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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":951,"disclosureMonth":105,"companyCode":932,"companyName":933,"productCode":934,"productName":935,"joinWay":936,"mortgageType":952,"mortgageTypeName":953,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":943,"rateMax":944,"rateAvg":954,"loanLimit":946,"earlyRepaymentFee":947,"delinquencyRate":948,"incidentalExpense":949},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":956,"disclosureMonth":105,"companyCode":957,"companyName":958,"productCode":959,"productName":960,"joinWay":936,"mortgageType":952,"mortgageTypeName":953,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":961,"rateMax":962,"rateAvg":963,"loanLimit":964,"earlyRepaymentFee":965,"delinquencyRate":966,"incidentalExpense":967},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":969,"disclosureMonth":105,"companyCode":957,"companyName":958,"productCode":970,"productName":971,"joinWay":936,"mortgageType":937,"mortgageTypeName":938,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":961,"rateMax":962,"rateAvg":9,"loanLimit":964,"earlyRepaymentFee":965,"delinquencyRate":966,"incidentalExpense":967},"0010001-1054-A-S-C","1054","우리아파트론",{"id":973,"disclosureMonth":105,"companyCode":974,"companyName":975,"productCode":976,"productName":977,"joinWay":936,"mortgageType":937,"mortgageTypeName":938,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":980,"rateMax":981,"rateAvg":65,"loanLimit":982,"earlyRepaymentFee":983,"delinquencyRate":984,"incidentalExpense":985},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":987,"disclosureMonth":105,"companyCode":957,"companyName":958,"productCode":959,"productName":960,"joinWay":936,"mortgageType":952,"mortgageTypeName":953,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":988,"rateMax":989,"rateAvg":990,"loanLimit":964,"earlyRepaymentFee":965,"delinquencyRate":966,"incidentalExpense":967},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":992,"disclosureMonth":105,"companyCode":957,"companyName":958,"productCode":970,"productName":971,"joinWay":936,"mortgageType":937,"mortgageTypeName":938,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":988,"rateMax":989,"rateAvg":993,"loanLimit":964,"earlyRepaymentFee":965,"delinquencyRate":966,"incidentalExpense":967},"0010001-1054-A-D-C",4.75,{"id":995,"disclosureMonth":105,"companyCode":996,"companyName":997,"productCode":998,"productName":999,"joinWay":936,"mortgageType":952,"mortgageTypeName":953,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1000,"rateMax":1001,"rateAvg":9,"loanLimit":1002,"earlyRepaymentFee":1003,"delinquencyRate":1004,"incidentalExpense":1005},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1007,"disclosureMonth":105,"companyCode":996,"companyName":997,"productCode":998,"productName":999,"joinWay":936,"mortgageType":937,"mortgageTypeName":938,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1000,"rateMax":1001,"rateAvg":1008,"loanLimit":1002,"earlyRepaymentFee":1003,"delinquencyRate":1004,"incidentalExpense":1005},"0010016-20461501000001001-A-D-C",4.66,{"id":1010,"disclosureMonth":105,"companyCode":996,"companyName":997,"productCode":1011,"productName":1012,"joinWay":936,"mortgageType":952,"mortgageTypeName":953,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1000,"rateMax":1001,"rateAvg":1013,"loanLimit":1002,"earlyRepaymentFee":1003,"delinquencyRate":1004,"incidentalExpense":1005},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1015,"disclosureMonth":105,"companyCode":996,"companyName":997,"productCode":1011,"productName":1012,"joinWay":936,"mortgageType":937,"mortgageTypeName":938,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1000,"rateMax":1001,"rateAvg":1016,"loanLimit":1002,"earlyRepaymentFee":1003,"delinquencyRate":1004,"incidentalExpense":1005},"0010016-20283701000001001-A-D-C",4.92,{"id":1018,"disclosureMonth":105,"companyCode":974,"companyName":975,"productCode":1019,"productName":1020,"joinWay":936,"mortgageType":952,"mortgageTypeName":953,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1021,"rateMax":1022,"rateAvg":1023,"loanLimit":982,"earlyRepaymentFee":983,"delinquencyRate":984,"incidentalExpense":985},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1025,"disclosureMonth":105,"companyCode":1026,"companyName":1027,"productCode":1028,"productName":1029,"joinWay":1030,"mortgageType":937,"mortgageTypeName":938,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":1031,"rateMax":1032,"rateAvg":9,"loanLimit":964,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1037,"disclosureMonth":105,"companyCode":1038,"companyName":1039,"productCode":1040,"productName":1041,"joinWay":1042,"mortgageType":937,"mortgageTypeName":938,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1043,"rateMax":1044,"rateAvg":1045,"loanLimit":1046,"earlyRepaymentFee":1047,"delinquencyRate":1048,"incidentalExpense":1049},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1051,"disclosureMonth":105,"companyCode":1052,"companyName":1053,"productCode":1054,"productName":1055,"joinWay":1056,"mortgageType":952,"mortgageTypeName":953,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1057,"rateMax":1058,"rateAvg":1059,"loanLimit":1060,"earlyRepaymentFee":1061,"delinquencyRate":1062,"incidentalExpense":1063},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1065,"disclosureMonth":105,"companyCode":1052,"companyName":1053,"productCode":1054,"productName":1055,"joinWay":1056,"mortgageType":937,"mortgageTypeName":938,"repaymentType":978,"repaymentTypeName":979,"rateType":941,"rateTypeName":942,"rateMin":1057,"rateMax":1058,"rateAvg":1066,"loanLimit":1060,"earlyRepaymentFee":1061,"delinquencyRate":1062,"incidentalExpense":1063},"0013175-2001104780001-A-D-C",5.13,{"id":1068,"disclosureMonth":105,"companyCode":1052,"companyName":1053,"productCode":1054,"productName":1055,"joinWay":1056,"mortgageType":937,"mortgageTypeName":938,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":1057,"rateMax":1058,"rateAvg":1069,"loanLimit":1060,"earlyRepaymentFee":1061,"delinquencyRate":1062,"incidentalExpense":1063},"0013175-2001104780001-A-S-C",4.86,{"id":1071,"disclosureMonth":105,"companyCode":1052,"companyName":1053,"productCode":1054,"productName":1055,"joinWay":1056,"mortgageType":952,"mortgageTypeName":953,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":1057,"rateMax":1058,"rateAvg":1016,"loanLimit":1060,"earlyRepaymentFee":1061,"delinquencyRate":1062,"incidentalExpense":1063},"0013175-2001104780001-E-S-C",{"id":1073,"disclosureMonth":105,"companyCode":1074,"companyName":1075,"productCode":1076,"productName":1077,"joinWay":1078,"mortgageType":937,"mortgageTypeName":938,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":1079,"rateMax":1080,"rateAvg":9,"loanLimit":1081,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1086,"disclosureMonth":105,"companyCode":1074,"companyName":1075,"productCode":1076,"productName":1077,"joinWay":1078,"mortgageType":952,"mortgageTypeName":953,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":1079,"rateMax":1080,"rateAvg":9,"loanLimit":1081,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010030-1-E-S-C",{"id":1088,"disclosureMonth":105,"companyCode":1089,"companyName":1090,"productCode":1091,"productName":1092,"joinWay":936,"mortgageType":937,"mortgageTypeName":938,"repaymentType":939,"repaymentTypeName":940,"rateType":941,"rateTypeName":942,"rateMin":993,"rateMax":1093,"rateAvg":9,"loanLimit":964,"earlyRepaymentFee":1094,"delinquencyRate":1095,"incidentalExpense":1096},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 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