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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":410,"disclosureMonth":350,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":359,"mortgageType":374,"mortgageTypeName":375,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":411,"rateMax":412,"rateAvg":413,"loanLimit":386,"earlyRepaymentFee":387,"delinquencyRate":388,"incidentalExpense":389},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":415,"disclosureMonth":350,"companyCode":379,"companyName":380,"productCode":392,"productName":393,"joinWay":359,"mortgageType":360,"mortgageTypeName":78,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":411,"rateMax":412,"rateAvg":416,"loanLimit":386,"earlyRepaymentFee":387,"delinquencyRate":388,"incidentalExpense":389},"0010001-1054-A-D-C",4.75,{"id":418,"disclosureMonth":350,"companyCode":419,"companyName":420,"productCode":421,"productName":422,"joinWay":359,"mortgageType":374,"mortgageTypeName":375,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":423,"rateMax":424,"rateAvg":9,"loanLimit":425,"earlyRepaymentFee":426,"delinquencyRate":427,"incidentalExpense":428},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":430,"disclosureMonth":350,"companyCode":419,"companyName":420,"productCode":421,"productName":422,"joinWay":359,"mortgageType":360,"mortgageTypeName":78,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":423,"rateMax":424,"rateAvg":431,"loanLimit":425,"earlyRepaymentFee":426,"delinquencyRate":427,"incidentalExpense":428},"0010016-20461501000001001-A-D-C",4.66,{"id":433,"disclosureMonth":350,"companyCode":419,"companyName":420,"productCode":434,"productName":435,"joinWay":359,"mortgageType":374,"mortgageTypeName":375,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":423,"rateMax":424,"rateAvg":436,"loanLimit":425,"earlyRepaymentFee":426,"delinquencyRate":427,"incidentalExpense":428},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":438,"disclosureMonth":350,"companyCode":419,"companyName":420,"productCode":434,"productName":435,"joinWay":359,"mortgageType":360,"mortgageTypeName":78,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":423,"rateMax":424,"rateAvg":439,"loanLimit":425,"earlyRepaymentFee":426,"delinquencyRate":427,"incidentalExpense":428},"0010016-20283701000001001-A-D-C",4.92,{"id":441,"disclosureMonth":350,"companyCode":396,"companyName":397,"productCode":442,"productName":443,"joinWay":359,"mortgageType":374,"mortgageTypeName":375,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":444,"rateMax":445,"rateAvg":446,"loanLimit":405,"earlyRepaymentFee":406,"delinquencyRate":407,"incidentalExpense":408},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":448,"disclosureMonth":350,"companyCode":449,"companyName":450,"productCode":451,"productName":452,"joinWay":453,"mortgageType":360,"mortgageTypeName":78,"repaymentType":361,"repaymentTypeName":362,"rateType":363,"rateTypeName":364,"rateMin":454,"rateMax":455,"rateAvg":9,"loanLimit":386,"earlyRepaymentFee":456,"delinquencyRate":457,"incidentalExpense":458},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":474,"disclosureMonth":350,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":479,"mortgageType":374,"mortgageTypeName":375,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":480,"rateMax":481,"rateAvg":482,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":488,"disclosureMonth":350,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":479,"mortgageType":360,"mortgageTypeName":78,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":480,"rateMax":481,"rateAvg":489,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0013175-2001104780001-A-D-C",5.13,{"id":491,"disclosureMonth":350,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":479,"mortgageType":360,"mortgageTypeName":78,"repaymentType":361,"repaymentTypeName":362,"rateType":363,"rateTypeName":364,"rateMin":480,"rateMax":481,"rateAvg":492,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0013175-2001104780001-A-S-C",4.86,{"id":494,"disclosureMonth":350,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":479,"mortgageType":374,"mortgageTypeName":375,"repaymentType":361,"repaymentTypeName":362,"rateType":363,"rateTypeName":364,"rateMin":480,"rateMax":481,"rateAvg":439,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0013175-2001104780001-E-S-C",{"id":496,"disclosureMonth":350,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":501,"mortgageType":360,"mortgageTypeName":78,"repaymentType":361,"repaymentTypeName":362,"rateType":363,"rateTypeName":364,"rateMin":502,"rateMax":503,"rateAvg":9,"loanLimit":504,"earlyRepaymentFee":505,"delinquencyRate":506,"incidentalExpense":507},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":509,"disclosureMonth":350,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":501,"mortgageType":374,"mortgageTypeName":375,"repaymentType":361,"repaymentTypeName":362,"rateType":363,"rateTypeName":364,"rateMin":502,"rateMax":503,"rateAvg":9,"loanLimit":504,"earlyRepaymentFee":505,"delinquencyRate":506,"incidentalExpense":507},"0010030-1-E-S-C",{"id":511,"disclosureMonth":350,"companyCode":512,"companyName":513,"productCode":514,"productName":515,"joinWay":359,"mortgageType":360,"mortgageTypeName":78,"repaymentType":361,"repaymentTypeName":362,"rateType":363,"rateTypeName":364,"rateMin":416,"rateMax":516,"rateAvg":9,"loanLimit":386,"earlyRepaymentFee":517,"delinquencyRate":518,"incidentalExpense":519},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":532,"disclosureMonth":350,"companyCode":533,"companyName":534,"productCode":535,"productName":536,"joinWay":465,"mortgageType":360,"mortgageTypeName":78,"repaymentType":400,"repaymentTypeName":401,"rateType":363,"rateTypeName":364,"rateMin":537,"rateMax":538,"rateAvg":539,"loanLimit":540,"earlyRepaymentFee":119,"delinquencyRate":541,"incidentalExpense":542},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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