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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[276,296,301,314,318,333,338,341,353,356,361,364,371,383,397,411,414,417,419,432,434,444,446,455,468,474,484,487,495,497,502,504,508,511,514,519,523,526,530,534,538,548,553,555,557,562,568,580,582,586,589,592,594,597,601,605,616,618,629,641,644,648,652,654,657,663,667,673,677,682,694,699,702,705,707,713,716,719,721,728,730,732,734,738,740,742,744,747,749,753,755,759,761,765,767,772,774,778,784,786,789,794,796,801,803,805,807,812,816,820,824],{"id":277,"disclosureMonth":273,"companyCode":278,"companyName":279,"productCode":280,"productName":281,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":289,"rateMax":290,"rateAvg":291,"loanLimit":292,"earlyRepaymentFee":293,"delinquencyRate":294,"incidentalExpense":295},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":297,"disclosureMonth":273,"companyCode":278,"companyName":279,"productCode":280,"productName":281,"joinWay":282,"mortgageType":298,"mortgageTypeName":299,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":289,"rateMax":290,"rateAvg":300,"loanLimit":292,"earlyRepaymentFee":293,"delinquencyRate":294,"incidentalExpense":295},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":302,"disclosureMonth":273,"companyCode":303,"companyName":304,"productCode":305,"productName":306,"joinWay":282,"mortgageType":298,"mortgageTypeName":299,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":307,"rateMax":308,"rateAvg":309,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":315,"disclosureMonth":273,"companyCode":303,"companyName":304,"productCode":316,"productName":317,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":307,"rateMax":308,"rateAvg":9,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010001-1054-A-S-C","1054","우리아파트론",{"id":319,"disclosureMonth":273,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":326,"rateMax":327,"rateAvg":328,"loanLimit":329,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":334,"disclosureMonth":273,"companyCode":303,"companyName":304,"productCode":305,"productName":306,"joinWay":282,"mortgageType":298,"mortgageTypeName":299,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":335,"rateMax":336,"rateAvg":337,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":339,"disclosureMonth":273,"companyCode":303,"companyName":304,"productCode":316,"productName":317,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":335,"rateMax":336,"rateAvg":340,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010001-1054-A-D-C",4.75,{"id":342,"disclosureMonth":273,"companyCode":343,"companyName":344,"productCode":345,"productName":346,"joinWay":282,"mortgageType":298,"mortgageTypeName":299,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":347,"rateMax":348,"rateAvg":9,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":354,"disclosureMonth":273,"companyCode":343,"companyName":344,"productCode":345,"productName":346,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":347,"rateMax":348,"rateAvg":355,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010016-20461501000001001-A-D-C",4.66,{"id":357,"disclosureMonth":273,"companyCode":343,"companyName":344,"productCode":358,"productName":359,"joinWay":282,"mortgageType":298,"mortgageTypeName":299,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":347,"rateMax":348,"rateAvg":360,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":362,"disclosureMonth":273,"companyCode":343,"companyName":344,"productCode":358,"productName":359,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":347,"rateMax":348,"rateAvg":363,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010016-20283701000001001-A-D-C",4.92,{"id":365,"disclosureMonth":273,"companyCode":320,"companyName":321,"productCode":366,"productName":367,"joinWay":282,"mortgageType":298,"mortgageTypeName":299,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":368,"rateMax":369,"rateAvg":370,"loanLimit":329,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":372,"disclosureMonth":273,"companyCode":373,"companyName":374,"productCode":375,"productName":376,"joinWay":377,"mortgageType":283,"mortgageTypeName":284,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":378,"rateMax":379,"rateAvg":9,"loanLimit":310,"earlyRepaymentFee":380,"delinquencyRate":381,"incidentalExpense":382},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":384,"disclosureMonth":273,"companyCode":385,"companyName":386,"productCode":387,"productName":388,"joinWay":389,"mortgageType":283,"mortgageTypeName":284,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":390,"rateMax":391,"rateAvg":392,"loanLimit":393,"earlyRepaymentFee":394,"delinquencyRate":395,"incidentalExpense":396},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":398,"disclosureMonth":273,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":403,"mortgageType":298,"mortgageTypeName":299,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":404,"rateMax":405,"rateAvg":406,"loanLimit":407,"earlyRepaymentFee":408,"delinquencyRate":409,"incidentalExpense":410},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":412,"disclosureMonth":273,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":403,"mortgageType":283,"mortgageTypeName":284,"repaymentType":324,"repaymentTypeName":325,"rateType":287,"rateTypeName":288,"rateMin":404,"rateMax":405,"rateAvg":413,"loanLimit":407,"earlyRepaymentFee":408,"delinquencyRate":409,"incidentalExpense":410},"0013175-2001104780001-A-D-C",5.13,{"id":415,"disclosureMonth":273,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":403,"mortgageType":283,"mortgageTypeName":284,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":404,"rateMax":405,"rateAvg":416,"loanLimit":407,"earlyRepaymentFee":408,"delinquencyRate":409,"incidentalExpense":410},"0013175-2001104780001-A-S-C",4.86,{"id":418,"disclosureMonth":273,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":403,"mortgageType":298,"mortgageTypeName":299,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":404,"rateMax":405,"rateAvg":363,"loanLimit":407,"earlyRepaymentFee":408,"delinquencyRate":409,"incidentalExpense":410},"0013175-2001104780001-E-S-C",{"id":420,"disclosureMonth":273,"companyCode":421,"companyName":422,"productCode":423,"productName":424,"joinWay":425,"mortgageType":283,"mortgageTypeName":284,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":426,"rateMax":427,"rateAvg":9,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":433,"disclosureMonth":273,"companyCode":421,"companyName":422,"productCode":423,"productName":424,"joinWay":425,"mortgageType":298,"mortgageTypeName":299,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":426,"rateMax":427,"rateAvg":9,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010030-1-E-S-C",{"id":435,"disclosureMonth":273,"companyCode":436,"companyName":437,"productCode":438,"productName":439,"joinWay":282,"mortgageType":283,"mortgageTypeName":284,"repaymentType":285,"repaymentTypeName":286,"rateType":287,"rateTypeName":288,"rateMin":340,"rateMax":440,"rateAvg":9,"loanLimit":310,"earlyRepaymentFee":441,"delinquencyRate":442,"incidentalExpense":443},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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