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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":395,"disclosureMonth":335,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":344,"mortgageType":359,"mortgageTypeName":360,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":396,"rateMax":397,"rateAvg":398,"loanLimit":371,"earlyRepaymentFee":372,"delinquencyRate":373,"incidentalExpense":374},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":400,"disclosureMonth":335,"companyCode":364,"companyName":365,"productCode":377,"productName":378,"joinWay":344,"mortgageType":345,"mortgageTypeName":77,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":396,"rateMax":397,"rateAvg":401,"loanLimit":371,"earlyRepaymentFee":372,"delinquencyRate":373,"incidentalExpense":374},"0010001-1054-A-D-C",4.75,{"id":403,"disclosureMonth":335,"companyCode":404,"companyName":405,"productCode":406,"productName":407,"joinWay":344,"mortgageType":359,"mortgageTypeName":360,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":408,"rateMax":409,"rateAvg":9,"loanLimit":410,"earlyRepaymentFee":411,"delinquencyRate":412,"incidentalExpense":413},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":415,"disclosureMonth":335,"companyCode":404,"companyName":405,"productCode":406,"productName":407,"joinWay":344,"mortgageType":345,"mortgageTypeName":77,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":408,"rateMax":409,"rateAvg":416,"loanLimit":410,"earlyRepaymentFee":411,"delinquencyRate":412,"incidentalExpense":413},"0010016-20461501000001001-A-D-C",4.66,{"id":418,"disclosureMonth":335,"companyCode":404,"companyName":405,"productCode":419,"productName":420,"joinWay":344,"mortgageType":359,"mortgageTypeName":360,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":408,"rateMax":409,"rateAvg":421,"loanLimit":410,"earlyRepaymentFee":411,"delinquencyRate":412,"incidentalExpense":413},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":423,"disclosureMonth":335,"companyCode":404,"companyName":405,"productCode":419,"productName":420,"joinWay":344,"mortgageType":345,"mortgageTypeName":77,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":408,"rateMax":409,"rateAvg":424,"loanLimit":410,"earlyRepaymentFee":411,"delinquencyRate":412,"incidentalExpense":413},"0010016-20283701000001001-A-D-C",4.92,{"id":426,"disclosureMonth":335,"companyCode":381,"companyName":382,"productCode":427,"productName":428,"joinWay":344,"mortgageType":359,"mortgageTypeName":360,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":429,"rateMax":430,"rateAvg":431,"loanLimit":390,"earlyRepaymentFee":391,"delinquencyRate":392,"incidentalExpense":393},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":433,"disclosureMonth":335,"companyCode":434,"companyName":435,"productCode":436,"productName":437,"joinWay":438,"mortgageType":345,"mortgageTypeName":77,"repaymentType":346,"repaymentTypeName":347,"rateType":348,"rateTypeName":349,"rateMin":439,"rateMax":440,"rateAvg":9,"loanLimit":371,"earlyRepaymentFee":441,"delinquencyRate":442,"incidentalExpense":443},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":445,"disclosureMonth":335,"companyCode":446,"companyName":447,"productCode":448,"productName":449,"joinWay":450,"mortgageType":345,"mortgageTypeName":77,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":451,"rateMax":452,"rateAvg":453,"loanLimit":454,"earlyRepaymentFee":455,"delinquencyRate":456,"incidentalExpense":457},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":459,"disclosureMonth":335,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":464,"mortgageType":359,"mortgageTypeName":360,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":465,"rateMax":466,"rateAvg":467,"loanLimit":468,"earlyRepaymentFee":469,"delinquencyRate":470,"incidentalExpense":471},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":473,"disclosureMonth":335,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":464,"mortgageType":345,"mortgageTypeName":77,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":465,"rateMax":466,"rateAvg":474,"loanLimit":468,"earlyRepaymentFee":469,"delinquencyRate":470,"incidentalExpense":471},"0013175-2001104780001-A-D-C",5.13,{"id":476,"disclosureMonth":335,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":464,"mortgageType":345,"mortgageTypeName":77,"repaymentType":346,"repaymentTypeName":347,"rateType":348,"rateTypeName":349,"rateMin":465,"rateMax":466,"rateAvg":477,"loanLimit":468,"earlyRepaymentFee":469,"delinquencyRate":470,"incidentalExpense":471},"0013175-2001104780001-A-S-C",4.86,{"id":479,"disclosureMonth":335,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":464,"mortgageType":359,"mortgageTypeName":360,"repaymentType":346,"repaymentTypeName":347,"rateType":348,"rateTypeName":349,"rateMin":465,"rateMax":466,"rateAvg":424,"loanLimit":468,"earlyRepaymentFee":469,"delinquencyRate":470,"incidentalExpense":471},"0013175-2001104780001-E-S-C",{"id":481,"disclosureMonth":335,"companyCode":482,"companyName":483,"productCode":484,"productName":485,"joinWay":486,"mortgageType":345,"mortgageTypeName":77,"repaymentType":346,"repaymentTypeName":347,"rateType":348,"rateTypeName":349,"rateMin":487,"rateMax":488,"rateAvg":9,"loanLimit":489,"earlyRepaymentFee":490,"delinquencyRate":491,"incidentalExpense":492},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":494,"disclosureMonth":335,"companyCode":482,"companyName":483,"productCode":484,"productName":485,"joinWay":486,"mortgageType":359,"mortgageTypeName":360,"repaymentType":346,"repaymentTypeName":347,"rateType":348,"rateTypeName":349,"rateMin":487,"rateMax":488,"rateAvg":9,"loanLimit":489,"earlyRepaymentFee":490,"delinquencyRate":491,"incidentalExpense":492},"0010030-1-E-S-C",{"id":496,"disclosureMonth":335,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":344,"mortgageType":345,"mortgageTypeName":77,"repaymentType":346,"repaymentTypeName":347,"rateType":348,"rateTypeName":349,"rateMin":401,"rateMax":501,"rateAvg":9,"loanLimit":371,"earlyRepaymentFee":502,"delinquencyRate":503,"incidentalExpense":504},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":517,"disclosureMonth":335,"companyCode":518,"companyName":519,"productCode":520,"productName":521,"joinWay":450,"mortgageType":345,"mortgageTypeName":77,"repaymentType":385,"repaymentTypeName":386,"rateType":348,"rateTypeName":349,"rateMin":522,"rateMax":523,"rateAvg":524,"loanLimit":525,"earlyRepaymentFee":117,"delinquencyRate":526,"incidentalExpense":527},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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