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대출금액*120%*1%*채권할인율",{"id":1042,"disclosureMonth":105,"companyCode":1012,"companyName":1013,"productCode":1014,"productName":1015,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1043,"rateMax":1044,"rateAvg":1045,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1047,"disclosureMonth":105,"companyCode":1012,"companyName":1013,"productCode":1025,"productName":1026,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1043,"rateMax":1044,"rateAvg":1048,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010001-1054-A-D-C",4.75,{"id":1050,"disclosureMonth":105,"companyCode":1051,"companyName":1052,"productCode":1053,"productName":1054,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":9,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1062,"disclosureMonth":105,"companyCode":1051,"companyName":1052,"productCode":1053,"productName":1054,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":1063,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20461501000001001-A-D-C",4.66,{"id":1065,"disclosureMonth":105,"companyCode":1051,"companyName":1052,"productCode":1066,"productName":1067,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":1068,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1070,"disclosureMonth":105,"companyCode":1051,"companyName":1052,"productCode":1066,"productName":1067,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1055,"rateMax":1056,"rateAvg":1071,"loanLimit":1057,"earlyRepaymentFee":1058,"delinquencyRate":1059,"incidentalExpense":1060},"0010016-20283701000001001-A-D-C",4.92,{"id":1073,"disclosureMonth":105,"companyCode":1029,"companyName":1030,"productCode":1074,"productName":1075,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1076,"rateMax":1077,"rateAvg":1078,"loanLimit":1037,"earlyRepaymentFee":1038,"delinquencyRate":1039,"incidentalExpense":1040},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1080,"disclosureMonth":105,"companyCode":1081,"companyName":1082,"productCode":1083,"productName":1084,"joinWay":1085,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1086,"rateMax":1087,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1088,"delinquencyRate":1089,"incidentalExpense":1090},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1092,"disclosureMonth":105,"companyCode":1093,"companyName":1094,"productCode":1095,"productName":1096,"joinWay":1097,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1098,"rateMax":1099,"rateAvg":1100,"loanLimit":1101,"earlyRepaymentFee":1102,"delinquencyRate":1103,"incidentalExpense":1104},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1106,"disclosureMonth":105,"companyCode":1107,"companyName":1108,"productCode":1109,"productName":1110,"joinWay":1111,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1112,"rateMax":1113,"rateAvg":1114,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1120,"disclosureMonth":105,"companyCode":1107,"companyName":1108,"productCode":1109,"productName":1110,"joinWay":1111,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1112,"rateMax":1113,"rateAvg":1121,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0013175-2001104780001-A-D-C",5.13,{"id":1123,"disclosureMonth":105,"companyCode":1107,"companyName":1108,"productCode":1109,"productName":1110,"joinWay":1111,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1112,"rateMax":1113,"rateAvg":1124,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0013175-2001104780001-A-S-C",4.86,{"id":1126,"disclosureMonth":105,"companyCode":1107,"companyName":1108,"productCode":1109,"productName":1110,"joinWay":1111,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1112,"rateMax":1113,"rateAvg":1071,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0013175-2001104780001-E-S-C",{"id":1128,"disclosureMonth":105,"companyCode":1129,"companyName":1130,"productCode":1131,"productName":1132,"joinWay":1133,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1134,"rateMax":1135,"rateAvg":9,"loanLimit":1136,"earlyRepaymentFee":1137,"delinquencyRate":1138,"incidentalExpense":1139},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1141,"disclosureMonth":105,"companyCode":1129,"companyName":1130,"productCode":1131,"productName":1132,"joinWay":1133,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1134,"rateMax":1135,"rateAvg":9,"loanLimit":1136,"earlyRepaymentFee":1137,"delinquencyRate":1138,"incidentalExpense":1139},"0010030-1-E-S-C",{"id":1143,"disclosureMonth":105,"companyCode":1144,"companyName":1145,"productCode":1146,"productName":1147,"joinWay":991,"mortgageType":992,"mortgageTypeName":993,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1048,"rateMax":1148,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1149,"delinquencyRate":1150,"incidentalExpense":1151},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1153,"disclosureMonth":105,"companyCode":1144,"companyName":1145,"productCode":1146,"productName":1147,"joinWay":991,"mortgageType":1007,"mortgageTypeName":1008,"repaymentType":994,"repaymentTypeName":995,"rateType":996,"rateTypeName":997,"rateMin":1048,"rateMax":1148,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1149,"delinquencyRate":1150,"incidentalExpense":1151},"0010927-KB200300000002-E-S-C",{"id":1155,"disclosureMonth":105,"companyCode":987,"companyName":988,"productCode":1156,"productName":1157,"joinWay":1097,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1158,"rateMax":1159,"rateAvg":1160,"loanLimit":1161,"earlyRepaymentFee":1002,"delinquencyRate":1003,"incidentalExpense":1162},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1164,"disclosureMonth":105,"companyCode":1165,"companyName":1166,"productCode":1167,"productName":1168,"joinWay":1097,"mortgageType":992,"mortgageTypeName":993,"repaymentType":1033,"repaymentTypeName":1034,"rateType":996,"rateTypeName":997,"rateMin":1169,"rateMax":1170,"rateAvg":1171,"loanLimit":1172,"earlyRepaymentFee":1173,"delinquencyRate":1174,"incidentalExpense":1175},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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