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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":360,"disclosureMonth":299,"companyCode":329,"companyName":330,"productCode":331,"productName":332,"joinWay":308,"mortgageType":324,"mortgageTypeName":325,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":361,"rateMax":362,"rateAvg":363,"loanLimit":336,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":365,"disclosureMonth":299,"companyCode":329,"companyName":330,"productCode":342,"productName":343,"joinWay":308,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":361,"rateMax":362,"rateAvg":366,"loanLimit":336,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010001-1054-A-D-C",4.75,{"id":368,"disclosureMonth":299,"companyCode":369,"companyName":370,"productCode":371,"productName":372,"joinWay":308,"mortgageType":324,"mortgageTypeName":325,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":373,"rateMax":374,"rateAvg":9,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":380,"disclosureMonth":299,"companyCode":369,"companyName":370,"productCode":371,"productName":372,"joinWay":308,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":373,"rateMax":374,"rateAvg":381,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0010016-20461501000001001-A-D-C",4.66,{"id":383,"disclosureMonth":299,"companyCode":369,"companyName":370,"productCode":384,"productName":385,"joinWay":308,"mortgageType":324,"mortgageTypeName":325,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":373,"rateMax":374,"rateAvg":386,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":388,"disclosureMonth":299,"companyCode":369,"companyName":370,"productCode":384,"productName":385,"joinWay":308,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":373,"rateMax":374,"rateAvg":389,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0010016-20283701000001001-A-D-C",4.92,{"id":391,"disclosureMonth":299,"companyCode":346,"companyName":347,"productCode":392,"productName":393,"joinWay":308,"mortgageType":324,"mortgageTypeName":325,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":394,"rateMax":395,"rateAvg":396,"loanLimit":355,"earlyRepaymentFee":356,"delinquencyRate":357,"incidentalExpense":358},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":398,"disclosureMonth":299,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":403,"mortgageType":309,"mortgageTypeName":310,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":404,"rateMax":405,"rateAvg":9,"loanLimit":336,"earlyRepaymentFee":406,"delinquencyRate":407,"incidentalExpense":408},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":410,"disclosureMonth":299,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":415,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":416,"rateMax":417,"rateAvg":418,"loanLimit":419,"earlyRepaymentFee":420,"delinquencyRate":421,"incidentalExpense":422},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":424,"disclosureMonth":299,"companyCode":425,"companyName":426,"productCode":427,"productName":428,"joinWay":429,"mortgageType":324,"mortgageTypeName":325,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":430,"rateMax":431,"rateAvg":432,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":438,"disclosureMonth":299,"companyCode":425,"companyName":426,"productCode":427,"productName":428,"joinWay":429,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":430,"rateMax":431,"rateAvg":439,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0013175-2001104780001-A-D-C",5.13,{"id":441,"disclosureMonth":299,"companyCode":425,"companyName":426,"productCode":427,"productName":428,"joinWay":429,"mortgageType":309,"mortgageTypeName":310,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":430,"rateMax":431,"rateAvg":442,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0013175-2001104780001-A-S-C",4.86,{"id":444,"disclosureMonth":299,"companyCode":425,"companyName":426,"productCode":427,"productName":428,"joinWay":429,"mortgageType":324,"mortgageTypeName":325,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":430,"rateMax":431,"rateAvg":389,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0013175-2001104780001-E-S-C",{"id":446,"disclosureMonth":299,"companyCode":447,"companyName":448,"productCode":82,"productName":449,"joinWay":88,"mortgageType":309,"mortgageTypeName":310,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":450,"rateMax":451,"rateAvg":9,"loanLimit":452,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":457,"disclosureMonth":299,"companyCode":447,"companyName":448,"productCode":82,"productName":449,"joinWay":88,"mortgageType":324,"mortgageTypeName":325,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":450,"rateMax":451,"rateAvg":9,"loanLimit":452,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010030-1-E-S-C",{"id":459,"disclosureMonth":299,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":308,"mortgageType":309,"mortgageTypeName":310,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":366,"rateMax":464,"rateAvg":9,"loanLimit":336,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":469,"disclosureMonth":299,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":308,"mortgageType":324,"mortgageTypeName":325,"repaymentType":311,"repaymentTypeName":312,"rateType":313,"rateTypeName":314,"rateMin":366,"rateMax":464,"rateAvg":9,"loanLimit":336,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010927-KB200300000002-E-S-C",{"id":471,"disclosureMonth":299,"companyCode":304,"companyName":305,"productCode":472,"productName":473,"joinWay":415,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":474,"rateMax":475,"rateAvg":476,"loanLimit":477,"earlyRepaymentFee":319,"delinquencyRate":320,"incidentalExpense":478},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":480,"disclosureMonth":299,"companyCode":481,"companyName":482,"productCode":483,"productName":484,"joinWay":415,"mortgageType":309,"mortgageTypeName":310,"repaymentType":350,"repaymentTypeName":351,"rateType":313,"rateTypeName":314,"rateMin":485,"rateMax":486,"rateAvg":487,"loanLimit":488,"earlyRepaymentFee":98,"delinquencyRate":489,"incidentalExpense":490},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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