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센트럴","\u002Fapt\u002F%EA%B2%BD%EC%83%81%EB%82%A8%EB%8F%84\u002F%EA%B1%B0%EC%A0%9C%EC%8B%9C\u002F%EA%B3%A0%ED%98%84%EB%8F%99\u002F%EC%8A%A4%ED%83%80%ED%9E%90%EC%8A%A4-%EC%84%BC%ED%8A%B8%EB%9F%B4-A10028180-%EC%8B%A4%EA%B1%B0%EB%9E%98%EA%B0%80",732.5819050574987,{"ok":7,"source":532,"finGroup":533,"totalCount":534,"disclosureMonth":535,"syncedAt":536,"items":537},"금융감독원 금융상품한눈에 · 아파트메이트 일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[538,558,563,576,580,594,599,602,614,617,622,625,632,644,658,672,675,678,680,693,695,705,707,716,729,735,745,748,756,758,763,765,769,772,775,780,784,787,791,795,799,809,814,816,818,823,829,841,843,847,850,853,855,858,862,866,877,879,890,902,905,909,913,915,918,924,928,934,938,943,955,960,963,966,968,974,977,980,982,989,991,993,995,999,1001,1003,1005,1008,1010,1014,1016,1020,1022,1026,1028,1033,1035,1039,1045,1047,1050,1055,1057,1062,1064,1066,1068,1073,1077,1081,1085],{"id":539,"disclosureMonth":535,"companyCode":540,"companyName":541,"productCode":542,"productName":543,"joinWay":544,"mortgageType":545,"mortgageTypeName":546,"repaymentType":547,"repaymentTypeName":548,"rateType":549,"rateTypeName":550,"rateMin":551,"rateMax":552,"rateAvg":553,"loanLimit":554,"earlyRepaymentFee":555,"delinquencyRate":556,"incidentalExpense":557},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":559,"disclosureMonth":535,"companyCode":540,"companyName":541,"productCode":542,"productName":543,"joinWay":544,"mortgageType":560,"mortgageTypeName":561,"repaymentType":547,"repaymentTypeName":548,"rateType":549,"rateTypeName":550,"rateMin":551,"rateMax":552,"rateAvg":562,"loanLimit":554,"earlyRepaymentFee":555,"delinquencyRate":556,"incidentalExpense":557},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":564,"disclosureMonth":535,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":544,"mortgageType":560,"mortgageTypeName":561,"repaymentType":547,"repaymentTypeName":548,"rateType":549,"rateTypeName":550,"rateMin":569,"rateMax":570,"rateAvg":571,"loanLimit":572,"earlyRepaymentFee":573,"delinquencyRate":574,"incidentalExpense":575},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":577,"disclosureMonth":535,"companyCode":565,"companyName":566,"productCode":578,"productName":579,"joinWay":544,"mortgageType":545,"mortgageTypeName":546,"repaymentType":547,"repaymentTypeName":548,"rateType":549,"rateTypeName":550,"rateMin":569,"rateMax":570,"rateAvg":9,"loanLimit":572,"earlyRepaymentFee":573,"delinquencyRate":574,"incidentalExpense":575},"0010001-1054-A-S-C","1054","우리아파트론",{"id":581,"disclosureMonth":535,"companyCode":582,"companyName":583,"productCode":584,"productName":585,"joinWay":544,"mortgageType":545,"mortgageTypeName":546,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":588,"rateMax":589,"rateAvg":91,"loanLimit":590,"earlyRepaymentFee":591,"delinquencyRate":592,"incidentalExpense":593},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":595,"disclosureMonth":535,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":544,"mortgageType":560,"mortgageTypeName":561,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":596,"rateMax":597,"rateAvg":598,"loanLimit":572,"earlyRepaymentFee":573,"delinquencyRate":574,"incidentalExpense":575},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":600,"disclosureMonth":535,"companyCode":565,"companyName":566,"productCode":578,"productName":579,"joinWay":544,"mortgageType":545,"mortgageTypeName":546,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":596,"rateMax":597,"rateAvg":601,"loanLimit":572,"earlyRepaymentFee":573,"delinquencyRate":574,"incidentalExpense":575},"0010001-1054-A-D-C",4.75,{"id":603,"disclosureMonth":535,"companyCode":604,"companyName":605,"productCode":606,"productName":607,"joinWay":544,"mortgageType":560,"mortgageTypeName":561,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":608,"rateMax":609,"rateAvg":9,"loanLimit":610,"earlyRepaymentFee":611,"delinquencyRate":612,"incidentalExpense":613},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":615,"disclosureMonth":535,"companyCode":604,"companyName":605,"productCode":606,"productName":607,"joinWay":544,"mortgageType":545,"mortgageTypeName":546,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":608,"rateMax":609,"rateAvg":616,"loanLimit":610,"earlyRepaymentFee":611,"delinquencyRate":612,"incidentalExpense":613},"0010016-20461501000001001-A-D-C",4.66,{"id":618,"disclosureMonth":535,"companyCode":604,"companyName":605,"productCode":619,"productName":620,"joinWay":544,"mortgageType":560,"mortgageTypeName":561,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":608,"rateMax":609,"rateAvg":621,"loanLimit":610,"earlyRepaymentFee":611,"delinquencyRate":612,"incidentalExpense":613},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":623,"disclosureMonth":535,"companyCode":604,"companyName":605,"productCode":619,"productName":620,"joinWay":544,"mortgageType":545,"mortgageTypeName":546,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":608,"rateMax":609,"rateAvg":624,"loanLimit":610,"earlyRepaymentFee":611,"delinquencyRate":612,"incidentalExpense":613},"0010016-20283701000001001-A-D-C",4.92,{"id":626,"disclosureMonth":535,"companyCode":582,"companyName":583,"productCode":627,"productName":628,"joinWay":544,"mortgageType":560,"mortgageTypeName":561,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":629,"rateMax":630,"rateAvg":631,"loanLimit":590,"earlyRepaymentFee":591,"delinquencyRate":592,"incidentalExpense":593},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":633,"disclosureMonth":535,"companyCode":634,"companyName":635,"productCode":636,"productName":637,"joinWay":638,"mortgageType":545,"mortgageTypeName":546,"repaymentType":547,"repaymentTypeName":548,"rateType":549,"rateTypeName":550,"rateMin":639,"rateMax":640,"rateAvg":9,"loanLimit":572,"earlyRepaymentFee":641,"delinquencyRate":642,"incidentalExpense":643},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":659,"disclosureMonth":535,"companyCode":660,"companyName":661,"productCode":662,"productName":663,"joinWay":664,"mortgageType":560,"mortgageTypeName":561,"repaymentType":586,"repaymentTypeName":587,"rateType":549,"rateTypeName":550,"rateMin":665,"rateMax":666,"rateAvg":667,"loanLimit":668,"earlyRepaymentFee":669,"delinquencyRate":670,"incidentalExpense":671},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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