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대출금액*120%*1%*채권할인율",{"id":741,"disclosureMonth":681,"companyCode":711,"companyName":712,"productCode":713,"productName":714,"joinWay":690,"mortgageType":706,"mortgageTypeName":707,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":742,"rateMax":743,"rateAvg":744,"loanLimit":718,"earlyRepaymentFee":719,"delinquencyRate":720,"incidentalExpense":721},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":746,"disclosureMonth":681,"companyCode":711,"companyName":712,"productCode":724,"productName":725,"joinWay":690,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":742,"rateMax":743,"rateAvg":747,"loanLimit":718,"earlyRepaymentFee":719,"delinquencyRate":720,"incidentalExpense":721},"0010001-1054-A-D-C",4.75,{"id":749,"disclosureMonth":681,"companyCode":750,"companyName":751,"productCode":752,"productName":753,"joinWay":690,"mortgageType":706,"mortgageTypeName":707,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":754,"rateMax":755,"rateAvg":9,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":761,"disclosureMonth":681,"companyCode":750,"companyName":751,"productCode":752,"productName":753,"joinWay":690,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":754,"rateMax":755,"rateAvg":762,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0010016-20461501000001001-A-D-C",4.66,{"id":764,"disclosureMonth":681,"companyCode":750,"companyName":751,"productCode":765,"productName":766,"joinWay":690,"mortgageType":706,"mortgageTypeName":707,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":754,"rateMax":755,"rateAvg":767,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":769,"disclosureMonth":681,"companyCode":750,"companyName":751,"productCode":765,"productName":766,"joinWay":690,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":754,"rateMax":755,"rateAvg":770,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0010016-20283701000001001-A-D-C",4.92,{"id":772,"disclosureMonth":681,"companyCode":728,"companyName":729,"productCode":773,"productName":774,"joinWay":690,"mortgageType":706,"mortgageTypeName":707,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":775,"rateMax":776,"rateAvg":777,"loanLimit":736,"earlyRepaymentFee":737,"delinquencyRate":738,"incidentalExpense":739},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":779,"disclosureMonth":681,"companyCode":780,"companyName":781,"productCode":782,"productName":783,"joinWay":784,"mortgageType":691,"mortgageTypeName":692,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":785,"rateMax":786,"rateAvg":9,"loanLimit":718,"earlyRepaymentFee":787,"delinquencyRate":788,"incidentalExpense":789},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":791,"disclosureMonth":681,"companyCode":792,"companyName":793,"productCode":794,"productName":795,"joinWay":796,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":797,"rateMax":798,"rateAvg":799,"loanLimit":800,"earlyRepaymentFee":801,"delinquencyRate":802,"incidentalExpense":803},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":805,"disclosureMonth":681,"companyCode":806,"companyName":807,"productCode":808,"productName":809,"joinWay":810,"mortgageType":706,"mortgageTypeName":707,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":811,"rateMax":812,"rateAvg":813,"loanLimit":814,"earlyRepaymentFee":815,"delinquencyRate":816,"incidentalExpense":817},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":819,"disclosureMonth":681,"companyCode":806,"companyName":807,"productCode":808,"productName":809,"joinWay":810,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":811,"rateMax":812,"rateAvg":820,"loanLimit":814,"earlyRepaymentFee":815,"delinquencyRate":816,"incidentalExpense":817},"0013175-2001104780001-A-D-C",5.13,{"id":822,"disclosureMonth":681,"companyCode":806,"companyName":807,"productCode":808,"productName":809,"joinWay":810,"mortgageType":691,"mortgageTypeName":692,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":811,"rateMax":812,"rateAvg":823,"loanLimit":814,"earlyRepaymentFee":815,"delinquencyRate":816,"incidentalExpense":817},"0013175-2001104780001-A-S-C",4.86,{"id":825,"disclosureMonth":681,"companyCode":806,"companyName":807,"productCode":808,"productName":809,"joinWay":810,"mortgageType":706,"mortgageTypeName":707,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":811,"rateMax":812,"rateAvg":770,"loanLimit":814,"earlyRepaymentFee":815,"delinquencyRate":816,"incidentalExpense":817},"0013175-2001104780001-E-S-C",{"id":827,"disclosureMonth":681,"companyCode":828,"companyName":829,"productCode":830,"productName":831,"joinWay":832,"mortgageType":691,"mortgageTypeName":692,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":833,"rateMax":834,"rateAvg":9,"loanLimit":835,"earlyRepaymentFee":836,"delinquencyRate":837,"incidentalExpense":838},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":840,"disclosureMonth":681,"companyCode":828,"companyName":829,"productCode":830,"productName":831,"joinWay":832,"mortgageType":706,"mortgageTypeName":707,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":833,"rateMax":834,"rateAvg":9,"loanLimit":835,"earlyRepaymentFee":836,"delinquencyRate":837,"incidentalExpense":838},"0010030-1-E-S-C",{"id":842,"disclosureMonth":681,"companyCode":843,"companyName":844,"productCode":845,"productName":846,"joinWay":690,"mortgageType":691,"mortgageTypeName":692,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":747,"rateMax":847,"rateAvg":9,"loanLimit":718,"earlyRepaymentFee":848,"delinquencyRate":849,"incidentalExpense":850},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":852,"disclosureMonth":681,"companyCode":843,"companyName":844,"productCode":845,"productName":846,"joinWay":690,"mortgageType":706,"mortgageTypeName":707,"repaymentType":693,"repaymentTypeName":694,"rateType":695,"rateTypeName":696,"rateMin":747,"rateMax":847,"rateAvg":9,"loanLimit":718,"earlyRepaymentFee":848,"delinquencyRate":849,"incidentalExpense":850},"0010927-KB200300000002-E-S-C",{"id":854,"disclosureMonth":681,"companyCode":686,"companyName":687,"productCode":855,"productName":856,"joinWay":796,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":857,"rateMax":858,"rateAvg":859,"loanLimit":860,"earlyRepaymentFee":701,"delinquencyRate":702,"incidentalExpense":861},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":863,"disclosureMonth":681,"companyCode":864,"companyName":865,"productCode":866,"productName":867,"joinWay":796,"mortgageType":691,"mortgageTypeName":692,"repaymentType":732,"repaymentTypeName":733,"rateType":695,"rateTypeName":696,"rateMin":868,"rateMax":869,"rateAvg":870,"loanLimit":871,"earlyRepaymentFee":872,"delinquencyRate":873,"incidentalExpense":874},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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