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금융감독원 금융상품한눈에 · 아파트메이트 일배치","020000",111,"202610","2026-11-04T22:10:07.423Z",[212,232,237,250,254,269,274,277,289,292,297,300,307,319,333,347,350,353,355,368,370,380,382,391,404,410,420,423,431,433,438,440,444,447,450,455,459,462,466,470,474,484,489,491,493,498,504,516,518,522,525,528,530,533,537,541,552,554,565,577,580,584,588,590,593,599,603,609,613,618,630,635,638,641,643,649,652,655,657,664,666,668,670,674,676,678,680,683,685,689,691,695,697,701,703,708,710,714,720,722,725,730,732,737,739,741,743,748,752,756,760],{"id":213,"disclosureMonth":209,"companyCode":214,"companyName":215,"productCode":216,"productName":217,"joinWay":218,"mortgageType":219,"mortgageTypeName":220,"repaymentType":221,"repaymentTypeName":222,"rateType":223,"rateTypeName":224,"rateMin":225,"rateMax":226,"rateAvg":227,"loanLimit":228,"earlyRepaymentFee":229,"delinquencyRate":230,"incidentalExpense":231},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":233,"disclosureMonth":209,"companyCode":214,"companyName":215,"productCode":216,"productName":217,"joinWay":218,"mortgageType":234,"mortgageTypeName":235,"repaymentType":221,"repaymentTypeName":222,"rateType":223,"rateTypeName":224,"rateMin":225,"rateMax":226,"rateAvg":236,"loanLimit":228,"earlyRepaymentFee":229,"delinquencyRate":230,"incidentalExpense":231},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":238,"disclosureMonth":209,"companyCode":239,"companyName":240,"productCode":241,"productName":242,"joinWay":218,"mortgageType":234,"mortgageTypeName":235,"repaymentType":221,"repaymentTypeName":222,"rateType":223,"rateTypeName":224,"rateMin":243,"rateMax":244,"rateAvg":245,"loanLimit":246,"earlyRepaymentFee":247,"delinquencyRate":248,"incidentalExpense":249},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":251,"disclosureMonth":209,"companyCode":239,"companyName":240,"productCode":252,"productName":253,"joinWay":218,"mortgageType":219,"mortgageTypeName":220,"repaymentType":221,"repaymentTypeName":222,"rateType":223,"rateTypeName":224,"rateMin":243,"rateMax":244,"rateAvg":9,"loanLimit":246,"earlyRepaymentFee":247,"delinquencyRate":248,"incidentalExpense":249},"0010001-1054-A-S-C","1054","우리아파트론",{"id":255,"disclosureMonth":209,"companyCode":256,"companyName":257,"productCode":258,"productName":259,"joinWay":218,"mortgageType":219,"mortgageTypeName":220,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":262,"rateMax":263,"rateAvg":264,"loanLimit":265,"earlyRepaymentFee":266,"delinquencyRate":267,"incidentalExpense":268},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":270,"disclosureMonth":209,"companyCode":239,"companyName":240,"productCode":241,"productName":242,"joinWay":218,"mortgageType":234,"mortgageTypeName":235,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":271,"rateMax":272,"rateAvg":273,"loanLimit":246,"earlyRepaymentFee":247,"delinquencyRate":248,"incidentalExpense":249},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":275,"disclosureMonth":209,"companyCode":239,"companyName":240,"productCode":252,"productName":253,"joinWay":218,"mortgageType":219,"mortgageTypeName":220,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":271,"rateMax":272,"rateAvg":276,"loanLimit":246,"earlyRepaymentFee":247,"delinquencyRate":248,"incidentalExpense":249},"0010001-1054-A-D-C",4.75,{"id":278,"disclosureMonth":209,"companyCode":279,"companyName":280,"productCode":281,"productName":282,"joinWay":218,"mortgageType":234,"mortgageTypeName":235,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":283,"rateMax":284,"rateAvg":9,"loanLimit":285,"earlyRepaymentFee":286,"delinquencyRate":287,"incidentalExpense":288},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":290,"disclosureMonth":209,"companyCode":279,"companyName":280,"productCode":281,"productName":282,"joinWay":218,"mortgageType":219,"mortgageTypeName":220,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":283,"rateMax":284,"rateAvg":291,"loanLimit":285,"earlyRepaymentFee":286,"delinquencyRate":287,"incidentalExpense":288},"0010016-20461501000001001-A-D-C",4.66,{"id":293,"disclosureMonth":209,"companyCode":279,"companyName":280,"productCode":294,"productName":295,"joinWay":218,"mortgageType":234,"mortgageTypeName":235,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":283,"rateMax":284,"rateAvg":296,"loanLimit":285,"earlyRepaymentFee":286,"delinquencyRate":287,"incidentalExpense":288},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":298,"disclosureMonth":209,"companyCode":279,"companyName":280,"productCode":294,"productName":295,"joinWay":218,"mortgageType":219,"mortgageTypeName":220,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":283,"rateMax":284,"rateAvg":299,"loanLimit":285,"earlyRepaymentFee":286,"delinquencyRate":287,"incidentalExpense":288},"0010016-20283701000001001-A-D-C",4.92,{"id":301,"disclosureMonth":209,"companyCode":256,"companyName":257,"productCode":302,"productName":303,"joinWay":218,"mortgageType":234,"mortgageTypeName":235,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":304,"rateMax":305,"rateAvg":306,"loanLimit":265,"earlyRepaymentFee":266,"delinquencyRate":267,"incidentalExpense":268},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":308,"disclosureMonth":209,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":219,"mortgageTypeName":220,"repaymentType":221,"repaymentTypeName":222,"rateType":223,"rateTypeName":224,"rateMin":314,"rateMax":315,"rateAvg":9,"loanLimit":246,"earlyRepaymentFee":316,"delinquencyRate":317,"incidentalExpense":318},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":334,"disclosureMonth":209,"companyCode":335,"companyName":336,"productCode":337,"productName":338,"joinWay":339,"mortgageType":234,"mortgageTypeName":235,"repaymentType":260,"repaymentTypeName":261,"rateType":223,"rateTypeName":224,"rateMin":340,"rateMax":341,"rateAvg":342,"loanLimit":343,"earlyRepaymentFee":344,"delinquencyRate":345,"incidentalExpense":346},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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