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대출금액*120%*1%*채권할인율",{"id":389,"disclosureMonth":329,"companyCode":358,"companyName":359,"productCode":360,"productName":361,"joinWay":338,"mortgageType":353,"mortgageTypeName":354,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":390,"rateMax":391,"rateAvg":392,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":394,"disclosureMonth":329,"companyCode":358,"companyName":359,"productCode":371,"productName":372,"joinWay":338,"mortgageType":339,"mortgageTypeName":70,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":390,"rateMax":391,"rateAvg":395,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0010001-1054-A-D-C",4.75,{"id":397,"disclosureMonth":329,"companyCode":398,"companyName":399,"productCode":400,"productName":401,"joinWay":338,"mortgageType":353,"mortgageTypeName":354,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":402,"rateMax":403,"rateAvg":9,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":409,"disclosureMonth":329,"companyCode":398,"companyName":399,"productCode":400,"productName":401,"joinWay":338,"mortgageType":339,"mortgageTypeName":70,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":402,"rateMax":403,"rateAvg":410,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20461501000001001-A-D-C",4.66,{"id":412,"disclosureMonth":329,"companyCode":398,"companyName":399,"productCode":413,"productName":414,"joinWay":338,"mortgageType":353,"mortgageTypeName":354,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":402,"rateMax":403,"rateAvg":415,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":417,"disclosureMonth":329,"companyCode":398,"companyName":399,"productCode":413,"productName":414,"joinWay":338,"mortgageType":339,"mortgageTypeName":70,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":402,"rateMax":403,"rateAvg":418,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20283701000001001-A-D-C",4.92,{"id":420,"disclosureMonth":329,"companyCode":375,"companyName":376,"productCode":421,"productName":422,"joinWay":338,"mortgageType":353,"mortgageTypeName":354,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":423,"rateMax":424,"rateAvg":425,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":427,"disclosureMonth":329,"companyCode":428,"companyName":429,"productCode":430,"productName":431,"joinWay":432,"mortgageType":339,"mortgageTypeName":70,"repaymentType":340,"repaymentTypeName":341,"rateType":342,"rateTypeName":343,"rateMin":433,"rateMax":434,"rateAvg":9,"loanLimit":365,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":453,"disclosureMonth":329,"companyCode":454,"companyName":455,"productCode":456,"productName":457,"joinWay":458,"mortgageType":353,"mortgageTypeName":354,"repaymentType":379,"repaymentTypeName":380,"rateType":342,"rateTypeName":343,"rateMin":459,"rateMax":460,"rateAvg":461,"loanLimit":462,"earlyRepaymentFee":463,"delinquencyRate":464,"incidentalExpense":465},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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