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대출금액*120%*1%*채권할인율",{"id":455,"disclosureMonth":394,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":403,"mortgageType":419,"mortgageTypeName":420,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":456,"rateMax":457,"rateAvg":458,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":460,"disclosureMonth":394,"companyCode":424,"companyName":425,"productCode":437,"productName":438,"joinWay":403,"mortgageType":404,"mortgageTypeName":405,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":456,"rateMax":457,"rateAvg":461,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0010001-1054-A-D-C",4.75,{"id":463,"disclosureMonth":394,"companyCode":464,"companyName":465,"productCode":466,"productName":467,"joinWay":403,"mortgageType":419,"mortgageTypeName":420,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":468,"rateMax":469,"rateAvg":9,"loanLimit":470,"earlyRepaymentFee":471,"delinquencyRate":472,"incidentalExpense":473},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":475,"disclosureMonth":394,"companyCode":464,"companyName":465,"productCode":466,"productName":467,"joinWay":403,"mortgageType":404,"mortgageTypeName":405,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":468,"rateMax":469,"rateAvg":476,"loanLimit":470,"earlyRepaymentFee":471,"delinquencyRate":472,"incidentalExpense":473},"0010016-20461501000001001-A-D-C",4.66,{"id":478,"disclosureMonth":394,"companyCode":464,"companyName":465,"productCode":479,"productName":480,"joinWay":403,"mortgageType":419,"mortgageTypeName":420,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":468,"rateMax":469,"rateAvg":481,"loanLimit":470,"earlyRepaymentFee":471,"delinquencyRate":472,"incidentalExpense":473},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":483,"disclosureMonth":394,"companyCode":464,"companyName":465,"productCode":479,"productName":480,"joinWay":403,"mortgageType":404,"mortgageTypeName":405,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":468,"rateMax":469,"rateAvg":484,"loanLimit":470,"earlyRepaymentFee":471,"delinquencyRate":472,"incidentalExpense":473},"0010016-20283701000001001-A-D-C",4.92,{"id":486,"disclosureMonth":394,"companyCode":441,"companyName":442,"productCode":487,"productName":488,"joinWay":403,"mortgageType":419,"mortgageTypeName":420,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":489,"rateMax":490,"rateAvg":491,"loanLimit":450,"earlyRepaymentFee":451,"delinquencyRate":452,"incidentalExpense":453},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":493,"disclosureMonth":394,"companyCode":494,"companyName":495,"productCode":496,"productName":497,"joinWay":498,"mortgageType":404,"mortgageTypeName":405,"repaymentType":406,"repaymentTypeName":407,"rateType":408,"rateTypeName":409,"rateMin":499,"rateMax":500,"rateAvg":9,"loanLimit":431,"earlyRepaymentFee":501,"delinquencyRate":502,"incidentalExpense":503},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":519,"disclosureMonth":394,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":524,"mortgageType":419,"mortgageTypeName":420,"repaymentType":445,"repaymentTypeName":446,"rateType":408,"rateTypeName":409,"rateMin":525,"rateMax":526,"rateAvg":527,"loanLimit":528,"earlyRepaymentFee":529,"delinquencyRate":530,"incidentalExpense":531},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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