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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":386,"disclosureMonth":79,"companyCode":367,"companyName":368,"productCode":369,"productName":370,"joinWay":371,"mortgageType":387,"mortgageTypeName":388,"repaymentType":374,"repaymentTypeName":375,"rateType":376,"rateTypeName":377,"rateMin":378,"rateMax":379,"rateAvg":389,"loanLimit":381,"earlyRepaymentFee":382,"delinquencyRate":383,"incidentalExpense":384},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":391,"disclosureMonth":79,"companyCode":392,"companyName":393,"productCode":394,"productName":395,"joinWay":371,"mortgageType":387,"mortgageTypeName":388,"repaymentType":374,"repaymentTypeName":375,"rateType":376,"rateTypeName":377,"rateMin":396,"rateMax":397,"rateAvg":398,"loanLimit":399,"earlyRepaymentFee":400,"delinquencyRate":401,"incidentalExpense":402},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":404,"disclosureMonth":79,"companyCode":392,"companyName":393,"productCode":405,"productName":406,"joinWay":371,"mortgageType":372,"mortgageTypeName":373,"repaymentType":374,"repaymentTypeName":375,"rateType":376,"rateTypeName":377,"rateMin":396,"rateMax":397,"rateAvg":9,"loanLimit":399,"earlyRepaymentFee":400,"delinquencyRate":401,"incidentalExpense":402},"0010001-1054-A-S-C","1054","우리아파트론",{"id":408,"disclosureMonth":79,"companyCode":409,"companyName":410,"productCode":411,"productName":412,"joinWay":371,"mortgageType":372,"mortgageTypeName":373,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":415,"rateMax":416,"rateAvg":137,"loanLimit":417,"earlyRepaymentFee":418,"delinquencyRate":419,"incidentalExpense":420},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":422,"disclosureMonth":79,"companyCode":392,"companyName":393,"productCode":394,"productName":395,"joinWay":371,"mortgageType":387,"mortgageTypeName":388,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":423,"rateMax":424,"rateAvg":425,"loanLimit":399,"earlyRepaymentFee":400,"delinquencyRate":401,"incidentalExpense":402},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":427,"disclosureMonth":79,"companyCode":392,"companyName":393,"productCode":405,"productName":406,"joinWay":371,"mortgageType":372,"mortgageTypeName":373,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":423,"rateMax":424,"rateAvg":428,"loanLimit":399,"earlyRepaymentFee":400,"delinquencyRate":401,"incidentalExpense":402},"0010001-1054-A-D-C",4.75,{"id":430,"disclosureMonth":79,"companyCode":431,"companyName":432,"productCode":433,"productName":434,"joinWay":371,"mortgageType":387,"mortgageTypeName":388,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":435,"rateMax":436,"rateAvg":9,"loanLimit":437,"earlyRepaymentFee":438,"delinquencyRate":439,"incidentalExpense":440},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":442,"disclosureMonth":79,"companyCode":431,"companyName":432,"productCode":433,"productName":434,"joinWay":371,"mortgageType":372,"mortgageTypeName":373,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":435,"rateMax":436,"rateAvg":443,"loanLimit":437,"earlyRepaymentFee":438,"delinquencyRate":439,"incidentalExpense":440},"0010016-20461501000001001-A-D-C",4.66,{"id":445,"disclosureMonth":79,"companyCode":431,"companyName":432,"productCode":446,"productName":447,"joinWay":371,"mortgageType":387,"mortgageTypeName":388,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":435,"rateMax":436,"rateAvg":448,"loanLimit":437,"earlyRepaymentFee":438,"delinquencyRate":439,"incidentalExpense":440},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":450,"disclosureMonth":79,"companyCode":431,"companyName":432,"productCode":446,"productName":447,"joinWay":371,"mortgageType":372,"mortgageTypeName":373,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":435,"rateMax":436,"rateAvg":451,"loanLimit":437,"earlyRepaymentFee":438,"delinquencyRate":439,"incidentalExpense":440},"0010016-20283701000001001-A-D-C",4.92,{"id":453,"disclosureMonth":79,"companyCode":409,"companyName":410,"productCode":454,"productName":455,"joinWay":371,"mortgageType":387,"mortgageTypeName":388,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":456,"rateMax":457,"rateAvg":458,"loanLimit":417,"earlyRepaymentFee":418,"delinquencyRate":419,"incidentalExpense":420},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":460,"disclosureMonth":79,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":465,"mortgageType":372,"mortgageTypeName":373,"repaymentType":374,"repaymentTypeName":375,"rateType":376,"rateTypeName":377,"rateMin":466,"rateMax":467,"rateAvg":9,"loanLimit":399,"earlyRepaymentFee":468,"delinquencyRate":469,"incidentalExpense":470},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":486,"disclosureMonth":79,"companyCode":487,"companyName":488,"productCode":489,"productName":490,"joinWay":491,"mortgageType":387,"mortgageTypeName":388,"repaymentType":413,"repaymentTypeName":414,"rateType":376,"rateTypeName":377,"rateMin":492,"rateMax":493,"rateAvg":494,"loanLimit":495,"earlyRepaymentFee":496,"delinquencyRate":497,"incidentalExpense":498},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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