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대출금액*120%*1%*채권할인율",{"id":807,"disclosureMonth":747,"companyCode":777,"companyName":778,"productCode":779,"productName":780,"joinWay":756,"mortgageType":772,"mortgageTypeName":773,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":808,"rateMax":809,"rateAvg":810,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":812,"disclosureMonth":747,"companyCode":777,"companyName":778,"productCode":790,"productName":791,"joinWay":756,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":808,"rateMax":809,"rateAvg":813,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0010001-1054-A-D-C",4.75,{"id":815,"disclosureMonth":747,"companyCode":816,"companyName":817,"productCode":818,"productName":819,"joinWay":756,"mortgageType":772,"mortgageTypeName":773,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":820,"rateMax":821,"rateAvg":9,"loanLimit":822,"earlyRepaymentFee":823,"delinquencyRate":824,"incidentalExpense":825},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":827,"disclosureMonth":747,"companyCode":816,"companyName":817,"productCode":818,"productName":819,"joinWay":756,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":820,"rateMax":821,"rateAvg":828,"loanLimit":822,"earlyRepaymentFee":823,"delinquencyRate":824,"incidentalExpense":825},"0010016-20461501000001001-A-D-C",4.66,{"id":830,"disclosureMonth":747,"companyCode":816,"companyName":817,"productCode":831,"productName":832,"joinWay":756,"mortgageType":772,"mortgageTypeName":773,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":820,"rateMax":821,"rateAvg":833,"loanLimit":822,"earlyRepaymentFee":823,"delinquencyRate":824,"incidentalExpense":825},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":835,"disclosureMonth":747,"companyCode":816,"companyName":817,"productCode":831,"productName":832,"joinWay":756,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":820,"rateMax":821,"rateAvg":836,"loanLimit":822,"earlyRepaymentFee":823,"delinquencyRate":824,"incidentalExpense":825},"0010016-20283701000001001-A-D-C",4.92,{"id":838,"disclosureMonth":747,"companyCode":794,"companyName":795,"productCode":839,"productName":840,"joinWay":756,"mortgageType":772,"mortgageTypeName":773,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":841,"rateMax":842,"rateAvg":843,"loanLimit":802,"earlyRepaymentFee":803,"delinquencyRate":804,"incidentalExpense":805},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":845,"disclosureMonth":747,"companyCode":846,"companyName":847,"productCode":848,"productName":849,"joinWay":850,"mortgageType":757,"mortgageTypeName":758,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":851,"rateMax":852,"rateAvg":9,"loanLimit":784,"earlyRepaymentFee":853,"delinquencyRate":854,"incidentalExpense":855},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":857,"disclosureMonth":747,"companyCode":858,"companyName":859,"productCode":860,"productName":861,"joinWay":862,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":863,"rateMax":864,"rateAvg":865,"loanLimit":866,"earlyRepaymentFee":867,"delinquencyRate":868,"incidentalExpense":869},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":871,"disclosureMonth":747,"companyCode":872,"companyName":873,"productCode":874,"productName":875,"joinWay":876,"mortgageType":772,"mortgageTypeName":773,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":877,"rateMax":878,"rateAvg":879,"loanLimit":880,"earlyRepaymentFee":881,"delinquencyRate":882,"incidentalExpense":883},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":885,"disclosureMonth":747,"companyCode":872,"companyName":873,"productCode":874,"productName":875,"joinWay":876,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":877,"rateMax":878,"rateAvg":886,"loanLimit":880,"earlyRepaymentFee":881,"delinquencyRate":882,"incidentalExpense":883},"0013175-2001104780001-A-D-C",5.13,{"id":888,"disclosureMonth":747,"companyCode":872,"companyName":873,"productCode":874,"productName":875,"joinWay":876,"mortgageType":757,"mortgageTypeName":758,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":877,"rateMax":878,"rateAvg":889,"loanLimit":880,"earlyRepaymentFee":881,"delinquencyRate":882,"incidentalExpense":883},"0013175-2001104780001-A-S-C",4.86,{"id":891,"disclosureMonth":747,"companyCode":872,"companyName":873,"productCode":874,"productName":875,"joinWay":876,"mortgageType":772,"mortgageTypeName":773,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":877,"rateMax":878,"rateAvg":836,"loanLimit":880,"earlyRepaymentFee":881,"delinquencyRate":882,"incidentalExpense":883},"0013175-2001104780001-E-S-C",{"id":893,"disclosureMonth":747,"companyCode":894,"companyName":895,"productCode":896,"productName":897,"joinWay":898,"mortgageType":757,"mortgageTypeName":758,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":899,"rateMax":900,"rateAvg":9,"loanLimit":901,"earlyRepaymentFee":902,"delinquencyRate":903,"incidentalExpense":904},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":906,"disclosureMonth":747,"companyCode":894,"companyName":895,"productCode":896,"productName":897,"joinWay":898,"mortgageType":772,"mortgageTypeName":773,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":899,"rateMax":900,"rateAvg":9,"loanLimit":901,"earlyRepaymentFee":902,"delinquencyRate":903,"incidentalExpense":904},"0010030-1-E-S-C",{"id":908,"disclosureMonth":747,"companyCode":909,"companyName":910,"productCode":911,"productName":912,"joinWay":756,"mortgageType":757,"mortgageTypeName":758,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":813,"rateMax":913,"rateAvg":9,"loanLimit":784,"earlyRepaymentFee":914,"delinquencyRate":915,"incidentalExpense":916},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":918,"disclosureMonth":747,"companyCode":909,"companyName":910,"productCode":911,"productName":912,"joinWay":756,"mortgageType":772,"mortgageTypeName":773,"repaymentType":759,"repaymentTypeName":760,"rateType":761,"rateTypeName":762,"rateMin":813,"rateMax":913,"rateAvg":9,"loanLimit":784,"earlyRepaymentFee":914,"delinquencyRate":915,"incidentalExpense":916},"0010927-KB200300000002-E-S-C",{"id":920,"disclosureMonth":747,"companyCode":752,"companyName":753,"productCode":921,"productName":922,"joinWay":862,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":923,"rateMax":924,"rateAvg":925,"loanLimit":926,"earlyRepaymentFee":767,"delinquencyRate":768,"incidentalExpense":927},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":929,"disclosureMonth":747,"companyCode":930,"companyName":931,"productCode":932,"productName":933,"joinWay":862,"mortgageType":757,"mortgageTypeName":758,"repaymentType":798,"repaymentTypeName":799,"rateType":761,"rateTypeName":762,"rateMin":934,"rateMax":935,"rateAvg":936,"loanLimit":937,"earlyRepaymentFee":938,"delinquencyRate":939,"incidentalExpense":940},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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