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":322,"rateMax":323,"rateAvg":335,"loanLimit":324,"earlyRepaymentFee":325,"delinquencyRate":326,"incidentalExpense":327},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":337,"disclosureMonth":248,"companyCode":318,"companyName":319,"productCode":333,"productName":334,"joinWay":257,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":322,"rateMax":323,"rateAvg":338,"loanLimit":324,"earlyRepaymentFee":325,"delinquencyRate":326,"incidentalExpense":327},"0010016-20283701000001001-A-D-C",4.92,{"id":340,"disclosureMonth":248,"companyCode":295,"companyName":296,"productCode":341,"productName":342,"joinWay":257,"mortgageType":273,"mortgageTypeName":274,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":343,"rateMax":344,"rateAvg":345,"loanLimit":304,"earlyRepaymentFee":305,"delinquencyRate":306,"incidentalExpense":307},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":347,"disclosureMonth":248,"companyCode":348,"companyName":349,"productCode":350,"productName":351,"joinWay":352,"mortgageType":258,"mortgageTypeName":259,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":353,"rateMax":354,"rateAvg":9,"loanLimit":285,"earlyRepaymentFee":355,"delinquencyRate":356,"incidentalExpense":357},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":359,"disclosureMonth":248,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":364,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":365,"rateMax":366,"rateAvg":367,"loanLimit":368,"earlyRepaymentFee":369,"delinquencyRate":370,"incidentalExpense":371},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":373,"disclosureMonth":248,"companyCode":374,"companyName":375,"productCode":376,"productName":377,"joinWay":378,"mortgageType":273,"mortgageTypeName":274,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":379,"rateMax":380,"rateAvg":381,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":387,"disclosureMonth":248,"companyCode":374,"companyName":375,"productCode":376,"productName":377,"joinWay":378,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":379,"rateMax":380,"rateAvg":388,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0013175-2001104780001-A-D-C",5.13,{"id":390,"disclosureMonth":248,"companyCode":374,"companyName":375,"productCode":376,"productName":377,"joinWay":378,"mortgageType":258,"mortgageTypeName":259,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":379,"rateMax":380,"rateAvg":391,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0013175-2001104780001-A-S-C",4.86,{"id":393,"disclosureMonth":248,"companyCode":374,"companyName":375,"productCode":376,"productName":377,"joinWay":378,"mortgageType":273,"mortgageTypeName":274,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":379,"rateMax":380,"rateAvg":338,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0013175-2001104780001-E-S-C",{"id":395,"disclosureMonth":248,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":400,"mortgageType":258,"mortgageTypeName":259,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":401,"rateMax":402,"rateAvg":9,"loanLimit":403,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":408,"disclosureMonth":248,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":400,"mortgageType":273,"mortgageTypeName":274,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":401,"rateMax":402,"rateAvg":9,"loanLimit":403,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0010030-1-E-S-C",{"id":410,"disclosureMonth":248,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":257,"mortgageType":258,"mortgageTypeName":259,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":315,"rateMax":415,"rateAvg":9,"loanLimit":285,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":420,"disclosureMonth":248,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":257,"mortgageType":273,"mortgageTypeName":274,"repaymentType":260,"repaymentTypeName":261,"rateType":262,"rateTypeName":263,"rateMin":315,"rateMax":415,"rateAvg":9,"loanLimit":285,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010927-KB200300000002-E-S-C",{"id":422,"disclosureMonth":248,"companyCode":253,"companyName":254,"productCode":423,"productName":424,"joinWay":364,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":425,"rateMax":426,"rateAvg":427,"loanLimit":428,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":429},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":431,"disclosureMonth":248,"companyCode":432,"companyName":433,"productCode":434,"productName":435,"joinWay":364,"mortgageType":258,"mortgageTypeName":259,"repaymentType":299,"repaymentTypeName":300,"rateType":262,"rateTypeName":263,"rateMin":436,"rateMax":437,"rateAvg":438,"loanLimit":439,"earlyRepaymentFee":440,"delinquencyRate":441,"incidentalExpense":442},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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