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대출금액*120%*1%*채권할인율",{"id":387,"disclosureMonth":327,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":388,"rateMax":389,"rateAvg":390,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":392,"disclosureMonth":327,"companyCode":356,"companyName":357,"productCode":369,"productName":370,"joinWay":336,"mortgageType":337,"mortgageTypeName":76,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":388,"rateMax":389,"rateAvg":393,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010001-1054-A-D-C",4.75,{"id":395,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":9,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":407,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":336,"mortgageType":337,"mortgageTypeName":76,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":408,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20461501000001001-A-D-C",4.66,{"id":410,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":411,"productName":412,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":413,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":415,"disclosureMonth":327,"companyCode":396,"companyName":397,"productCode":411,"productName":412,"joinWay":336,"mortgageType":337,"mortgageTypeName":76,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":400,"rateMax":401,"rateAvg":416,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0010016-20283701000001001-A-D-C",4.92,{"id":418,"disclosureMonth":327,"companyCode":373,"companyName":374,"productCode":419,"productName":420,"joinWay":336,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":421,"rateMax":422,"rateAvg":423,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":425,"disclosureMonth":327,"companyCode":426,"companyName":427,"productCode":428,"productName":429,"joinWay":430,"mortgageType":337,"mortgageTypeName":76,"repaymentType":338,"repaymentTypeName":339,"rateType":340,"rateTypeName":341,"rateMin":431,"rateMax":432,"rateAvg":9,"loanLimit":363,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":451,"disclosureMonth":327,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":351,"mortgageTypeName":352,"repaymentType":377,"repaymentTypeName":378,"rateType":340,"rateTypeName":341,"rateMin":457,"rateMax":458,"rateAvg":459,"loanLimit":460,"earlyRepaymentFee":461,"delinquencyRate":462,"incidentalExpense":463},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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