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채권할인율",{"id":351,"disclosureMonth":328,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":337,"mortgageType":352,"mortgageTypeName":353,"repaymentType":339,"repaymentTypeName":340,"rateType":341,"rateTypeName":342,"rateMin":343,"rateMax":344,"rateAvg":354,"loanLimit":346,"earlyRepaymentFee":347,"delinquencyRate":348,"incidentalExpense":349},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":356,"disclosureMonth":328,"companyCode":357,"companyName":358,"productCode":359,"productName":360,"joinWay":337,"mortgageType":352,"mortgageTypeName":353,"repaymentType":339,"repaymentTypeName":340,"rateType":341,"rateTypeName":342,"rateMin":361,"rateMax":362,"rateAvg":363,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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등",{"id":452,"disclosureMonth":328,"companyCode":453,"companyName":454,"productCode":455,"productName":456,"joinWay":457,"mortgageType":352,"mortgageTypeName":353,"repaymentType":378,"repaymentTypeName":379,"rateType":341,"rateTypeName":342,"rateMin":458,"rateMax":459,"rateAvg":460,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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