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대출금액*120%*1%*채권할인율",{"id":389,"disclosureMonth":330,"companyCode":359,"companyName":360,"productCode":361,"productName":362,"joinWay":339,"mortgageType":354,"mortgageTypeName":355,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":390,"rateMax":391,"rateAvg":392,"loanLimit":366,"earlyRepaymentFee":367,"delinquencyRate":368,"incidentalExpense":369},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":394,"disclosureMonth":330,"companyCode":359,"companyName":360,"productCode":372,"productName":373,"joinWay":339,"mortgageType":340,"mortgageTypeName":274,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":390,"rateMax":391,"rateAvg":395,"loanLimit":366,"earlyRepaymentFee":367,"delinquencyRate":368,"incidentalExpense":369},"0010001-1054-A-D-C",4.75,{"id":397,"disclosureMonth":330,"companyCode":398,"companyName":399,"productCode":400,"productName":401,"joinWay":339,"mortgageType":354,"mortgageTypeName":355,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":402,"rateMax":403,"rateAvg":9,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":409,"disclosureMonth":330,"companyCode":398,"companyName":399,"productCode":400,"productName":401,"joinWay":339,"mortgageType":340,"mortgageTypeName":274,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":402,"rateMax":403,"rateAvg":410,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20461501000001001-A-D-C",4.66,{"id":412,"disclosureMonth":330,"companyCode":398,"companyName":399,"productCode":413,"productName":414,"joinWay":339,"mortgageType":354,"mortgageTypeName":355,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":402,"rateMax":403,"rateAvg":415,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":417,"disclosureMonth":330,"companyCode":398,"companyName":399,"productCode":413,"productName":414,"joinWay":339,"mortgageType":340,"mortgageTypeName":274,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":402,"rateMax":403,"rateAvg":418,"loanLimit":404,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010016-20283701000001001-A-D-C",4.92,{"id":420,"disclosureMonth":330,"companyCode":376,"companyName":377,"productCode":421,"productName":422,"joinWay":339,"mortgageType":354,"mortgageTypeName":355,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":423,"rateMax":424,"rateAvg":425,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":427,"disclosureMonth":330,"companyCode":428,"companyName":429,"productCode":430,"productName":431,"joinWay":432,"mortgageType":340,"mortgageTypeName":274,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":433,"rateMax":434,"rateAvg":9,"loanLimit":366,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":453,"disclosureMonth":330,"companyCode":454,"companyName":455,"productCode":456,"productName":457,"joinWay":458,"mortgageType":354,"mortgageTypeName":355,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":459,"rateMax":460,"rateAvg":461,"loanLimit":462,"earlyRepaymentFee":463,"delinquencyRate":464,"incidentalExpense":465},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":467,"disclosureMonth":330,"companyCode":454,"companyName":455,"productCode":456,"productName":457,"joinWay":458,"mortgageType":340,"mortgageTypeName":274,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":459,"rateMax":460,"rateAvg":468,"loanLimit":462,"earlyRepaymentFee":463,"delinquencyRate":464,"incidentalExpense":465},"0013175-2001104780001-A-D-C",5.13,{"id":470,"disclosureMonth":330,"companyCode":454,"companyName":455,"productCode":456,"productName":457,"joinWay":458,"mortgageType":340,"mortgageTypeName":274,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":459,"rateMax":460,"rateAvg":471,"loanLimit":462,"earlyRepaymentFee":463,"delinquencyRate":464,"incidentalExpense":465},"0013175-2001104780001-A-S-C",4.86,{"id":473,"disclosureMonth":330,"companyCode":454,"companyName":455,"productCode":456,"productName":457,"joinWay":458,"mortgageType":354,"mortgageTypeName":355,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":459,"rateMax":460,"rateAvg":418,"loanLimit":462,"earlyRepaymentFee":463,"delinquencyRate":464,"incidentalExpense":465},"0013175-2001104780001-E-S-C",{"id":475,"disclosureMonth":330,"companyCode":476,"companyName":477,"productCode":478,"productName":479,"joinWay":291,"mortgageType":340,"mortgageTypeName":274,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":480,"rateMax":481,"rateAvg":9,"loanLimit":482,"earlyRepaymentFee":483,"delinquencyRate":484,"incidentalExpense":485},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":487,"disclosureMonth":330,"companyCode":476,"companyName":477,"productCode":478,"productName":479,"joinWay":291,"mortgageType":354,"mortgageTypeName":355,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":480,"rateMax":481,"rateAvg":9,"loanLimit":482,"earlyRepaymentFee":483,"delinquencyRate":484,"incidentalExpense":485},"0010030-1-E-S-C",{"id":489,"disclosureMonth":330,"companyCode":490,"companyName":491,"productCode":492,"productName":493,"joinWay":339,"mortgageType":340,"mortgageTypeName":274,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":395,"rateMax":494,"rateAvg":9,"loanLimit":366,"earlyRepaymentFee":495,"delinquencyRate":496,"incidentalExpense":497},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":499,"disclosureMonth":330,"companyCode":490,"companyName":491,"productCode":492,"productName":493,"joinWay":339,"mortgageType":354,"mortgageTypeName":355,"repaymentType":341,"repaymentTypeName":342,"rateType":343,"rateTypeName":344,"rateMin":395,"rateMax":494,"rateAvg":9,"loanLimit":366,"earlyRepaymentFee":495,"delinquencyRate":496,"incidentalExpense":497},"0010927-KB200300000002-E-S-C",{"id":501,"disclosureMonth":330,"companyCode":335,"companyName":336,"productCode":502,"productName":503,"joinWay":444,"mortgageType":340,"mortgageTypeName":274,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":504,"rateMax":505,"rateAvg":506,"loanLimit":507,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":508},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":510,"disclosureMonth":330,"companyCode":511,"companyName":512,"productCode":513,"productName":514,"joinWay":444,"mortgageType":340,"mortgageTypeName":274,"repaymentType":380,"repaymentTypeName":381,"rateType":343,"rateTypeName":344,"rateMin":515,"rateMax":516,"rateAvg":517,"loanLimit":518,"earlyRepaymentFee":316,"delinquencyRate":519,"incidentalExpense":520},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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