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채권할인율",{"id":374,"disclosureMonth":351,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":360,"mortgageType":375,"mortgageTypeName":376,"repaymentType":362,"repaymentTypeName":363,"rateType":364,"rateTypeName":365,"rateMin":366,"rateMax":367,"rateAvg":377,"loanLimit":369,"earlyRepaymentFee":370,"delinquencyRate":371,"incidentalExpense":372},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":379,"disclosureMonth":351,"companyCode":380,"companyName":381,"productCode":382,"productName":383,"joinWay":360,"mortgageType":375,"mortgageTypeName":376,"repaymentType":362,"repaymentTypeName":363,"rateType":364,"rateTypeName":365,"rateMin":384,"rateMax":385,"rateAvg":386,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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등",{"id":475,"disclosureMonth":351,"companyCode":476,"companyName":477,"productCode":478,"productName":479,"joinWay":480,"mortgageType":375,"mortgageTypeName":376,"repaymentType":401,"repaymentTypeName":402,"rateType":364,"rateTypeName":365,"rateMin":481,"rateMax":482,"rateAvg":483,"loanLimit":484,"earlyRepaymentFee":485,"delinquencyRate":486,"incidentalExpense":487},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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