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채권할인율",{"id":217,"disclosureMonth":193,"companyCode":198,"companyName":199,"productCode":200,"productName":201,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":209,"rateMax":210,"rateAvg":220,"loanLimit":212,"earlyRepaymentFee":213,"delinquencyRate":214,"incidentalExpense":215},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":222,"disclosureMonth":193,"companyCode":223,"companyName":224,"productCode":225,"productName":226,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":227,"rateMax":228,"rateAvg":229,"loanLimit":230,"earlyRepaymentFee":231,"delinquencyRate":232,"incidentalExpense":233},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":235,"disclosureMonth":193,"companyCode":223,"companyName":224,"productCode":236,"productName":237,"joinWay":202,"mortgageType":203,"mortgageTypeName":204,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":227,"rateMax":228,"rateAvg":9,"loanLimit":230,"earlyRepaymentFee":231,"delinquencyRate":232,"incidentalExpense":233},"0010001-1054-A-S-C","1054","우리아파트론",{"id":239,"disclosureMonth":193,"companyCode":240,"companyName":241,"productCode":242,"productName":243,"joinWay":202,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":246,"rateMax":247,"rateAvg":248,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":254,"disclosureMonth":193,"companyCode":223,"companyName":224,"productCode":225,"productName":226,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":255,"rateMax":256,"rateAvg":257,"loanLimit":230,"earlyRepaymentFee":231,"delinquencyRate":232,"incidentalExpense":233},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":259,"disclosureMonth":193,"companyCode":223,"companyName":224,"productCode":236,"productName":237,"joinWay":202,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":255,"rateMax":256,"rateAvg":260,"loanLimit":230,"earlyRepaymentFee":231,"delinquencyRate":232,"incidentalExpense":233},"0010001-1054-A-D-C",4.75,{"id":262,"disclosureMonth":193,"companyCode":263,"companyName":264,"productCode":265,"productName":266,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":267,"rateMax":268,"rateAvg":9,"loanLimit":269,"earlyRepaymentFee":270,"delinquencyRate":271,"incidentalExpense":272},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":274,"disclosureMonth":193,"companyCode":263,"companyName":264,"productCode":265,"productName":266,"joinWay":202,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":267,"rateMax":268,"rateAvg":275,"loanLimit":269,"earlyRepaymentFee":270,"delinquencyRate":271,"incidentalExpense":272},"0010016-20461501000001001-A-D-C",4.66,{"id":277,"disclosureMonth":193,"companyCode":263,"companyName":264,"productCode":278,"productName":279,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":267,"rateMax":268,"rateAvg":280,"loanLimit":269,"earlyRepaymentFee":270,"delinquencyRate":271,"incidentalExpense":272},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":282,"disclosureMonth":193,"companyCode":263,"companyName":264,"productCode":278,"productName":279,"joinWay":202,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":267,"rateMax":268,"rateAvg":283,"loanLimit":269,"earlyRepaymentFee":270,"delinquencyRate":271,"incidentalExpense":272},"0010016-20283701000001001-A-D-C",4.92,{"id":285,"disclosureMonth":193,"companyCode":240,"companyName":241,"productCode":286,"productName":287,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":288,"rateMax":289,"rateAvg":290,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":292,"disclosureMonth":193,"companyCode":293,"companyName":294,"productCode":295,"productName":296,"joinWay":297,"mortgageType":203,"mortgageTypeName":204,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":298,"rateMax":299,"rateAvg":9,"loanLimit":230,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":304,"disclosureMonth":193,"companyCode":305,"companyName":306,"productCode":307,"productName":308,"joinWay":309,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":310,"rateMax":311,"rateAvg":312,"loanLimit":313,"earlyRepaymentFee":314,"delinquencyRate":315,"incidentalExpense":316},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":318,"disclosureMonth":193,"companyCode":319,"companyName":320,"productCode":321,"productName":322,"joinWay":323,"mortgageType":218,"mortgageTypeName":219,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":324,"rateMax":325,"rateAvg":326,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":332,"disclosureMonth":193,"companyCode":319,"companyName":320,"productCode":321,"productName":322,"joinWay":323,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":324,"rateMax":325,"rateAvg":333,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0013175-2001104780001-A-D-C",5.13,{"id":335,"disclosureMonth":193,"companyCode":319,"companyName":320,"productCode":321,"productName":322,"joinWay":323,"mortgageType":203,"mortgageTypeName":204,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":324,"rateMax":325,"rateAvg":336,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0013175-2001104780001-A-S-C",4.86,{"id":338,"disclosureMonth":193,"companyCode":319,"companyName":320,"productCode":321,"productName":322,"joinWay":323,"mortgageType":218,"mortgageTypeName":219,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":324,"rateMax":325,"rateAvg":283,"loanLimit":327,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":330},"0013175-2001104780001-E-S-C",{"id":340,"disclosureMonth":193,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":345,"mortgageType":203,"mortgageTypeName":204,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":346,"rateMax":347,"rateAvg":9,"loanLimit":348,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":353,"disclosureMonth":193,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":345,"mortgageType":218,"mortgageTypeName":219,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":346,"rateMax":347,"rateAvg":9,"loanLimit":348,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0010030-1-E-S-C",{"id":355,"disclosureMonth":193,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":202,"mortgageType":203,"mortgageTypeName":204,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":260,"rateMax":360,"rateAvg":9,"loanLimit":230,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":365,"disclosureMonth":193,"companyCode":356,"companyName":357,"productCode":358,"productName":359,"joinWay":202,"mortgageType":218,"mortgageTypeName":219,"repaymentType":205,"repaymentTypeName":206,"rateType":207,"rateTypeName":208,"rateMin":260,"rateMax":360,"rateAvg":9,"loanLimit":230,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0010927-KB200300000002-E-S-C",{"id":367,"disclosureMonth":193,"companyCode":198,"companyName":199,"productCode":368,"productName":369,"joinWay":309,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":373,"earlyRepaymentFee":213,"delinquencyRate":214,"incidentalExpense":374},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":376,"disclosureMonth":193,"companyCode":377,"companyName":378,"productCode":379,"productName":380,"joinWay":309,"mortgageType":203,"mortgageTypeName":204,"repaymentType":244,"repaymentTypeName":245,"rateType":207,"rateTypeName":208,"rateMin":381,"rateMax":382,"rateAvg":383,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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