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채권할인율",{"id":1097,"disclosureMonth":1055,"companyCode":1085,"companyName":1086,"productCode":1098,"productName":1099,"joinWay":1064,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1089,"rateMax":1090,"rateAvg":9,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1101,"disclosureMonth":1055,"companyCode":1102,"companyName":1103,"productCode":1104,"productName":1105,"joinWay":1064,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1108,"rateMax":1109,"rateAvg":93,"loanLimit":1110,"earlyRepaymentFee":1111,"delinquencyRate":1112,"incidentalExpense":1113},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1115,"disclosureMonth":1055,"companyCode":1085,"companyName":1086,"productCode":1087,"productName":1088,"joinWay":1064,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1116,"rateMax":1117,"rateAvg":1118,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1120,"disclosureMonth":1055,"companyCode":1085,"companyName":1086,"productCode":1098,"productName":1099,"joinWay":1064,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1116,"rateMax":1117,"rateAvg":1121,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0010001-1054-A-D-C",4.75,{"id":1123,"disclosureMonth":1055,"companyCode":1124,"companyName":1125,"productCode":1126,"productName":1127,"joinWay":1064,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1128,"rateMax":1129,"rateAvg":9,"loanLimit":1130,"earlyRepaymentFee":1131,"delinquencyRate":1132,"incidentalExpense":1133},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1135,"disclosureMonth":1055,"companyCode":1124,"companyName":1125,"productCode":1126,"productName":1127,"joinWay":1064,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1128,"rateMax":1129,"rateAvg":1136,"loanLimit":1130,"earlyRepaymentFee":1131,"delinquencyRate":1132,"incidentalExpense":1133},"0010016-20461501000001001-A-D-C",4.66,{"id":1138,"disclosureMonth":1055,"companyCode":1124,"companyName":1125,"productCode":1139,"productName":1140,"joinWay":1064,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1128,"rateMax":1129,"rateAvg":1141,"loanLimit":1130,"earlyRepaymentFee":1131,"delinquencyRate":1132,"incidentalExpense":1133},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1143,"disclosureMonth":1055,"companyCode":1124,"companyName":1125,"productCode":1139,"productName":1140,"joinWay":1064,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1128,"rateMax":1129,"rateAvg":1144,"loanLimit":1130,"earlyRepaymentFee":1131,"delinquencyRate":1132,"incidentalExpense":1133},"0010016-20283701000001001-A-D-C",4.92,{"id":1146,"disclosureMonth":1055,"companyCode":1102,"companyName":1103,"productCode":1147,"productName":1148,"joinWay":1064,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1149,"rateMax":1150,"rateAvg":1151,"loanLimit":1110,"earlyRepaymentFee":1111,"delinquencyRate":1112,"incidentalExpense":1113},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1153,"disclosureMonth":1055,"companyCode":1154,"companyName":1155,"productCode":1156,"productName":1157,"joinWay":1158,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1159,"rateMax":1160,"rateAvg":9,"loanLimit":1092,"earlyRepaymentFee":1161,"delinquencyRate":1162,"incidentalExpense":1163},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1165,"disclosureMonth":1055,"companyCode":1166,"companyName":1167,"productCode":1168,"productName":1169,"joinWay":1170,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1171,"rateMax":1172,"rateAvg":1173,"loanLimit":1174,"earlyRepaymentFee":1175,"delinquencyRate":1176,"incidentalExpense":1177},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1179,"disclosureMonth":1055,"companyCode":1180,"companyName":1181,"productCode":1182,"productName":1183,"joinWay":1184,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1185,"rateMax":1186,"rateAvg":1187,"loanLimit":1188,"earlyRepaymentFee":1189,"delinquencyRate":1190,"incidentalExpense":1191},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1193,"disclosureMonth":1055,"companyCode":1180,"companyName":1181,"productCode":1182,"productName":1183,"joinWay":1184,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1185,"rateMax":1186,"rateAvg":1194,"loanLimit":1188,"earlyRepaymentFee":1189,"delinquencyRate":1190,"incidentalExpense":1191},"0013175-2001104780001-A-D-C",5.13,{"id":1196,"disclosureMonth":1055,"companyCode":1180,"companyName":1181,"productCode":1182,"productName":1183,"joinWay":1184,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1185,"rateMax":1186,"rateAvg":1197,"loanLimit":1188,"earlyRepaymentFee":1189,"delinquencyRate":1190,"incidentalExpense":1191},"0013175-2001104780001-A-S-C",4.86,{"id":1199,"disclosureMonth":1055,"companyCode":1180,"companyName":1181,"productCode":1182,"productName":1183,"joinWay":1184,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1185,"rateMax":1186,"rateAvg":1144,"loanLimit":1188,"earlyRepaymentFee":1189,"delinquencyRate":1190,"incidentalExpense":1191},"0013175-2001104780001-E-S-C",{"id":1201,"disclosureMonth":1055,"companyCode":1202,"companyName":1203,"productCode":1204,"productName":1205,"joinWay":1206,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1207,"rateMax":1208,"rateAvg":9,"loanLimit":1209,"earlyRepaymentFee":1210,"delinquencyRate":1211,"incidentalExpense":1212},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1214,"disclosureMonth":1055,"companyCode":1202,"companyName":1203,"productCode":1204,"productName":1205,"joinWay":1206,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1207,"rateMax":1208,"rateAvg":9,"loanLimit":1209,"earlyRepaymentFee":1210,"delinquencyRate":1211,"incidentalExpense":1212},"0010030-1-E-S-C",{"id":1216,"disclosureMonth":1055,"companyCode":1217,"companyName":1218,"productCode":1219,"productName":1220,"joinWay":1064,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1121,"rateMax":1221,"rateAvg":9,"loanLimit":1092,"earlyRepaymentFee":1222,"delinquencyRate":1223,"incidentalExpense":1224},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1226,"disclosureMonth":1055,"companyCode":1217,"companyName":1218,"productCode":1219,"productName":1220,"joinWay":1064,"mortgageType":1080,"mortgageTypeName":1081,"repaymentType":1067,"repaymentTypeName":1068,"rateType":1069,"rateTypeName":1070,"rateMin":1121,"rateMax":1221,"rateAvg":9,"loanLimit":1092,"earlyRepaymentFee":1222,"delinquencyRate":1223,"incidentalExpense":1224},"0010927-KB200300000002-E-S-C",{"id":1228,"disclosureMonth":1055,"companyCode":1060,"companyName":1061,"productCode":1229,"productName":1230,"joinWay":1170,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1231,"rateMax":1232,"rateAvg":1233,"loanLimit":1234,"earlyRepaymentFee":1075,"delinquencyRate":1076,"incidentalExpense":1235},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1237,"disclosureMonth":1055,"companyCode":1238,"companyName":1239,"productCode":1240,"productName":1241,"joinWay":1170,"mortgageType":1065,"mortgageTypeName":1066,"repaymentType":1106,"repaymentTypeName":1107,"rateType":1069,"rateTypeName":1070,"rateMin":1242,"rateMax":1243,"rateAvg":1244,"loanLimit":1245,"earlyRepaymentFee":1246,"delinquencyRate":1247,"incidentalExpense":1248},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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