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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":343,"disclosureMonth":320,"companyCode":325,"companyName":326,"productCode":327,"productName":328,"joinWay":329,"mortgageType":344,"mortgageTypeName":345,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":335,"rateMax":336,"rateAvg":346,"loanLimit":338,"earlyRepaymentFee":339,"delinquencyRate":340,"incidentalExpense":341},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":348,"disclosureMonth":320,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":329,"mortgageType":344,"mortgageTypeName":345,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":353,"rateMax":354,"rateAvg":355,"loanLimit":356,"earlyRepaymentFee":357,"delinquencyRate":358,"incidentalExpense":359},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":361,"disclosureMonth":320,"companyCode":349,"companyName":350,"productCode":362,"productName":363,"joinWay":329,"mortgageType":330,"mortgageTypeName":78,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":353,"rateMax":354,"rateAvg":9,"loanLimit":356,"earlyRepaymentFee":357,"delinquencyRate":358,"incidentalExpense":359},"0010001-1054-A-S-C","1054","우리아파트론",{"id":365,"disclosureMonth":320,"companyCode":366,"companyName":367,"productCode":368,"productName":369,"joinWay":329,"mortgageType":330,"mortgageTypeName":78,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":372,"rateMax":373,"rateAvg":374,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":380,"disclosureMonth":320,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":329,"mortgageType":344,"mortgageTypeName":345,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":381,"rateMax":382,"rateAvg":383,"loanLimit":356,"earlyRepaymentFee":357,"delinquencyRate":358,"incidentalExpense":359},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":385,"disclosureMonth":320,"companyCode":349,"companyName":350,"productCode":362,"productName":363,"joinWay":329,"mortgageType":330,"mortgageTypeName":78,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":381,"rateMax":382,"rateAvg":386,"loanLimit":356,"earlyRepaymentFee":357,"delinquencyRate":358,"incidentalExpense":359},"0010001-1054-A-D-C",4.75,{"id":388,"disclosureMonth":320,"companyCode":389,"companyName":390,"productCode":391,"productName":392,"joinWay":329,"mortgageType":344,"mortgageTypeName":345,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":393,"rateMax":394,"rateAvg":9,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":400,"disclosureMonth":320,"companyCode":389,"companyName":390,"productCode":391,"productName":392,"joinWay":329,"mortgageType":330,"mortgageTypeName":78,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":393,"rateMax":394,"rateAvg":401,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010016-20461501000001001-A-D-C",4.66,{"id":403,"disclosureMonth":320,"companyCode":389,"companyName":390,"productCode":404,"productName":405,"joinWay":329,"mortgageType":344,"mortgageTypeName":345,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":393,"rateMax":394,"rateAvg":406,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":408,"disclosureMonth":320,"companyCode":389,"companyName":390,"productCode":404,"productName":405,"joinWay":329,"mortgageType":330,"mortgageTypeName":78,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":393,"rateMax":394,"rateAvg":409,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010016-20283701000001001-A-D-C",4.92,{"id":411,"disclosureMonth":320,"companyCode":366,"companyName":367,"productCode":412,"productName":413,"joinWay":329,"mortgageType":344,"mortgageTypeName":345,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":414,"rateMax":415,"rateAvg":416,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":418,"disclosureMonth":320,"companyCode":419,"companyName":420,"productCode":421,"productName":422,"joinWay":423,"mortgageType":330,"mortgageTypeName":78,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":424,"rateMax":425,"rateAvg":9,"loanLimit":356,"earlyRepaymentFee":426,"delinquencyRate":427,"incidentalExpense":428},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":430,"disclosureMonth":320,"companyCode":431,"companyName":432,"productCode":433,"productName":434,"joinWay":435,"mortgageType":330,"mortgageTypeName":78,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":436,"rateMax":437,"rateAvg":438,"loanLimit":439,"earlyRepaymentFee":440,"delinquencyRate":441,"incidentalExpense":442},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":444,"disclosureMonth":320,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":449,"mortgageType":344,"mortgageTypeName":345,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":450,"rateMax":451,"rateAvg":452,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":458,"disclosureMonth":320,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":449,"mortgageType":330,"mortgageTypeName":78,"repaymentType":370,"repaymentTypeName":371,"rateType":333,"rateTypeName":334,"rateMin":450,"rateMax":451,"rateAvg":459,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0013175-2001104780001-A-D-C",5.13,{"id":461,"disclosureMonth":320,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":449,"mortgageType":330,"mortgageTypeName":78,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":450,"rateMax":451,"rateAvg":462,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0013175-2001104780001-A-S-C",4.86,{"id":464,"disclosureMonth":320,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":449,"mortgageType":344,"mortgageTypeName":345,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":450,"rateMax":451,"rateAvg":409,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0013175-2001104780001-E-S-C",{"id":466,"disclosureMonth":320,"companyCode":467,"companyName":468,"productCode":469,"productName":470,"joinWay":471,"mortgageType":330,"mortgageTypeName":78,"repaymentType":331,"repaymentTypeName":332,"rateType":333,"rateTypeName":334,"rateMin":472,"rateMax":473,"rateAvg":9,"loanLimit":474,"earlyRepaymentFee":475,"delinquencyRate":476,"incidentalExpense":477},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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