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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[658,678,683,696,700,714,719,722,734,737,742,745,752,764,778,792,795,798,800,813,815,825,827,836,849,855,865,868,876,878,883,885,889,892,895,900,904,907,911,915,919,929,934,936,938,943,949,961,963,967,970,973,975,978,982,986,997,999,1010,1022,1025,1029,1033,1035,1038,1044,1048,1054,1058,1063,1075,1080,1083,1086,1088,1094,1097,1100,1102,1109,1111,1113,1115,1119,1121,1123,1125,1128,1130,1134,1136,1140,1142,1146,1148,1153,1155,1159,1165,1167,1170,1175,1177,1182,1184,1186,1188,1193,1197,1201,1205],{"id":659,"disclosureMonth":655,"companyCode":660,"companyName":661,"productCode":662,"productName":663,"joinWay":664,"mortgageType":665,"mortgageTypeName":666,"repaymentType":667,"repaymentTypeName":668,"rateType":669,"rateTypeName":670,"rateMin":671,"rateMax":672,"rateAvg":673,"loanLimit":674,"earlyRepaymentFee":675,"delinquencyRate":676,"incidentalExpense":677},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":679,"disclosureMonth":655,"companyCode":660,"companyName":661,"productCode":662,"productName":663,"joinWay":664,"mortgageType":680,"mortgageTypeName":681,"repaymentType":667,"repaymentTypeName":668,"rateType":669,"rateTypeName":670,"rateMin":671,"rateMax":672,"rateAvg":682,"loanLimit":674,"earlyRepaymentFee":675,"delinquencyRate":676,"incidentalExpense":677},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":684,"disclosureMonth":655,"companyCode":685,"companyName":686,"productCode":687,"productName":688,"joinWay":664,"mortgageType":680,"mortgageTypeName":681,"repaymentType":667,"repaymentTypeName":668,"rateType":669,"rateTypeName":670,"rateMin":689,"rateMax":690,"rateAvg":691,"loanLimit":692,"earlyRepaymentFee":693,"delinquencyRate":694,"incidentalExpense":695},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":697,"disclosureMonth":655,"companyCode":685,"companyName":686,"productCode":698,"productName":699,"joinWay":664,"mortgageType":665,"mortgageTypeName":666,"repaymentType":667,"repaymentTypeName":668,"rateType":669,"rateTypeName":670,"rateMin":689,"rateMax":690,"rateAvg":24,"loanLimit":692,"earlyRepaymentFee":693,"delinquencyRate":694,"incidentalExpense":695},"0010001-1054-A-S-C","1054","우리아파트론",{"id":701,"disclosureMonth":655,"companyCode":702,"companyName":703,"productCode":704,"productName":705,"joinWay":664,"mortgageType":665,"mortgageTypeName":666,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":708,"rateMax":709,"rateAvg":175,"loanLimit":710,"earlyRepaymentFee":711,"delinquencyRate":712,"incidentalExpense":713},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":715,"disclosureMonth":655,"companyCode":685,"companyName":686,"productCode":687,"productName":688,"joinWay":664,"mortgageType":680,"mortgageTypeName":681,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":716,"rateMax":717,"rateAvg":718,"loanLimit":692,"earlyRepaymentFee":693,"delinquencyRate":694,"incidentalExpense":695},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":720,"disclosureMonth":655,"companyCode":685,"companyName":686,"productCode":698,"productName":699,"joinWay":664,"mortgageType":665,"mortgageTypeName":666,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":716,"rateMax":717,"rateAvg":721,"loanLimit":692,"earlyRepaymentFee":693,"delinquencyRate":694,"incidentalExpense":695},"0010001-1054-A-D-C",4.75,{"id":723,"disclosureMonth":655,"companyCode":724,"companyName":725,"productCode":726,"productName":727,"joinWay":664,"mortgageType":680,"mortgageTypeName":681,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":728,"rateMax":729,"rateAvg":24,"loanLimit":730,"earlyRepaymentFee":731,"delinquencyRate":732,"incidentalExpense":733},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":735,"disclosureMonth":655,"companyCode":724,"companyName":725,"productCode":726,"productName":727,"joinWay":664,"mortgageType":665,"mortgageTypeName":666,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":728,"rateMax":729,"rateAvg":736,"loanLimit":730,"earlyRepaymentFee":731,"delinquencyRate":732,"incidentalExpense":733},"0010016-20461501000001001-A-D-C",4.66,{"id":738,"disclosureMonth":655,"companyCode":724,"companyName":725,"productCode":739,"productName":740,"joinWay":664,"mortgageType":680,"mortgageTypeName":681,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":728,"rateMax":729,"rateAvg":741,"loanLimit":730,"earlyRepaymentFee":731,"delinquencyRate":732,"incidentalExpense":733},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":743,"disclosureMonth":655,"companyCode":724,"companyName":725,"productCode":739,"productName":740,"joinWay":664,"mortgageType":665,"mortgageTypeName":666,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":728,"rateMax":729,"rateAvg":744,"loanLimit":730,"earlyRepaymentFee":731,"delinquencyRate":732,"incidentalExpense":733},"0010016-20283701000001001-A-D-C",4.92,{"id":746,"disclosureMonth":655,"companyCode":702,"companyName":703,"productCode":747,"productName":748,"joinWay":664,"mortgageType":680,"mortgageTypeName":681,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":749,"rateMax":750,"rateAvg":751,"loanLimit":710,"earlyRepaymentFee":711,"delinquencyRate":712,"incidentalExpense":713},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":753,"disclosureMonth":655,"companyCode":754,"companyName":755,"productCode":756,"productName":757,"joinWay":758,"mortgageType":665,"mortgageTypeName":666,"repaymentType":667,"repaymentTypeName":668,"rateType":669,"rateTypeName":670,"rateMin":759,"rateMax":760,"rateAvg":24,"loanLimit":692,"earlyRepaymentFee":761,"delinquencyRate":762,"incidentalExpense":763},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":765,"disclosureMonth":655,"companyCode":766,"companyName":767,"productCode":768,"productName":769,"joinWay":770,"mortgageType":665,"mortgageTypeName":666,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":771,"rateMax":772,"rateAvg":773,"loanLimit":774,"earlyRepaymentFee":775,"delinquencyRate":776,"incidentalExpense":777},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":779,"disclosureMonth":655,"companyCode":780,"companyName":781,"productCode":782,"productName":783,"joinWay":784,"mortgageType":680,"mortgageTypeName":681,"repaymentType":706,"repaymentTypeName":707,"rateType":669,"rateTypeName":670,"rateMin":785,"rateMax":786,"rateAvg":787,"loanLimit":788,"earlyRepaymentFee":789,"delinquencyRate":790,"incidentalExpense":791},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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