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채권할인율",{"id":507,"disclosureMonth":178,"companyCode":489,"companyName":490,"productCode":491,"productName":492,"joinWay":493,"mortgageType":508,"mortgageTypeName":509,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":499,"rateMax":500,"rateAvg":510,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":512,"disclosureMonth":178,"companyCode":513,"companyName":514,"productCode":515,"productName":516,"joinWay":493,"mortgageType":508,"mortgageTypeName":509,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":517,"rateMax":518,"rateAvg":519,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":543,"disclosureMonth":178,"companyCode":513,"companyName":514,"productCode":515,"productName":516,"joinWay":493,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":544,"rateMax":545,"rateAvg":546,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":548,"disclosureMonth":178,"companyCode":513,"companyName":514,"productCode":526,"productName":527,"joinWay":493,"mortgageType":494,"mortgageTypeName":107,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":544,"rateMax":545,"rateAvg":549,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1054-A-D-C",4.75,{"id":551,"disclosureMonth":178,"companyCode":552,"companyName":553,"productCode":554,"productName":555,"joinWay":493,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":556,"rateMax":557,"rateAvg":22,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":593,"disclosureMonth":178,"companyCode":594,"companyName":595,"productCode":596,"productName":597,"joinWay":598,"mortgageType":494,"mortgageTypeName":107,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":599,"rateMax":600,"rateAvg":601,"loanLimit":602,"earlyRepaymentFee":603,"delinquencyRate":604,"incidentalExpense":605},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":607,"disclosureMonth":178,"companyCode":608,"companyName":609,"productCode":610,"productName":611,"joinWay":612,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":613,"rateMax":614,"rateAvg":615,"loanLimit":616,"earlyRepaymentFee":617,"delinquencyRate":618,"incidentalExpense":619},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":641,"disclosureMonth":178,"companyCode":630,"companyName":631,"productCode":141,"productName":632,"joinWay":633,"mortgageType":508,"mortgageTypeName":509,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":634,"rateMax":635,"rateAvg":22,"loanLimit":636,"earlyRepaymentFee":637,"delinquencyRate":638,"incidentalExpense":639},"0010030-1-E-S-C",{"id":643,"disclosureMonth":178,"companyCode":644,"companyName":645,"productCode":646,"productName":647,"joinWay":493,"mortgageType":494,"mortgageTypeName":107,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":549,"rateMax":648,"rateAvg":22,"loanLimit":520,"earlyRepaymentFee":649,"delinquencyRate":650,"incidentalExpense":651},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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