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대출금액*120%*1%*채권할인율",{"id":351,"disclosureMonth":290,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":352,"rateMax":353,"rateAvg":354,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":356,"disclosureMonth":290,"companyCode":320,"companyName":321,"productCode":333,"productName":334,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":352,"rateMax":353,"rateAvg":357,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0010001-1054-A-D-C",4.75,{"id":359,"disclosureMonth":290,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":364,"rateMax":365,"rateAvg":9,"loanLimit":366,"earlyRepaymentFee":367,"delinquencyRate":368,"incidentalExpense":369},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":371,"disclosureMonth":290,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":364,"rateMax":365,"rateAvg":372,"loanLimit":366,"earlyRepaymentFee":367,"delinquencyRate":368,"incidentalExpense":369},"0010016-20461501000001001-A-D-C",4.66,{"id":374,"disclosureMonth":290,"companyCode":360,"companyName":361,"productCode":375,"productName":376,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":364,"rateMax":365,"rateAvg":377,"loanLimit":366,"earlyRepaymentFee":367,"delinquencyRate":368,"incidentalExpense":369},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":379,"disclosureMonth":290,"companyCode":360,"companyName":361,"productCode":375,"productName":376,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":364,"rateMax":365,"rateAvg":380,"loanLimit":366,"earlyRepaymentFee":367,"delinquencyRate":368,"incidentalExpense":369},"0010016-20283701000001001-A-D-C",4.92,{"id":382,"disclosureMonth":290,"companyCode":337,"companyName":338,"productCode":383,"productName":384,"joinWay":299,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":385,"rateMax":386,"rateAvg":387,"loanLimit":346,"earlyRepaymentFee":347,"delinquencyRate":348,"incidentalExpense":349},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":389,"disclosureMonth":290,"companyCode":390,"companyName":391,"productCode":392,"productName":393,"joinWay":394,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":395,"rateMax":396,"rateAvg":9,"loanLimit":327,"earlyRepaymentFee":397,"delinquencyRate":398,"incidentalExpense":399},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":415,"disclosureMonth":290,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":420,"mortgageType":315,"mortgageTypeName":316,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":421,"rateMax":422,"rateAvg":423,"loanLimit":424,"earlyRepaymentFee":425,"delinquencyRate":426,"incidentalExpense":427},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":429,"disclosureMonth":290,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":420,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":421,"rateMax":422,"rateAvg":430,"loanLimit":424,"earlyRepaymentFee":425,"delinquencyRate":426,"incidentalExpense":427},"0013175-2001104780001-A-D-C",5.13,{"id":432,"disclosureMonth":290,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":420,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":421,"rateMax":422,"rateAvg":433,"loanLimit":424,"earlyRepaymentFee":425,"delinquencyRate":426,"incidentalExpense":427},"0013175-2001104780001-A-S-C",4.86,{"id":435,"disclosureMonth":290,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":420,"mortgageType":315,"mortgageTypeName":316,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":421,"rateMax":422,"rateAvg":380,"loanLimit":424,"earlyRepaymentFee":425,"delinquencyRate":426,"incidentalExpense":427},"0013175-2001104780001-E-S-C",{"id":437,"disclosureMonth":290,"companyCode":438,"companyName":439,"productCode":440,"productName":441,"joinWay":95,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":442,"rateMax":443,"rateAvg":9,"loanLimit":444,"earlyRepaymentFee":445,"delinquencyRate":446,"incidentalExpense":447},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":449,"disclosureMonth":290,"companyCode":438,"companyName":439,"productCode":440,"productName":441,"joinWay":95,"mortgageType":315,"mortgageTypeName":316,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":442,"rateMax":443,"rateAvg":9,"loanLimit":444,"earlyRepaymentFee":445,"delinquencyRate":446,"incidentalExpense":447},"0010030-1-E-S-C",{"id":451,"disclosureMonth":290,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":299,"mortgageType":300,"mortgageTypeName":301,"repaymentType":302,"repaymentTypeName":303,"rateType":304,"rateTypeName":305,"rateMin":357,"rateMax":456,"rateAvg":9,"loanLimit":327,"earlyRepaymentFee":457,"delinquencyRate":458,"incidentalExpense":459},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":472,"disclosureMonth":290,"companyCode":473,"companyName":474,"productCode":475,"productName":476,"joinWay":406,"mortgageType":300,"mortgageTypeName":301,"repaymentType":341,"repaymentTypeName":342,"rateType":304,"rateTypeName":305,"rateMin":477,"rateMax":478,"rateAvg":479,"loanLimit":480,"earlyRepaymentFee":115,"delinquencyRate":481,"incidentalExpense":482},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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