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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":308,"disclosureMonth":284,"companyCode":289,"companyName":290,"productCode":291,"productName":292,"joinWay":293,"mortgageType":309,"mortgageTypeName":310,"repaymentType":296,"repaymentTypeName":297,"rateType":298,"rateTypeName":299,"rateMin":300,"rateMax":301,"rateAvg":311,"loanLimit":303,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":313,"disclosureMonth":284,"companyCode":314,"companyName":315,"productCode":316,"productName":317,"joinWay":293,"mortgageType":309,"mortgageTypeName":310,"repaymentType":296,"repaymentTypeName":297,"rateType":298,"rateTypeName":299,"rateMin":318,"rateMax":319,"rateAvg":320,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":326,"disclosureMonth":284,"companyCode":314,"companyName":315,"productCode":327,"productName":328,"joinWay":293,"mortgageType":294,"mortgageTypeName":295,"repaymentType":296,"repaymentTypeName":297,"rateType":298,"rateTypeName":299,"rateMin":318,"rateMax":319,"rateAvg":9,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0010001-1054-A-S-C","1054","우리아파트론",{"id":330,"disclosureMonth":284,"companyCode":331,"companyName":332,"productCode":333,"productName":334,"joinWay":293,"mortgageType":294,"mortgageTypeName":295,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":337,"rateMax":338,"rateAvg":339,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":345,"disclosureMonth":284,"companyCode":314,"companyName":315,"productCode":316,"productName":317,"joinWay":293,"mortgageType":309,"mortgageTypeName":310,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":346,"rateMax":347,"rateAvg":348,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":350,"disclosureMonth":284,"companyCode":314,"companyName":315,"productCode":327,"productName":328,"joinWay":293,"mortgageType":294,"mortgageTypeName":295,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":346,"rateMax":347,"rateAvg":351,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0010001-1054-A-D-C",4.75,{"id":353,"disclosureMonth":284,"companyCode":354,"companyName":355,"productCode":356,"productName":357,"joinWay":293,"mortgageType":309,"mortgageTypeName":310,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":358,"rateMax":359,"rateAvg":9,"loanLimit":360,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":365,"disclosureMonth":284,"companyCode":354,"companyName":355,"productCode":356,"productName":357,"joinWay":293,"mortgageType":294,"mortgageTypeName":295,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":358,"rateMax":359,"rateAvg":366,"loanLimit":360,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0010016-20461501000001001-A-D-C",4.66,{"id":368,"disclosureMonth":284,"companyCode":354,"companyName":355,"productCode":369,"productName":370,"joinWay":293,"mortgageType":309,"mortgageTypeName":310,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":358,"rateMax":359,"rateAvg":371,"loanLimit":360,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":373,"disclosureMonth":284,"companyCode":354,"companyName":355,"productCode":369,"productName":370,"joinWay":293,"mortgageType":294,"mortgageTypeName":295,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":358,"rateMax":359,"rateAvg":374,"loanLimit":360,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0010016-20283701000001001-A-D-C",4.92,{"id":376,"disclosureMonth":284,"companyCode":331,"companyName":332,"productCode":377,"productName":378,"joinWay":293,"mortgageType":309,"mortgageTypeName":310,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":379,"rateMax":380,"rateAvg":381,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":383,"disclosureMonth":284,"companyCode":384,"companyName":385,"productCode":386,"productName":387,"joinWay":388,"mortgageType":294,"mortgageTypeName":295,"repaymentType":296,"repaymentTypeName":297,"rateType":298,"rateTypeName":299,"rateMin":389,"rateMax":390,"rateAvg":9,"loanLimit":321,"earlyRepaymentFee":391,"delinquencyRate":392,"incidentalExpense":393},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":409,"disclosureMonth":284,"companyCode":410,"companyName":411,"productCode":412,"productName":413,"joinWay":414,"mortgageType":309,"mortgageTypeName":310,"repaymentType":335,"repaymentTypeName":336,"rateType":298,"rateTypeName":299,"rateMin":415,"rateMax":416,"rateAvg":417,"loanLimit":418,"earlyRepaymentFee":419,"delinquencyRate":420,"incidentalExpense":421},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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