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일배치","020000",111,"2026-11-03T22:07:42.487Z",[933,953,958,971,975,989,994,997,1009,1012,1017,1020,1027,1039,1053,1067,1070,1073,1075,1088,1090,1100,1102,1111,1124,1130,1140,1143,1151,1153,1158,1160,1164,1167,1170,1175,1179,1182,1186,1190,1194,1204,1209,1211,1213,1218,1224,1236,1238,1242,1245,1248,1250,1253,1257,1261,1272,1274,1285,1297,1300,1304,1308,1310,1313,1319,1323,1329,1333,1338,1350,1355,1358,1361,1363,1369,1372,1375,1377,1384,1386,1388,1390,1394,1396,1398,1400,1403,1405,1409,1411,1415,1417,1421,1423,1428,1430,1434,1440,1442,1445,1450,1452,1457,1459,1461,1463,1468,1472,1476,1480],{"id":934,"disclosureMonth":759,"companyCode":935,"companyName":936,"productCode":937,"productName":938,"joinWay":939,"mortgageType":940,"mortgageTypeName":941,"repaymentType":942,"repaymentTypeName":943,"rateType":944,"rateTypeName":945,"rateMin":946,"rateMax":947,"rateAvg":948,"loanLimit":949,"earlyRepaymentFee":950,"delinquencyRate":951,"incidentalExpense":952},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":954,"disclosureMonth":759,"companyCode":935,"companyName":936,"productCode":937,"productName":938,"joinWay":939,"mortgageType":955,"mortgageTypeName":956,"repaymentType":942,"repaymentTypeName":943,"rateType":944,"rateTypeName":945,"rateMin":946,"rateMax":947,"rateAvg":957,"loanLimit":949,"earlyRepaymentFee":950,"delinquencyRate":951,"incidentalExpense":952},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":959,"disclosureMonth":759,"companyCode":960,"companyName":961,"productCode":962,"productName":963,"joinWay":939,"mortgageType":955,"mortgageTypeName":956,"repaymentType":942,"repaymentTypeName":943,"rateType":944,"rateTypeName":945,"rateMin":964,"rateMax":965,"rateAvg":966,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":972,"disclosureMonth":759,"companyCode":960,"companyName":961,"productCode":973,"productName":974,"joinWay":939,"mortgageType":940,"mortgageTypeName":941,"repaymentType":942,"repaymentTypeName":943,"rateType":944,"rateTypeName":945,"rateMin":964,"rateMax":965,"rateAvg":24,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010001-1054-A-S-C","1054","우리아파트론",{"id":976,"disclosureMonth":759,"companyCode":977,"companyName":978,"productCode":979,"productName":980,"joinWay":939,"mortgageType":940,"mortgageTypeName":941,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":983,"rateMax":984,"rateAvg":117,"loanLimit":985,"earlyRepaymentFee":986,"delinquencyRate":987,"incidentalExpense":988},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":990,"disclosureMonth":759,"companyCode":960,"companyName":961,"productCode":962,"productName":963,"joinWay":939,"mortgageType":955,"mortgageTypeName":956,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":991,"rateMax":992,"rateAvg":993,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":995,"disclosureMonth":759,"companyCode":960,"companyName":961,"productCode":973,"productName":974,"joinWay":939,"mortgageType":940,"mortgageTypeName":941,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":991,"rateMax":992,"rateAvg":996,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010001-1054-A-D-C",4.75,{"id":998,"disclosureMonth":759,"companyCode":999,"companyName":1000,"productCode":1001,"productName":1002,"joinWay":939,"mortgageType":955,"mortgageTypeName":956,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1003,"rateMax":1004,"rateAvg":24,"loanLimit":1005,"earlyRepaymentFee":1006,"delinquencyRate":1007,"incidentalExpense":1008},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1010,"disclosureMonth":759,"companyCode":999,"companyName":1000,"productCode":1001,"productName":1002,"joinWay":939,"mortgageType":940,"mortgageTypeName":941,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1003,"rateMax":1004,"rateAvg":1011,"loanLimit":1005,"earlyRepaymentFee":1006,"delinquencyRate":1007,"incidentalExpense":1008},"0010016-20461501000001001-A-D-C",4.66,{"id":1013,"disclosureMonth":759,"companyCode":999,"companyName":1000,"productCode":1014,"productName":1015,"joinWay":939,"mortgageType":955,"mortgageTypeName":956,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1003,"rateMax":1004,"rateAvg":1016,"loanLimit":1005,"earlyRepaymentFee":1006,"delinquencyRate":1007,"incidentalExpense":1008},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1018,"disclosureMonth":759,"companyCode":999,"companyName":1000,"productCode":1014,"productName":1015,"joinWay":939,"mortgageType":940,"mortgageTypeName":941,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1003,"rateMax":1004,"rateAvg":1019,"loanLimit":1005,"earlyRepaymentFee":1006,"delinquencyRate":1007,"incidentalExpense":1008},"0010016-20283701000001001-A-D-C",4.92,{"id":1021,"disclosureMonth":759,"companyCode":977,"companyName":978,"productCode":1022,"productName":1023,"joinWay":939,"mortgageType":955,"mortgageTypeName":956,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1024,"rateMax":1025,"rateAvg":1026,"loanLimit":985,"earlyRepaymentFee":986,"delinquencyRate":987,"incidentalExpense":988},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1028,"disclosureMonth":759,"companyCode":1029,"companyName":1030,"productCode":1031,"productName":1032,"joinWay":1033,"mortgageType":940,"mortgageTypeName":941,"repaymentType":942,"repaymentTypeName":943,"rateType":944,"rateTypeName":945,"rateMin":1034,"rateMax":1035,"rateAvg":24,"loanLimit":967,"earlyRepaymentFee":1036,"delinquencyRate":1037,"incidentalExpense":1038},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1040,"disclosureMonth":759,"companyCode":1041,"companyName":1042,"productCode":1043,"productName":1044,"joinWay":1045,"mortgageType":940,"mortgageTypeName":941,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1046,"rateMax":1047,"rateAvg":1048,"loanLimit":1049,"earlyRepaymentFee":1050,"delinquencyRate":1051,"incidentalExpense":1052},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1054,"disclosureMonth":759,"companyCode":1055,"companyName":1056,"productCode":1057,"productName":1058,"joinWay":1059,"mortgageType":955,"mortgageTypeName":956,"repaymentType":981,"repaymentTypeName":982,"rateType":944,"rateTypeName":945,"rateMin":1060,"rateMax":1061,"rateAvg":1062,"loanLimit":1063,"earlyRepaymentFee":1064,"delinquencyRate":1065,"incidentalExpense":1066},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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