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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1205,"disclosureMonth":1145,"companyCode":1175,"companyName":1176,"productCode":1177,"productName":1178,"joinWay":1154,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1206,"rateMax":1207,"rateAvg":1208,"loanLimit":1182,"earlyRepaymentFee":1183,"delinquencyRate":1184,"incidentalExpense":1185},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1210,"disclosureMonth":1145,"companyCode":1175,"companyName":1176,"productCode":1188,"productName":1189,"joinWay":1154,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1206,"rateMax":1207,"rateAvg":1211,"loanLimit":1182,"earlyRepaymentFee":1183,"delinquencyRate":1184,"incidentalExpense":1185},"0010001-1054-A-D-C",4.75,{"id":1213,"disclosureMonth":1145,"companyCode":1214,"companyName":1215,"productCode":1216,"productName":1217,"joinWay":1154,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1218,"rateMax":1219,"rateAvg":9,"loanLimit":1220,"earlyRepaymentFee":1221,"delinquencyRate":1222,"incidentalExpense":1223},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1225,"disclosureMonth":1145,"companyCode":1214,"companyName":1215,"productCode":1216,"productName":1217,"joinWay":1154,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1218,"rateMax":1219,"rateAvg":1226,"loanLimit":1220,"earlyRepaymentFee":1221,"delinquencyRate":1222,"incidentalExpense":1223},"0010016-20461501000001001-A-D-C",4.66,{"id":1228,"disclosureMonth":1145,"companyCode":1214,"companyName":1215,"productCode":1229,"productName":1230,"joinWay":1154,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1218,"rateMax":1219,"rateAvg":1231,"loanLimit":1220,"earlyRepaymentFee":1221,"delinquencyRate":1222,"incidentalExpense":1223},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1233,"disclosureMonth":1145,"companyCode":1214,"companyName":1215,"productCode":1229,"productName":1230,"joinWay":1154,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1218,"rateMax":1219,"rateAvg":1234,"loanLimit":1220,"earlyRepaymentFee":1221,"delinquencyRate":1222,"incidentalExpense":1223},"0010016-20283701000001001-A-D-C",4.92,{"id":1236,"disclosureMonth":1145,"companyCode":1192,"companyName":1193,"productCode":1237,"productName":1238,"joinWay":1154,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1239,"rateMax":1240,"rateAvg":1241,"loanLimit":1200,"earlyRepaymentFee":1201,"delinquencyRate":1202,"incidentalExpense":1203},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1243,"disclosureMonth":1145,"companyCode":1244,"companyName":1245,"productCode":1246,"productName":1247,"joinWay":1248,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1249,"rateMax":1250,"rateAvg":9,"loanLimit":1182,"earlyRepaymentFee":1251,"delinquencyRate":1252,"incidentalExpense":1253},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1255,"disclosureMonth":1145,"companyCode":1256,"companyName":1257,"productCode":1258,"productName":1259,"joinWay":1260,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1261,"rateMax":1262,"rateAvg":1263,"loanLimit":1264,"earlyRepaymentFee":1265,"delinquencyRate":1266,"incidentalExpense":1267},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1269,"disclosureMonth":1145,"companyCode":1270,"companyName":1271,"productCode":1272,"productName":1273,"joinWay":1274,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1275,"rateMax":1276,"rateAvg":1277,"loanLimit":1278,"earlyRepaymentFee":1279,"delinquencyRate":1280,"incidentalExpense":1281},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1283,"disclosureMonth":1145,"companyCode":1270,"companyName":1271,"productCode":1272,"productName":1273,"joinWay":1274,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1275,"rateMax":1276,"rateAvg":1284,"loanLimit":1278,"earlyRepaymentFee":1279,"delinquencyRate":1280,"incidentalExpense":1281},"0013175-2001104780001-A-D-C",5.13,{"id":1286,"disclosureMonth":1145,"companyCode":1270,"companyName":1271,"productCode":1272,"productName":1273,"joinWay":1274,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1275,"rateMax":1276,"rateAvg":1287,"loanLimit":1278,"earlyRepaymentFee":1279,"delinquencyRate":1280,"incidentalExpense":1281},"0013175-2001104780001-A-S-C",4.86,{"id":1289,"disclosureMonth":1145,"companyCode":1270,"companyName":1271,"productCode":1272,"productName":1273,"joinWay":1274,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1275,"rateMax":1276,"rateAvg":1234,"loanLimit":1278,"earlyRepaymentFee":1279,"delinquencyRate":1280,"incidentalExpense":1281},"0013175-2001104780001-E-S-C",{"id":1291,"disclosureMonth":1145,"companyCode":1292,"companyName":1293,"productCode":1294,"productName":1295,"joinWay":1296,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1297,"rateMax":1298,"rateAvg":9,"loanLimit":1299,"earlyRepaymentFee":1300,"delinquencyRate":1301,"incidentalExpense":1302},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1304,"disclosureMonth":1145,"companyCode":1292,"companyName":1293,"productCode":1294,"productName":1295,"joinWay":1296,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1297,"rateMax":1298,"rateAvg":9,"loanLimit":1299,"earlyRepaymentFee":1300,"delinquencyRate":1301,"incidentalExpense":1302},"0010030-1-E-S-C",{"id":1306,"disclosureMonth":1145,"companyCode":1307,"companyName":1308,"productCode":1309,"productName":1310,"joinWay":1154,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1211,"rateMax":1311,"rateAvg":9,"loanLimit":1182,"earlyRepaymentFee":1312,"delinquencyRate":1313,"incidentalExpense":1314},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1316,"disclosureMonth":1145,"companyCode":1307,"companyName":1308,"productCode":1309,"productName":1310,"joinWay":1154,"mortgageType":1170,"mortgageTypeName":1171,"repaymentType":1157,"repaymentTypeName":1158,"rateType":1159,"rateTypeName":1160,"rateMin":1211,"rateMax":1311,"rateAvg":9,"loanLimit":1182,"earlyRepaymentFee":1312,"delinquencyRate":1313,"incidentalExpense":1314},"0010927-KB200300000002-E-S-C",{"id":1318,"disclosureMonth":1145,"companyCode":1150,"companyName":1151,"productCode":1319,"productName":1320,"joinWay":1260,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1321,"rateMax":1322,"rateAvg":1323,"loanLimit":1324,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1325},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1327,"disclosureMonth":1145,"companyCode":1328,"companyName":1329,"productCode":1330,"productName":1331,"joinWay":1260,"mortgageType":1155,"mortgageTypeName":1156,"repaymentType":1196,"repaymentTypeName":1197,"rateType":1159,"rateTypeName":1160,"rateMin":1332,"rateMax":1333,"rateAvg":1334,"loanLimit":1335,"earlyRepaymentFee":1336,"delinquencyRate":1337,"incidentalExpense":1338},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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